Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 30, 2003
         ------------------------------------------------ --------------

                                  POPULAR, INC.
             (Exact name of registrant as specified in its charter)

COMMONWEALTH OF PUERTO RICO                            NO. 0-13818               NO. 66-0416582
---------------------------------------------          -----------               -------------
(State or other jurisdiction of incorporation)         (Commission                (IRS Employer
                                                       File Number)            Identification No.)

         ATO REY, PUERTO RICO                           00918
         --------------------------------------         -----
       (Address of principal executive offices)       (Zip Code)

       Registrant's telephone number, including area code: (787) 765-9800

          (Former name or former address, if changed since last report)

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

         (c) Exhibits

         99(a) Quarterly Report to Shareholders for the quarter ended
         March 31, 2003

Item 9.  Regulation FD Disclosure (This item includes information required
under Item 12 and furnished under Item 9.)

         The Corporation's quarterly report, together with a financial
presentation that contains additional quarterly information will be available
at Popular, Inc.'s web page The presentation includes
additional information about non-banking subsidiaries, asset quality ratios and
the largest commercial credit relations.

         The information included below is required by "Item 12. Disclosure of
Results of Operations and Financial Condition" and is furnished under this Item
9 in accordance with SEC Release No. 33-8216.

         On April 30, 2003, the Corporation mailed and released its Quarterly
Report to Shareholders including the unaudited operational results for the
quarter ended March 31, 2003, a copy of which is attached as Exhibit 99(a) to
this Current Report on Form 8-K and incorporated herein by reference. The
information furnished under Item 12 of this Current Report on Form 8-K,
including Exhibit 99(a), shall be deemed to be filed for purposes of the
Securities Exchange Act of 1934, as amended.


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                              POPULAR, INC.

Date:  April 30, 2003                         By:  S/Amilcar L. Jordan
                                              Name:  Amilcar L. Jordan
                                              Title: Senior Vice President
                                                     and Comptroller

                                  EXHIBIT INDEX

Exhibit Number     Description
--------------     -----------

99(a)              Quarterly Report to Shareholders for the quarter ended
                   March 31, 2003.