SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

Current Report

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) June 21, 2004

(Exact Name of Registrant as Specified in its Charter)

Pennsylvania
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(State or Other Jurisdiction of Incorporation)

0-12508
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(Commission File Number)

25-1434426
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(IRS Employer Identification No.)

43 South Ninth Street, Indiana, PA
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(Address of Principal Executive Offices)

15701
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Zip Code

Registrant's telephone number, including area code

(800) 325-2265
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Item 5 - Other Events and Regulation FD Disclosure

The Board of Directors of S&T Bancorp, Inc. declared a $0.27 per share cash dividend at its regular meeting held June 21, 2004. The dividend is payable on July 23, 2004 to shareholders of record on June 30, 2004. This dividend represents an 8.0 percent increase over the same period last year and a 3.6 percent annualized yield using the June 21, 2004 closing stock price of $30.25.

Item 7 - Financial Statements and Exhibits

(c) Exhibits

(99) Press Release

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed by the undersigned thereunto duly authorized.

June 22, 2004

Robert E. Rout
Executive Vice President,
Chief Financial Officer and Secretary