When it comes to Omaha Medicare Supplement Plans, it's hard to know whom to trust to be a great advisor and who will help one get the right coverage for one’s needs, however, one such company stands out as a dedicated Medicare Advisor at Health & Life Insurance Pros, LLC.
We talked with the Founder, Jose Ortez, and he wanted to share the biggest benefits of applying for Omaha Medicare Supplement Plans:
Medicare is our country's health insurance program for people aged 65 or older.
Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure.
The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care.
One has choices for how to get Omaha Medicare Supplement Plans and coverage.
If one chooses to have Original Medicare (Part A and Part B) coverage, one can buy a Medicare Supplement Insurance (Medigap) policy from a private insurance company.
Social Security enrolls one in Original Medicare (Part A and Part B).
Some of the most common Omaha Medicare Supplement plans are Part A, B, and D.
Medicare Part A (hospital insurance) helps pay for inpatient care in a hospital or limited time at a skilled nursing facility (following a hospital stay). Part A also pays for some home health care and hospice care.
Medicare Part B (medical insurance) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
Other parts of Medicare are run by private insurance companies that follow rules set by Medicare.
Supplemental (Medigap) policies help pay Medicare out-of-pocket copayments, coinsurance, and deductible expenses.
Another one of the popular Omaha Medicare Supplement plans available is Medicare Advantage.
Medicare Advantage Plan (previously known as Part C) includes all benefits and services covered under Part A and Part B — prescription drugs and additional benefits such as vision, hearing, and dental — bundled together in one plan.
Medicare Part D (Medicare prescription drug coverage) helps cover the cost of prescription drugs.
Most people aged 65 or older are eligible for free medical hospital insurance (Part A) if they have worked and paid Omaha Medicare Supplement plans and the taxes on it long enough.
One can enroll in Medicare medical insurance (Part B) by paying a monthly premium.
Some beneficiaries with higher incomes will pay a higher monthly Part B premium.
If one is within three months of turning age 65 or older and not ready to start one's monthly Social Security benefits yet, one can contact Jose Ortez for help applying for or checking the rates on available Omaha Medicare Supplement Plans, get Medicare advice and get help applying for the best coverage.