Form 11-K
Table of Contents


 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
_____________________________________
FORM 11-K
_____________________________________
(Mark one)
x    Annual Report pursuant to Section 15(d) of the Securities Exchange Act of 1934 for fiscal year ended December
31, 2011.

OR

¨    Transition Report pursuant to Section 15(d) of the Securities Exchange Act of 1934.

Commission File Number 001-00395
______________________________________

A.
Full title of the plan and the address of the plan, if different from that of the issuer named below:

NCR Savings Plan
 
B.
Name and issuer of the securities held pursuant to the plan and the address of its principal executive office:
NCR Corporation

3097 Satellite Boulevard, Duluth Georgia 30096

 















Table of Contents


NCR Savings Plan
Index
December 31, 2011 and 2010



 
 
Page(s)

1

Financial Statements:
 
2

3

4-11

Supplemental Schedule:
 
12-21

22

Exhibits
23

 
 
 
*
Other schedules required by Section 2520.103-10 of the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they are not applicable.

































Table of Contents




Report of Independent Registered Public Accounting Firm


To the Participants and
Administrator of NCR Savings Plan:

In our opinion, the accompanying Statements of Net Assets Available for Benefits and the related Statement of Changes in Net Assets Available for Benefits present fairly, in all material respects, the net assets available for benefits of NCR Savings Plan (the “Plan”) at December 31, 2011 and December 31, 2010, and the changes in net assets available for benefits for the year ended December 31, 2011 in conformity with accounting principles generally accepted in the United States of America. These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits of these statements in accordance with the standards of the Public Company Accounting Oversight Board (United States).Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental Schedule of Assets (Held at End of Year) is presented for the purpose of additional analysis and is not a required part of the basic financial statements but is supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental schedule is the responsibility of the Plan's management. The supplemental schedule has been subjected to the auditing procedures applied in the audits of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole.

/s/ PricewaterhouseCoopers LLP
Atlanta, Georgia
June 27, 2012
























Table of Contents


NCR Savings Plan
Statements of Net Assets Available for Benefits
December 31, 2011 and 2010


 
December 31,
 
2011
 
2010
Assets
 
 
 
Investments at fair value
$
1,045,319,118

 
$
1,145,374,530

Contributions receivable:
 
 
 
Participants
546,112

 
830,071

Employer
125,150

 
196,065

Notes receivable from participants
11,720,898

 
11,686,793

Due from broker for securities sold
698,240

 
814,593

Total assets
1,058,409,518

 
1,158,902,052

Liabilities
 
 
 
Due to broker for securities purchased
121,782

 
1,210,190

Accrued expenses
185,921

 
402,186

Total liabilities
307,703

 
1,612,376

Net assets for benefits
1,058,101,815

 
1,157,289,676




The accompanying notes are an integral part of these financial statements.







2

Table of Contents


NCR Savings Plan
Statement of Changes in Net Assets Available for Benefits
Year Ended December 31, 2011


Additions to net assets attributed to:
 
Investment income (loss)
 
Net depreciation in fair value of investments
$
(34,987,551
)
Dividends
12,747,681

Total investment loss
(22,239,870
)
Contributions
 
Participant
35,403,247

Employer, net of forfeitures
5,436,442

Total contributions
40,839,689

Interest on notes receivable from participants
578,583

Total additions
19,178,402

Deductions from net assets attributed to:
 
Benefits paid to participants
117,464,061

Administrative expenses
902,202

Total deductions
118,366,263

Net decrease
(99,187,861
)
Net assets available for benefits
 
Beginning of year
1,157,289,676

End of year
$
1,058,101,815




The accompanying notes are an integral part of these financial statements.



3

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


1.Description of the Plan

General
The NCR Savings Plan (the “Plan”) is a defined contribution plan established on May 1, 1985 by NCR Corporation (“NCR”, “Employer”, or the “Company”) to give the Company's employees more control over, and participation in, the accumulation of capital for their retirement.
The Plan is designed to qualify as a profit-sharing plan with a qualified cash or deferred arrangement under Section 401(k) of the Internal Revenue Code of 1986, as amended. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended ("ERISA").
The Plan covers substantially all U.S. employees of the Company (other than certain categories of part-time, temporary and intern employees) and its domestic subsidiaries, except for employees covered by a collective bargaining agreement.
The terms of the Plan described below are applicable to the majority of participants. Different terms are applicable for a small group of participants in the Plan due to the mergers of legacy 401(k) plans into the Plan. While terms of participants may vary slightly from the terms described below, all participants have substantially the same benefits and requirements.

For a complete description of the Plan, participants should refer to the Plan Document.

Contributions and Funding
All eligible employees of the Company may defer a portion of their compensation by making tax-deferred contributions, as well as after-tax contributions, to the Plan. Participants may elect to contribute up to 20 percent of their eligible compensation. The maximum contribution percentage limits vary based upon the participant's base salary. Annual tax-deferred contributions per participant for the 2011 Plan year were limited to $16,500.
NCR matches employee contributions by contributing 50 cents for each dollar contributed, up to the first 4% of eligible pay.
Effective June 1, 2002, the Plan was amended in accordance with the Economic Growth and Tax Relief Reconciliation Act of 2001 ("EGTRRA") to allow employees aged 50 and older to elect to make an additional $1,000 catch-up contribution during the 2002 plan year. Catch-up contribution amounts are not eligible for Employer matching contributions and increased by $1,000 each year through 2006. After 2006, the catch-up contribution adjusted for inflation in $500 increments. The maximum catch-up contribution for 2011 was $5,500.
Participants direct their contributions, as well as the Company's matching contributions, into various investment strategies, mutual funds, market index funds and the NCR Unitized Stock Fund which invests primarily in NCR Common Stock. The investment strategies are comprised of a combination of mutual funds, separately managed accounts and common/collective trusts and are managed to derive returns subject to the associated risk tolerance. The Mutual Fund Window Investments consists of mutual funds (more than 300) which offer a broad range of investment objectives (ranging from conservative to very aggressive and domestic to international) into which participants elect to contribute.
Vesting and Forfeitures
Participants are immediately vested in their contributions plus actual earnings thereon. Company matching contributions vest in increments of one-fifth each year, over a five-year period beginning on the participant's hire date. Participants are fully vested in their account balance after five years of service.
Participants become immediately and fully vested in their account (i) upon attainment of age 65, (ii) upon retirement, (iii) upon termination of employment due to a “reduction in force,” (iv) in the event of death, or (v) in the event of total and permanent disability. Upon termination of employment, participants are entitled to full distribution of their contributions and all vested Company matching contributions; all non-vested Company matching contributions are forfeited. These forfeitures are reallocated and used to reduce future Company matching contributions. During 2011, forfeitures used to offset Company matching contributions were $2,376,840 and as of December 31, 2011 and 2010 $7,223 and $2,129,417 in forfeitures were available to reduce future employer's contributions.

