Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
GILLILAND THOMAS C
  2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [UCBI]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
EVP, Corp Sec & General Couns
(Last)
(First)
(Middle)
PO BOX 398
3. Date of Earliest Transaction (Month/Day/Year)
10/31/2005
(Street)

BLAIRSVILLE, GA 30514
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 10/31/2005   M   13,422 A $ 13.33 79,722 D  
Common Stock 10/31/2005   M   8,958 A $ 12.67 88,680 D  
Common Stock 10/31/2005   M   8,586 A $ 11.67 97,266 D  
Common Stock 10/31/2005   M   5,706 A $ 13 102,972 D  
Common Stock 10/31/2005   F   16,112 D $ 28.97 86,860 D  
Common Stock               19,004.393 I By 401k
Common Stock               10,225 I Cust FBO Thomas C. Gilliland, Jr. (Son)
Common Stock               10,225 I Cust FBO Jason W. Gilliland (Son)
Common Stock               415,556 (1) I Candace W. Gilliland (Spouse)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Option to Purchase Common Stock $ 13.33 10/31/2005   M     13,422 01/01/1999(2) 01/01/2009 Common Stock 13,422 $ 13.33 0 D  
Option to Purchase Common Stock $ 12.67 10/31/2005   M     8,958 04/20/2000(3) 04/20/2010 Common Stock 8,958 $ 12.67 0 D  
Option to Purchase Common Stock $ 11.67 10/31/2005   M     8,586 04/18/2001(4) 04/18/2011 Common Stock 8,586 $ 11.67 0 D  
Option to Purchase Common Stock $ 13 10/31/2005   M     5,706 03/11/2002(5) 03/11/2012 Common Stock 5,706 $ 13 0 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
GILLILAND THOMAS C
PO BOX 398
BLAIRSVILLE, GA 30514
  X     EVP, Corp Sec & General Couns  

Signatures

 Lois J. Rich by Power of Attorney   10/31/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Includes 415,556 shares owned by Mr. Gilliland's spouse for which he claims beneficial ownership.
(2) 1999 Options were 20% vested on date of grant, then vested an additional 20% each annual anniversary.
(3) 2000 Options were 20% vested on date of grant, then vested an additional 20% each annual anniversary.
(4) 2001 Options were 20% vested on date of grant, then vested an additional 20% each annual anniversary.
(5) 2002 Options were 20% vested on date of grant, then vested an additional 20% each annual anniversary.

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