Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(D) OF THE
                        SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): July 15, 2003

                                 POPULAR, INC.
             (Exact name of registrant as specified in its charter)

 COMMONWEALTH OF PUERTO RICO         NO. 0-13818              NO. 66-0416582
(State or other jurisdiction         (Commission              (IRS Employer
     of incorporation)               File Number)           Identification No.)

        HATO REY, PUERTO RICO                                          00918
(Address of principal executive offices)                             (Zip Code)

       Registrant's telephone number, including area code: (787) 765-9800

         (Former name or former address, if changed since last report)

Item 7.  Financial Statements and Exhibits


         99.1  News release dated July 15, 2003, announcing Popular, Inc.'s
(the "Corporation") consolidated earnings for the quarter ended June 30, 2003.

Item 9.  Regulation FD Disclosure

         This information furnished under "Item 9. Regulation FD Disclosure" is
provided under "Item 12. Results of Operations and Financial Condition" in
accordance with SEC Release No. 33-8216.

         On July 15, 2003, the Corporation issued a news release announcing its
unaudited operational results for the quarter ended June 30, 2003, a copy of
which is attached as Exhibit 99.1 to this Current Report on Form 8-K and
incorporated herein by reference. The information furnished under Item 12 of
this Current Report on Form 8-K, including Exhibit 99.1, shall be deemed to be
filed for purposes of the Securities Exchange Act of 1934, as amended.


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                       POPULAR, INC.

Date: July 15, 2003                    By:  /s/ Jorge A. Junquera
                                          Name: Jorge A. Junquera
                                          Title: Senior Executive Vice President
                                                 and Chief Financial Officer

                                 EXHIBIT INDEX

Exhibit Number       Description

99.1                 News release, dated June 15, 2003