UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported): May 13, 2003
                                 ---------------

                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.
                   -------------------------------------------
             (Exact name of registrant as specified in its charter)

         Delaware                  0-19277                       13-3317783
----------------------------     ------------                ------------------
(State or other jurisdiction     (Commission                 (IRS Employer
      of Incorporation)          File Number)                Identification No.)


         The Hartford Financial Services Group, Inc.
         Hartford Plaza
         Hartford, Connecticut                                     06115-1900
         -----------------------------------------                 ----------
         (Address of principal executive offices)                  (Zip Code)


Registrant's telephone number, including area code:           (860) 547-5000
                                                            ------------------






Item 7.  Financial Statements and Exhibits.

      (a)   Financial statements of business acquired. Not applicable.

      (b)   Pro forma financial information. Not applicable.

      (c)   Exhibits. The exhibit listed below is being furnished with this Form
            8-K:

            Exhibit 99.1        Investor Financial Supplement


Item 9.  Regulation FD Disclosure.

In accordance with the procedural guidance set forth in SEC Release No. 33-8216,
the following  information  and the attached  exhibit are being  furnished under
"Item 9. Regulation FD Disclosure" in satisfaction of the  requirements of "Item
12. Results of Operations and Financial Condition."

On May 13, 2003,  The  Hartford  Financial  Services  Group,  Inc.  released its
Investor Financial  Supplement (the "IFS") for the first quarter ended March 31,
2003.  A  copy  of  the  IFS  is  furnished  herewith  as  Exhibit  99.1  and is
incorporated herein by reference.

As provided in General Instructions B.2 and B.6 of Form 8-K, the information and
exhibit  contained  in this  Form 8-K shall  not be  deemed  to be  "filed"  for
purposes of Section 18 of the Securities  Exchange Act of 1934, as amended,  nor
shall they be deemed to be  incorporated  by  reference  in any filing under the
Securities  Act of 1933,  as amended,  except as shall be expressly set forth by
specific reference in such a filing.




                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.




                                     THE HARTFORD FINANCIAL SERVICES GROUP, INC.


Date:  May 16, 2003                  By: /s/ NEAL S. WOLIN
                                         -------------------------------------
                                         Name:  Neal S. Wolin
                                         Title: Executive Vice President and
                                                General Counsel