4

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


Participant Accounts
Each participant's account is credited with the participant's contributions, and an allocation of Company contributions and Plan earnings. Plan earnings are allocated based on participants' account balances and individual investments that make up those balances. Participants' accounts are valued on a daily basis. The benefit to which a participant is entitled is the benefit that can be provided from the participant's vested account balance.
Participants may withdraw any employee tax-deferred contributions during their employment in the case of a “hardship” (as defined by the Plan), and participants may withdraw after-tax employee contributions for any reason. The participants may not withdraw any Company matching contributions or any earnings on Company matching or employee contributions until they terminate employment with the Company.
Notes Receivable from Participants
Participants may borrow from their fund accounts a minimum of $1,000 up to a maximum equal to $50,000 or 50 percent of their account balance, whichever is less. The loans are collateralized by the balance in the participant's accounts and bear interest at a fixed rate based on the prime rate (as reported by the Wall Street Journal) in effect on the twentieth business day of the month prior to the month of the transaction. Generally, the term of the loan may be between one and five years. However, there are certain loans which were merged into the Plan and have a maximum term of ten years. Principal and interest is paid ratably through monthly payroll deductions. Upon default, participants are considered to have received a distribution and are subject to income taxes on the distribution amount. Loans at December 31, 2011 bear interest at rates ranging from 4.25% to 10.50% and are due at various dates through January 18, 2017. Loans are repaid through payroll deductions.
Withdrawals and Benefits
Participants may withdraw vested balances upon reaching the age of 59 and 1/2, or upon a participant's termination or disability. A participant's beneficiary shall be eligible to receive a distribution of the participant's account upon death of the participant. Hardship withdrawals, as defined by the Plan, may be made from all contributions at any time subject to approval by the Plan's Administrator. On termination of service, a participant receives a lump-sum amount equal to the value of the vested portion of their account if it is less than $1,000. Terminated participants with more than $1,000 in vested benefits may elect to receive a lump-sum payment, quarterly installment payments, or leave the vested benefits within the Plan until reaching the above noted retirement age, death and/or disability.
Termination of the Plan
The Company currently has no plans to terminate the Plan; however, the Company reserves the right to terminate the Plan at any time by action of the Board of Directors. No amendment or termination of the Plan may adversely affect a participant's accrued benefits on the date of the amendment or termination. No amendment may change the requirement that the assets of the NCR Savings Plan Trust (the “Trust”) must be used for the exclusive benefit of the participants, the former participants and the beneficiaries.
Upon termination of the Plan, the Company may, at its option, continue the Trust in existence or cause the Trust to be liquidated. If the Trust is liquidated, distributions will be made to the various participants, former participants and beneficiaries in a single lump sum promptly after liquidation is effective. If the Trust is not liquidated, distributions will be made to the various participants when they cease employment.







5

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


2.
Summary of Significant Accounting Policies

Basis of Accounting
The financial statements of the Plan are prepared under the accrual basis of accounting.
Use of Estimates
The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities and changes therein. Actual results could differ from those estimates.
Risk and Uncertainties
The Plan provides for various investment options in several investment securities and instruments, including the Company's common stock. Investment securities are exposed to various risks, such as interest rate, market and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in risks in the near term could continue to materially affect participants' account balances and the amounts reported in the Statements of Net Assets Available for Benefits and the Statement of Changes in Net Assets Available for Benefits.
Investment Valuation and Income Recognition
The Plan's investments are stated at fair value. Investments in money market funds are short term investments comprised of various marketable instruments with maturities averaging ninety days or less. The underlying securities in these funds are quoted in active markets. Investments in mutual funds are valued at the net asset value ("NAV") of shares held by the Plan at year end. Investments in common collective trust funds include various index funds. The fair values of the Plan's interest in the index funds are based on the net asset values ("NAVs") reported by the fund managers as of the financial statement dates. The index funds provide for daily redemptions by the Plan at reported NAVs with no advance notice requirement. Under unusual circumstances redemptions may be suspended should the withdrawal cause a material adverse impact on other participating plans. Fair values for these investments within the index funds are based on quoted prices in active markets and securities valued using either observable inputs or quotations from inactive markets. Common stock is valued at the closing price reported on the active market on which the security is traded. All the common collective trust funds have daily liquidity and are not subject to any redemption restrictions at the measurement date. The funds have different trading terms varying from one to three days.

Purchases and sales of securities are recorded on a trade-date basis. Dividends are recorded on the ex-dividend date. Interest is recorded on an accrual basis.

The Plan presents in its Statement of Changes in Net Assets Available for Benefits the net appreciation/depreciation in fair value of investments, which consists of the realized gains and losses as well as the unrealized appreciation/depreciation on those investments.

Notes Receivable from Participants
Notes receivable from participants are valued at their outstanding balances, plus accrued but unpaid interest.

Due to and from broker for securities purchased and sold
Items represented in other receivables and accounts payable are primarily pending security settlements.

Plan Expenses
All initial and ongoing administrative costs of the Plan are paid by the Company, except for a $50 participant loan application fee and investment advisory fees. Brokerage fees and commissions are included in the cost of investments when purchased and in determining the net proceeds on sales of investments. Investment management fees are paid from the respective assets of the investment option.





