SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 29, 2004
MERCHANTS GROUP, INC.
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(Exact name of registrant as specified in its charter)
Delaware
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(State or other jurisdiction of incorporation)
1-9640 16-1280763
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(Commission File Number) (I.R.S. Employer Identification No.)
250 Main Street, Buffalo, New York 14202
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (716) 849-3333
(NOT APPLICABLE)
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(Former name or former address, if changed since last report)
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TABLE OF CONTENTS
Item 7. Financial Statements and Exhibits.
Item 12. Results of Operations and Financial Condition.
FORM 8-K
EXHIBIT INDEX
Exhibit 99 News Release
Item 7. Financial Statements and Exhibits.
(c) Exhibits.
The following exhibits are filed as a part of this report:
Exhibit No. Description
99 Press release dated July 29, 2004.
Item 12. Results of Operations and Financial Condition.
On July 29, 2004, Merchants Group, Inc. issued a press release
announcing results for the quarter ended June 30, 2004 and the declaration of a
quarterly dividend. The text of the press release is furnished as exhibit 99 to
this Form 8-K. The information in this report shall not be deemed to be filed
for purposes of Section 18 of the Securities and Exchange Act of 1934 or
incorporated by reference in any filing under the Securities Act of 1933.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
MERCHANTS GROUP, INC.
By: /s/ Kenneth J. Wilson
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Kenneth J. Wilson
Chief Financial Officer
Treasurer
Dated July 29, 2004
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EXHIBIT INDEX
Exhibit No.
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99 Press release dated July 29, 2004.
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