FREE WRITING PROSPECTUS
 

     
Free Writing Prospectus   Filed Pursuant to Rule 433
(To the Preliminary Prospectus   Registration Statement No. 333-142044
Supplement dated May 7, 2008)    
(HARTFORD LOGO)
$500,000,000 of 6.000% Senior Notes due January 15, 2019
FINAL TERM SHEET
May 7, 2008
         
Issuer:
   The Hartford Financial Services Group, Inc.
 
        
Security:
   SEC Registered Senior Unsecured Notes
 
        
Specified Currency:
  U.S. Dollars
 
        
Principal Amount:
   $500,000,000
 
        
Trade Date:
  May 7, 2008
 
        
Settlement Date (T+3):
  May 12, 2008
 
        
Final Maturity:
  January 15, 2019
 
        
Interest Rate:
   6.000%
 
        
Benchmark Treasury:
  3.5% UST due February 15, 2018
 
        
Benchmark Treasury Price:
   96-21+
 
        
Benchmark Treasury Yield:
   3.913%
 
        
Spread to Treasury:
   210 bps
 
        
Re-offer Yield:
   6.013%
 
        
Public Offering Price:
   99.878% Per Note
 
        
Interest Payment Dates:
  Semi-annually in arrears on January 15 and July 15, commencing January 15, 2009. Long first coupon.
 
        
Day Count Convention:
   30/360
 
        
Optional Redemption:
  Make whole call at T+ 35 bps
 
        
Authorized Denominations:
  $2,000 and integral multiples of $1,000 in excess thereof
 
        
CUSIP:
  416515AV6
 
        
Book-Running Managers:
  Deutsche Bank Securities Inc.
Goldman, Sachs & Co.
Merrill Lynch & Co.
The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling Deutsche Bank Securities Inc. toll-free at 800-503-4611, Goldman, Sachs & Co. toll-free at 866-471-2526, or by calling Merrill Lynch & Co. toll-free at 1-866-500-5408.