6

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


Payments to Withdrawing Participants
The Plan records payments to withdrawing participants at the time of disbursement.
Rollover Contributions
Participant rollover contributions totaling $3,661,636 from other defined contribution plans are included as participant contributions in the Statement of Changes in Net Assets Available for Benefits.
Recent Accounting Standards
In May 2011, the FASB issued ASU 2011-04 Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRS. ASU 2011-4 is intended to improve the comparability of fair value measurements presented and disclosed in financial statements prepared in accordance with U.S. GAAP and IFRS. The amendments are of two types: (i) those that clarify the Board's intent about the application of existing fair value measurement and disclosure requirements and (ii) those that change a particular principle or requirement for measuring fair value or for disclosing information about fair value measurements. The update is effective for annual periods beginning after December 15, 2011. Plan management is in the process of evaluating the impact of the adoption of this update on the Plan's financial statements.

3.
Investments

The following presents investments that represent five percent or more of the Plan's net assets:
 
December 31,
 
2011
 
2010
NTGI - QM Collective Daily Aggregate Bond Index Fund,
 
 
 
310,920 and 338,751 shares, respectively
$
144,170,207

 
$
145,665,311

Pyramis Select International Equity Fund
 
 
 
524,926 and 568,808 shares, respectively
$
57,804,867

 
$
71,186,305

NTGI - QM Collective Daily S&P 500 Equity Index Fund,
 
 
 
18,857 and 21,115 shares, respectively
$
71,259,634

 
$
78,084,435


The Plan's assets were also invested in Fidelity Mutual Fund Window investments, the fair value of which was $559,647,236 and $598,920,336 at December 31, 2011 and 2010, respectively. Within the Fidelity Mutual Fund Window, the fair value of the following investment fund represents five percent or more of the Plan's net assets:

 
December 31,
 
2011
 
2010
Fidelity Retirement Money Market Fund
**
 
$
57,994,555


** The Fair Value of the Plan's holdings in this investment represents less than 5 percent of net assets as of December 31, 2011.

During 2011, the Plan's investments (including gains and losses on investments bought and sold, as well as held during the year) depreciated in value by ($34,987,551) as follows:
 
Year Ended
 
December 31, 2011
 
 
Mutual funds
$
(29,025,063
)
Common stock
(10,039,737
)
Common collective trust funds
1,294,717

Employer common stock
2,782,532

 
$
(34,987,551
)

7

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


Fair Value Measurements
The Plan measures the fair value of Plan assets as the price that would be received to sell an asset in its principal market. In accordance with ASC 820, Fair Value Measurements and Disclosures, these measurements are classified and prioritized into a hierarchy framework by the inputs to valuation techniques used to perform the fair value calculation. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below:
Level 1        Inputs to the valuation methodology are unadjusted quoted prices for identical assets in active markets that the Plan has the ability to access.
Level 2        Inputs to the valuation methodology include:
Quoted prices for similar assets in active markets;
Quoted prices for identical or similar assets in inactive markets;
Inputs, other than quoted prices, that are observable for the asset;
Inputs that are derived principally from or corroborated by observable market data by correlation or other means.
Level 3        Inputs to the valuation methodology are unobservable and significant to the fair value measurement.
The asset's fair value measurement level within the fair value hierarchy is based on the lowest level of the input that is significant to the fair value measurement. Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs.
The following is a description of the valuation methodologies used for these items, as well as the general classification of such items pursuant to the fair value hierarchy:
Money Market Funds - On a daily basis the fund's net asset value (“NAV”) is calculated using the amortized cost of the securities held in the fund and are classified within Level 2 in the fair value hierarchy tables below.
Mutual funds - Valued at the net asset value ("NAV") of shares held by the Plan at year end and are classified within Level 1 in the fair value hierarchy tables below.
Common stock and Employer common stock - Valued at the closing price reported on the active markets on which the securities are traded and is classified within Level 1 in the fair value hierarchy tables below.
Common collective trust funds - Valued at the NAV of shares held by the Plan.   The collective trust fund information is reported at the lowest level to the Plan using the audited financial statements of each fund and, as described above, is included in Level 2 in the fair value hierarchy tables below.
The methods described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, while the Plan Administrator believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.
The following tables set forth by level within the fair value hierarchy the Plan's investment assets and investment liabilities at fair value as of December 31, 2011 and 2010.  As required by ASC 820, assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value assessment. 












8

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


 
Investment Assets at Fair Value as of December 31, 2011
 
Level 1
 
Level 2
 
Total
Money market fund
$

 
$
1,205,005

 
$
1,205,005

Mutual funds - Value
49,383,023

 

 
49,383,023

Mutual funds - Asset Allocation
70,409,205

 
 
 
70,409,205

Mutual funds - Income
226,632,217

 
 
 
226,632,217

Mutual funds - Growth
213,222,791

 
 
 
213,222,791

Common collective trust funds - Equity

 
202,566,606

 
202,566,606

Common collective trust funds - Bonds

 
144,170,207

 
144,170,207

Common stocks:
 
 
 
 

Automobiles & components
2,887,445

 

 
2,887,445

Banks
7,455,426

 

 
7,455,426

Capital goods
8,261,123

 

 
8,261,123

  Commercial services & supplies
3,040,318

 

 
3,040,318

  Consumer durables & apparel
1,540,518

 

 
1,540,518

  Diversified financials
4,202,709

 

 
4,202,709

  Energy
8,288,201

 

 
8,288,201

  Food & staples retailing
2,047,629

 

 
2,047,629

  Food beverage & tobacco
4,774,452

 

 
4,774,452

  Health care equipment & services
5,614,843

 

 
5,614,843

  Hotels restaurants & leisure
2,615,901

 

 
2,615,901

  Household & personal products
773,835

 

 
773,835

  Insurance
4,799,475

 

 
4,799,475

  Materials
4,631,649

 

 
4,631,649

  Media
1,885,696

 

 
1,885,696

  Other
159,412

 

 
159,412

  Pharmaceuticals
7,734,742

 

 
7,734,742

  Real estate
3,342,924

 

 
3,342,924

  Retailing
4,476,825

 

 
4,476,825

  Semiconductors
4,248,800

 

 
4,248,800

  Software & services
9,491,163

 

