June 8, 2005
  Dear Fellow Stockholder:
       We recently mailed you proxy material in connection with our First
Annual Meeting of Stockholders to be held on June 23, 2005.  According to our
records, we have not yet received your proxy.
       It is very important that your shares be voted, regardless of the
number of shares you own.
       Please take a moment to VOTE your shares by returning your proxy in the
envelope provided.  If your shares are held with a broker or bank, you can
also vote by telephone or the internet by following the enclosed instructions. 
       Please disregard this letter if you already voted your shares.  Thank
you for your cooperation and support.
  /s/ Daniel L. Stevens
  Daniel L. Stevens
  Chairman, President and Chief Executive Officer