 
9,491,163

  Technology, hardware & equipment
7,295,935

 

 
7,295,935

  Telecommunication services
2,270,484

 

 
2,270,484

  Transportation
2,851,794

 

 
2,851,794

  Utilities
1,485,406

 

 
1,485,406

  Total common stocks
106,176,705

 

 
106,176,705

 
 
 
 
 
 
Employer common stock
31,553,359

 

 
31,553,359

Total investment assets at fair value
$
697,377,300

 
$
347,941,818

 
$
1,045,319,118






9

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


 
Investment Assets at Fair Value as of December 31, 2010
 
Level 1
 
Level 2
 
Total
Money market fund
$

 
$
1,034,457

 
$
1,034,457

Mutual funds - Value
47,946,822

 

 
47,946,822

Mutual funds - Asset Allocation
53,828,397

 
 
 
53,828,397

Mutual funds - Income
94,956,293

 
 
 
94,956,293

Mutual funds - Growth
402,188,824

 
 
 
402,188,824

Common collective trust funds - Equity

 
235,990,835

 
235,990,835

Common collective trust funds - Bonds

 
145,665,311

 
145,665,311

Common stocks:
 
 
 
 
 
  Automobiles & components
3,637,611

 

 
3,637,611

  Banks
8,944,494

 

 
8,944,494

  Capital goods
10,454,029

 

 
10,454,029

  Commercial services & supplies
3,328,968

 

 
3,328,968

  Consumer durables & apparel
4,717,731

 

 
4,717,731

  Diversified financials
11,898,960

 

 
11,898,960

  Energy
11,674,728

 

 
11,674,728

  Food & staples retailing
928,995

 

 
928,995

  Food beverage & tobacco
2,636,510

 

 
2,636,510

  Health care equipment & services
6,561,587

 

 
6,561,587

  Hotels restaurants & leisure
3,243,111

 

 
3,243,111

  Household & personal products
290,966

 

 
290,966

  Insurance
5,145,877

 

 
5,145,877

  Materials
8,122,307

 

 
8,122,307

  Media
2,104,950

 

 
2,104,950

  Other
1,406,962

 

 
1,406,962

  Pharmaceuticals
6,353,030

 

 
6,353,030

  Real estate
3,033,249

 

 
3,033,249

  Retailing
4,026,437

 

 
4,026,437

  Semiconductors
6,854,865

 

 
6,854,865

  Software & services
9,010,974

 

 
9,010,974

  Technology, hardware & equipment
8,456,589

 

 
8,456,589

  Telecommunication services
624,482

 

 
624,482

  Transportation
4,372,615

 

 
4,372,615

  Utilities
4,325,897

 

 
4,325,897

Total common stocks
132,155,924

 

 
132,155,924

 
 
 
 
 
 
Employer common stock
31,607,667

 

 
31,607,667

Total investment assets at fair value
$
762,683,927

 
$
382,690,603

 
$
1,145,374,530



There were no transfers of investment assets between Level 1 and 2 of the fair value hierarchy during the year ended December 31, 2011.

10

Table of Contents


NCR Savings Plan
Notes to Financial Statements
Year Ended December 31, 2011


4.
Related Party Transactions
Related party transactions during the year consisted of loans made to participants and investments in NCR Corporation common stock along with investments in funds offered by Pyramis Global Advisors (“Pyramis”), a wholly owned subsidiary of Fidelity Management and Research Company, and by other affiliates of the Plan trustee, Fidelity Management Trust Company. The Plan's primary investment manager is Fidelity Investments (“Fidelity”). An affiliate of Fidelity serves as the record keeper for the Plan's participant data. Another affiliate of Fidelity serves as the trustee of the Plan. The cash receipts and cash disbursements from these investments constitute related party transactions. Related party cash receipts and cash disbursements of the Plan for the Fidelity managed funds totaled $142,764,239 and $150,662,432, respectively, for the year ended December 31, 2011. Purchases and sales of investments managed by Pyramis during the year ended December 31, 2011 totaled $18,949,446 and $30,998,878, respectively. The Company also provides certain administrative, accounting and recordkeeping services to the Plan for which it is not compensated. None of these related party transactions are prohibited transactions as defined under ERISA.

5.
Tax Status
The Company received its latest favorable determination letter, dated January 9, 2004, from the Internal Revenue Service ("IRS") as to the qualified status of the Plan under Section 401(a) of the Internal Revenue Code (the "Code"). The Plan has been amended since the determination was made. However, the Plan Administrator and the Plan's tax counsel believe this Plan is currently designed and being operated in accordance with applicable sections of the Code and the related Trust is exempt from federal income taxes under Section 501(a) of the Code. Accordingly, income taxes are not provided for in the accompanying financial statements. Participant contributions, except for those contributions which participants elect to be tax-deferred under Section 401(k), are taxable to the participants in the year their contributions are made.

Participants are liable for federal income taxes relative to their Section 401(k) contributions, the Company matching contributions and the earnings of the Plan when the contributions are distributed to them.

Accounting principles generally accepted in the United States of America require Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the organization has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan Administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2011, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The Plan Administrator believes it is no longer subject to income tax examinations for years prior to 2008.

6.
Subsequent Events
The Company has evaluated subsequent events through the date that the NCR Savings Plan Financial Statements were issued. Except as described below, no matters were identified that require adjustment or additional disclosure.

Plan Amendment Effective March 2012, the Plan was amended to allow employees of the sponsors of the Radiant and Texas Digital 401(k) Plans to participate in the Plan.

Plan Mergers Effective May 2012, the Radiant and Texas Digital 401(k) Plans merged into the Plan. The total amount of assets transferred as of the merger date was $52,432,216. Effective March 2012, the First Level Technology, LLC 401(k) Plan merged into the Plan. The total amount of assets transferred as of the merger date was $2,437,234.

Plan Investment Options In March 2012, the Plan's investment options changed to include several new options as well as to discontinue the Fidelity Mutual Fund Window and the NCR Unitized Stock Fund.


11

Table of Contents




NCR Savings Plan

Supplemental Schedule























































12

Table of Contents


NCR Savings Plan
Schedule H, Line 4i-Schedule of Assets (Held at End of Year)**
Year Ended December 31, 2011


(a)
(b) Identity of Issue, Borrower, Lender or Similar Party
(c) Description of Investment including Maturity Date, Rate of Interest, Collateral, Par Value or Maturity
 
(d) Cost****
 
(e) Current Value
*
PYRAMIS AGGRESSIVE EQUITY FUND
Common Collective Trust Fund
 
 
 
$
32,614,509

*
PYRAMIS SELECT INTERNATIONAL EQUITY FUND
Common Collective Trust Fund
 
 
 
57,804,867

 
NTGI-QM COLLECTIVE DAILY AGGREGATE BOND INDEX FUND
Common Collective Trust Fund
 
 
 
144,170,207

 
NTGI-QM COLLECTIVE DAILY EAFE INDEX FUND
Common Collective Trust Fund
 
 
 
14,444,564

 
NTGI-QM COLLECTIVE DAILY RUSSELL 2000 INDEX FUND
Common Collective Trust Fund
 
 
 
26,443,032

 
NTGI-QM COLLECTIVE DAILY S&P 500 EQUITY INDEX FUND
Common Collective Trust Fund
 
 
 
71,259,634

 
 
 
 
 
 
346,736,813

 
 
 
 
 
 
 
*
NCR Common Stock
COMMON STOCKS
 
 
 
31,553,359

 
AAR CORP
COMMON STOCKS
 
 
 
212,787

 
ABBOTT LABORATORIES
COMMON STOCKS
 
 
 
716,933

 
ACACIA RESEARCH - ACACIA TECH
COMMON STOCKS
 
 
 
395,221

 
ACCENTURE PLC CL A
COMMON STOCKS
 
 
 
372,610

 
ACCO BRANDS CORP
COMMON STOCKS
 
 
 
8,685

 
ACE LTD
COMMON STOCKS
 
 
 
322,552

 
ACME PACKET INC
COMMON STOCKS
 
 
 
513,877

 
AERCAP HOLDINGS NV
COMMON STOCKS
 
 
 
416,251

 
AETNA INC
COMMON STOCKS
 
 
 
639,179

 
AFLAC INC
COMMON STOCKS
 
 
 
831,674

 
AGRIUM INC
COMMON STOCKS
 
 
 
161,064

 
AIRCASTLE LTD
COMMON STOCKS
 
 
 
376,512

 
ALIGN TECHNOLOGY INC
COMMON STOCKS
 
 
 
323,277

 
ALLIANT TECHSYSTEMS INC
COMMON STOCKS
 
 
 
120,036

 
AMAZON.COM INC
COMMON STOCKS
 
 
 
649,125

 
AMERICAN FINL GROUP INC OHIO
COMMON STOCKS
 
 
 
309,876

 
AMERICAN GREETINGS CORP CL A
COMMON STOCKS
 
 
 
188,901

 
AMERICAN PUBLIC EDUCATION INC
COMMON STOCKS
 
 
 
656,038

 
AMKOR TECHNOLOGY INC
COMMON STOCKS
 
 
 
168,296

 
AMPCO-PITTSBURG CORP
COMMON STOCKS
 
 
 
172,126

 
ANCESTRY.COM INC
COMMON STOCKS
 
 
 
424,760

 
ANHEUSER BUSCH INBEV NV
COMMON STOCKS
 
 
 
342,468

 
ANNALY CAPITAL MGMT INC REIT
COMMON STOCKS
 
 
 
828,324

 
ANWORTH MTG ASSET CORP
COMMON STOCKS
 
 
 
187,772

 
APPLE INC
COMMON STOCKS
 
 
 
1,296,000

 
ARCOS DORADOS HOLDINGS INC A
COMMON STOCKS
 
 
 
184,770

 
ARCTIC CAT INC
COMMON STOCKS
 
 
 
139,810


13

Table of Contents


 
ARM HOLDINGS PLC
COMMON STOCKS
 
 
 
149,064

 
ARUBA NETWORKS INC
COMMON STOCKS
 
 
 
260,206

 
ASHFORD HOSPITALITY TR INC
COMMON STOCKS
 
 
 
204,000

 
ASPEN INSURANCE HLDGS LTD
COMMON STOCKS
 
 
 
159,000

 
ASSOCIATED BANC CORP
COMMON STOCKS
 
 
 
144,093

 
AVISTA CORP
COMMON STOCKS
 
 
 
324,450

 
BAIDU INC SPON ADR
COMMON STOCKS
 
 
 
188,914

 
BANCO BRADES SA PFD SPON ADR
COMMON STOCKS
 
 
 
151,788

 
BANCO LATINOAMERICANO COME-E
COMMON STOCKS
 
 
 
264,825

 
BANK RAKYAT INDONESIA TBK PT
COMMON STOCKS
 
 
 
258,685

 
BARCLAYS PLC ORD
COMMON STOCKS
 
 
 
226,522

 
BARRICK GOLD CORP
COMMON STOCKS
 
 
 
244,350

 
BASF SE
COMMON STOCKS
 
 
 
121,653

 
BENCHMARK ELECTRONICS INC
COMMON STOCKS
 
 
 
192,621

 
BHP BILLITON PLC
COMMON STOCKS
 
 
 
284,051

 
BIG LOTS INC
COMMON STOCKS
 
 
 
200,128

 
BLACK BOX CORPORATION
COMMON STOCKS
 
 
 
182,260

 
BLACKROCK INC
COMMON STOCKS
 
 
 
913,480

 
BMW AG (BAYER MTR WKS) (GERW)
COMMON STOCKS
 
 
 
279,449

 
BOB EVANS FARMS INC
COMMON STOCKS
 
 
 
301,860

 
BOISE INC
COMMON STOCKS
 
 
 
184,408

 
BP PLC SPON ADR
COMMON STOCKS
 
 
 
742,607

 
BRANDYWINE REALTY TRUST
COMMON STOCKS
 
 
 
327,750

 
BRIGHTPOINT INC
COMMON STOCKS
 
 
 
151,716

 
BRITISH AMER TOBACCO PLC (UK)
COMMON STOCKS
 
 
 
246,299

 
BROADSOFT INC
COMMON STOCKS
 
 
 
760,949

 
BUFFALO WILD WINGS INC
COMMON STOCKS
 
 
 
13,502

 
BURBERRY GROUP PLC
COMMON STOCKS
 
 
 
197,152

 
C T S CORP
COMMON STOCKS
 
 
 
93,840

 
CABELAS INC
COMMON STOCKS
 
 
 
277,713

 
CALAMOS ASSET MGMT INC CL A
COMMON STOCKS
 
 
 
138,861

 
CANADIAN IMP BK OF COMMERCE
COMMON STOCKS
 
 
 
268,090

 
CAPLEASE INC
COMMON STOCKS
 
 
 
136,552

 
CAPSTEAD MORTGAGE CORP
COMMON STOCKS
 
 
 
90,812

 
CARRIZO OIL & GAS INC
COMMON STOCKS
 
 
 
492,745

 
CATHAY GENERAL BANCORP
COMMON STOCKS
 
 
 
128,398

 
CATO CORP CL A
COMMON STOCKS
 
 
 
137,940

 
CAVIUM INC
COMMON STOCKS
 
 
 
350,400

 
CBL & ASSOCIATES PPTYS INC
COMMON STOCKS
 
 
 
348,540

 
CELADON GRP INC
COMMON STOCKS
 
 
 
269,963

 
CELGENE CORP
COMMON STOCKS
 
 
 
650,650

 
CHECK POINT SOFTWARE TECHS LTD
COMMON STOCKS
 
 
 
341,510

 
CHEMICAL FINANCIAL CORP
COMMON STOCKS
 
 
 
81,016

 
CHEVRON CORP
COMMON STOCKS
 
 
 
672,980

 
CHINA MOBILE LIMITED
COMMON STOCKS
 
 
 
151,476

 
CHIQUITA BRANDS INTL INC
COMMON STOCKS
 
 
 
108,420


14

Table of Contents


 
CHUNGHWA TELECOM CO LTD SP ADR
COMMON STOCKS
 
 
 
103,168

 
CINCINNATI BELL INC
COMMON STOCKS
 
 
 
163,317

 
CISCO SYSTEMS INC
COMMON STOCKS
 
 
 
764,784

 
CITIGROUP INC
COMMON STOCKS
 
 
 
723,262

 
COMMONWEALTH REIT
COMMON STOCKS
 
 
 
181,376

 
COMMUNITY TRUST BANCORP INC
COMMON STOCKS
 
 
 
129,448

 
COMSTOCK RESOURCES INC NEW
COMMON STOCKS
 
 
 
784,186

 
COMTECH TELECOMMUNICATIONS NEW
COMMON STOCKS
 
 
 
120,204

 
CONCUR TECHNOLOGIES INC
COMMON STOCKS
 
 
 
195,542

 
CONOCOPHILLIPS
COMMON STOCKS
 
 
 
834,726

 
CONSOLIDATED GRAPHICS INC
COMMON STOCKS
 
 
 
217,260

 
CONSTANT CONTACT INC
COMMON STOCKS
 
 
 
636,465

 
CONVERGYS CORP
COMMON STOCKS
 
 
 
330,743

 
COOPER TIRE & RUBBER COMPANY
COMMON STOCKS
 
 
 
116,283

 
COPA HOLDINGS SA CL A
COMMON STOCKS
 
 
 
417,730

 
COPA HOLDINGS SA CL A
COMMON STOCKS
 
 
 
146,675

 
CORN PRODUCTS INTL INC
COMMON STOCKS
 
 
 
205,101

 
CORPORATE EXECUTIVE BRD CO
COMMON STOCKS
 
 
 
205,740

 
COVIDIEN PLC
COMMON STOCKS
 
 
 
450,100

 
CSG SYSTEMS INTL INC
COMMON STOCKS
 
 
 
228,005

 
CSL LIMITED
COMMON STOCKS
 
 
 
204,595

 
CSS INDUSTRIES INC
COMMON STOCKS
 
 
 
185,256

 
CUBIST PHARMACEUTICALS INC
COMMON STOCKS
 
 
 
300,122

 
CURTISS WRIGHT CORPORATION
COMMON STOCKS
 
 
 
162,518

 
CVS CAREMARK CORP
COMMON STOCKS
 
 
 
780,937

 
CYBER AGENT INC
COMMON STOCKS
 
 
 
240,465

 
CYMER INC
COMMON STOCKS
 
 
 
195,308

 
DANONE NEW
COMMON STOCKS
 
 
 
206,902

 
DDI CORP
COMMON STOCKS
 
 
 
181,935

 
DELPHI FINANCIAL GROUP CL A
COMMON STOCKS
 
 
 
261,370

 
DELUXE CORP
COMMON STOCKS
 
 
 
318,640

 
DIAGEO PLC
COMMON STOCKS
 
 
 
217,555

 
DILLARDS INC CL A
COMMON STOCKS
 
 
 
188,496

 
DYNAMIC MATERIALS CORP
COMMON STOCKS
 
 
 
363,576

 
DYNEX CAP INC
COMMON STOCKS
 
 
 
124,168

 
EAST WEST BANCORP INC
COMMON STOCKS
 
 
 
136,275

 
EBAY INC
COMMON STOCKS
 
 
 
912,933

 
E-MART CO LTD
COMMON STOCKS
 
 
 
228,088

 
EMC CORP
COMMON STOCKS
 
 
 
687,126

 
EMCOR GROUP INC
COMMON STOCKS
 
 
 
195,713

 
EMERGENT BIOSOL
COMMON STOCKS
 
 
 
378,479

 
ENCORE CAP GROUP INC
COMMON STOCKS
 
 
 
220,572

 
ENDO PHARMACEUTICALS HLDGS INC
COMMON STOCKS
 
 
 
296,958

 
ENDOLOGIX INC
COMMON STOCKS
 
 
 
54,117

 
ENNIS INC
COMMON STOCKS
 
 
 
191,952

 
ENTEGRIS INC
COMMON STOCKS
 
 
 
146,580


15

Table of Contents


 
EXPERIAN PLC
COMMON STOCKS
 
 
 
218,599

 
FAIRCHILD SEMICON INTL INC
COMMON STOCKS
 
 
 
268,492

 
FANUC CORPORATION
COMMON STOCKS
 
 
 
275,502

 
FBL FINANCIAL GROUP INC CL A
COMMON STOCKS
 
 
 
238,140

 
FEDERAL MOGUL CORP CL A
COMMON STOCKS
 
 
 
123,900

 
FIFTH THIRD BANCORP
COMMON STOCKS
 
 
 
325,632

 
FINANCIAL ENGINES INC
COMMON STOCKS
 
 
 
417,571

 
FIRST BUSEY CORP
COMMON STOCKS
 
 
 
123,500

 
FIRST FINANCIAL HOLDINGS INC
COMMON STOCKS
 
 
 
89,300

 
FIRST SOURCE CORP
COMMON STOCKS
 
 
 
182,376

 
FIVE STAR QUALITY CARE INC
COMMON STOCKS
 
 
 
74,700

 
FLUSHING FINANCIAL CORP
COMMON STOCKS
 
 
 
165,453

 
FNB CORP PA
COMMON STOCKS
 
 
 
105,183

 
FOOT LOCKER INC
COMMON STOCKS
 
 
 
193,104

 
FORD MOTOR CO
COMMON STOCKS
 
 
 
660,395

 
FRESH DEL MONTE PRODUCE INC
COMMON STOCKS
 
 
 
295,118

 
FRESH MARKET INC
COMMON STOCKS
 
 
 
230,422

 
FTI CONSULTING INC
COMMON STOCKS
 
 
 
195,132

 
GENCO SHIPPING & TRADING LTD
COMMON STOCKS
 
 
 
27,040

 
GENERAL ELECTRIC CO
COMMON STOCKS
 
 
 
1,030,273

 
GENERAL MOTORS CO
COMMON STOCKS
 
 
 
335,468

 
GFI GROUP INC
COMMON STOCKS
 
 
 
82,812

 
GLATFELTER
COMMON STOCKS
 
 
 
216,036

 
GLAXOSMITHKLINE PLC
COMMON STOCKS
 
 
 
206,217

 
GLOBE SPECIALTY METALS INC
COMMON STOCKS
 
 
 
571,217

 
GOLDEN AGRI-RESOURCES LTD
COMMON STOCKS
 
 
 
154,338

 
GOODRICH PETRO CORP
COMMON STOCKS
 
 
 
848,473

 
GOOGLE INC A
COMMON STOCKS
 
 
 
800,916

 
GREATBATCH INC
COMMON STOCKS
 
 
 
92,820

 
GREE INC
COMMON STOCKS
 
 
 
265,321

 
GROUPON INC CLASS A
COMMON STOCKS
 
 
 
402,285

 
GT ADVANCED TECHNOLOGIES INC
COMMON STOCKS
 
 
 
154,936

 
HANSEN MEDICAL INC
COMMON STOCKS
 
 
 
205,432

 
HAWAIIAN HLDGS INC
COMMON STOCKS
 
 
 
216,340

 
HEALTH NET INC
COMMON STOCKS
 
 
 
310,284

 
HI-TECH PHARMACAL INC
COMMON STOCKS
 
 
 
167,227

 
HORACE MANN EDUCATORS CORP
COMMON STOCKS
 
 
 
216,618

 
HORSEHEAD HOLDING CORP
COMMON STOCKS
 
 
 
647,468

 
HOSPITALITY PROPERTY TR REIT
COMMON STOCKS
 
 
 
319,422

 
HSBC HOLDINGS PLC (HK)
COMMON STOCKS
 
 
 
148,894

 
HUNTINGTON BANCSHARES INC
COMMON STOCKS
 
 
 
125,172

 
HURON CONSULTING GROUP INC
COMMON STOCKS
 
 
 
210,164

 
HYUNDAI MOBIS
COMMON STOCKS
 
 
 
329,428

 
IMATION CORP
COMMON STOCKS
 
 
 
54,435

 
INDEPENDENT BANK CORP
COMMON STOCKS
 
 
 
2,857

 
INDEPENDENT BANK CORP MASS
COMMON STOCKS
 
 
 
57,309


16

Table of Contents


 
INDUSTRIAL & COM BK OF CHINA H
COMMON STOCKS
 
 
 
147,798

 
INFINITY PPTY & CASUALTY CORP
COMMON STOCKS
 
 
 
5,674

 
ING GROEP NV CVA
COMMON STOCKS
 
 
 
141,598

 
INGLES MARKETS INC-CL A
COMMON STOCKS
 
 
 
167,166

 
INNERWORKINGS INC
COMMON STOCKS
 
 
 
380,118

 
INNOSPEC INC
COMMON STOCKS
 
 
 
87,017

 
INPHI CORP
COMMON STOCKS
 
 
 
580,861

 
INSULET CORP
COMMON STOCKS
 
 
 
253,734

 
INTEGRATED DEVICE TECH INC
COMMON STOCKS
 
 
 
141,960

 
INTEL CORP
COMMON STOCKS
 
 
 
535,925

 
INTERNATIONAL BANCSHARES CORP
COMMON STOCKS
 
 
 
326,363

 
INTL BUS MACH CORP
COMMON STOCKS
 
 
 
630,708

 
IPC THE HOSPITALIST CO
COMMON STOCKS
 
 
 
233,172

 
IPG PHOTONICS CORP
COMMON STOCKS
 
 
 
480,107

 
JAPAN TOBACCO INC
COMMON STOCKS
 
 
 
206,951

 
JAZZ PHARMACEUTICALS INC
COMMON STOCKS
 
 
 
213,431

 
JOHNSON & JOHNSON
COMMON STOCKS
 
 
 
688,590

 
JOURNAL COMMUNICATIONS INC A
COMMON STOCKS
 
 
 
210,760

 
JPMORGAN CHASE & CO
COMMON STOCKS
 
 
 
766,413

 
KASIKORNBANK PCL NVDR
COMMON STOCKS
 
 
 
210,797

 
KDDI CORP
COMMON STOCKS
 
 
 
244,397

 
KENSEY NASH CORP
COMMON STOCKS
 
 
 
69,084

 
KINDRED HEALTHCARE INC
COMMON STOCKS
 
 
 
151,833

 
LAND SECURITIES GROUP PLC
COMMON STOCKS
 
 
 
232,840

 
LAWSON INC
COMMON STOCKS
 
 
 
112,376

 
LENDER PROCESSING SVCS INC
COMMON STOCKS
 
 
 
122,067

 
LEXMARK INTERNATIONAL INC CL A
COMMON STOCKS
 
 
 
162,043

 
LIBERTY GLOBAL INC CL A
COMMON STOCKS
 
 
 
147,708

 
LIFE PARTNERS HOLDINGS INC
COMMON STOCKS
 
 
 
51,034

 
LIFE TIME FITNESS INC
COMMON STOCKS
 
 
 
377,974

 
LOWES COS INC
COMMON STOCKS
 
 
 
696,047

 
LULULEMON ATHLETICA INC
COMMON STOCKS
 
 
 
102,652

 
MACAU BASKET(JPM)(CWT)4/15/16
COMMON STOCKS
 
 
 
159,412

 
MAGELLAN HLTH SERVICES INC
COMMON STOCKS
 
 
 
123,675

 
MAIDEN HLDGS LTD
COMMON STOCKS
 
 
 
120,888

 
MAINSOURCE FINACIAL GROUP INC
COMMON STOCKS
 
 
 
150,110

 
MARKETAXESS HLDGS INC
COMMON STOCKS
 
 
 
50,976

 
MEDTRONIC INC
COMMON STOCKS
 
 
 
680,850

 
MELCO CROWN ENTERTNMT LTD ADR
COMMON STOCKS
 
 
 
153,439

 
MELLANOX TECH LTD (USA)
COMMON STOCKS
 
 
 
242,861

 
METLIFE INC
COMMON STOCKS
 
 
 
882,394

 
MFA FINANCIAL INC
COMMON STOCKS
 
 
 
288,288

 
MICROSOFT CORP
COMMON STOCKS
 
 
 
885,236

 
MILLICOM INTL CELL SA SDR
COMMON STOCKS
 
 
 
257,527

 
MITEK SYSTEMS INC
COMMON STOCKS
 
 
 
222,401

 
MOBILE MINI INC
COMMON STOCKS
 
 
 
478,235


17

Table of Contents


 
MONTPELIER RE HOLDINGS LTD
COMMON STOCKS
 
 
 
289,325

 
MYRIAD GENETICS INC
COMMON STOCKS
 
 
 
290,543

 
NACCO INDUSTRIES INC CL A
COMMON STOCKS
 
 
 
276,582

 
NASH-FINCH CO
COMMON STOCKS
 
 
 
155,184

 
NATIONAL AUSTRALIA BANK LTD
COMMON STOCKS
 
 
 
202,556

 
NATIONAL GRID PLC
COMMON STOCKS
 
 
 
208,384

 
NEENAH PAPER INC
COMMON STOCKS
 
 
 
247,752

 
NELNET INC CL A
COMMON STOCKS
 
 
 
349,921

 
NESTLE SA (REG)
COMMON STOCKS
 
 
 
218,725

 
NEW GOLD INC
COMMON STOCKS
 
 
 
139,301

 
NEWMARKET CORP
COMMON STOCKS
 
 
 
277,354

 
NISSAN MOTOR CO LTD ORD
COMMON STOCKS
 
 
 
258,944

 
NN INC
COMMON STOCKS
 
 
 
79,200

 
NORFOLK SOUTHERN CORP
COMMON STOCKS
 
 
 
650,276

 
NORTHWESTERN CORP
COMMON STOCKS
 
 
 
157,476

 
NOVARTIS AG (REG)
COMMON STOCKS
 
 
 
242,498

 
NTT DOCOMO INC
COMMON STOCKS
 
 
 
207,750

 
NUVASIVE INC
COMMON STOCKS
 
 
 
425,416

 
OM GROUP INC
COMMON STOCKS
 
 
 
78,365

 
OMEGA PROTEIN CORP
COMMON STOCKS
 
 
 
75,578

 
ORBITAL SCIENCES CORP
COMMON STOCKS
 
 
 
114,787

 
ORIENTAL FINANCIAL GROUP INC
COMMON STOCKS
 
 
 
231,301

 
OVERSEA-CHINESE BKG CORP LTD
COMMON STOCKS
 
 
 
218,514

 
PAR PHARMACEUTICALS COS INC
COMMON STOCKS
 
 
 
327,300

 
PARKER DRILLING CO
COMMON STOCKS
 
 
 
235,893

 
PARKER HANNIFIN CORP
COMMON STOCKS
 
 
 
533,750

 
PDL BIOPHARMA INC
COMMON STOCKS
 
 
 
139,500

 
PENNSYLVANIA RE INVSTMENT TR
COMMON STOCKS
 
 
 
73,080

 
PEPSICO INC
COMMON STOCKS
 
 
 
811,129

 
PFIZER INC
COMMON STOCKS
 
 
 
926,192

 
PHARMERICA CORP
COMMON STOCKS
 
 
 
25,806

 
PHH CORP
COMMON STOCKS
 
 
 
59,920

 
PHILIP MORRIS INTL INC
COMMON STOCKS
 
 
 
904,482

 
PHILIP MORRIS INTL INC
COMMON STOCKS
 
 
 
137,340

 
PICC PROPERTY & CASUALTY CO H
COMMON STOCKS
 
 
 
100,990

 
PNC FINANCIAL SERVICES GRP INC
COMMON STOCKS
 
 
 
870,817

 
POLYPORE INTERNATIONAL INC
COMMON STOCKS
 
 
 
586,167

 
PORTLAND GENERAL ELECTRIC CO
COMMON STOCKS
 
 
 
321,183

 
POTASH CORP OF SASKATCHEWN(US)
COMMON STOCKS
 
 
 
202,272

 
POWER ASSETS HOLDINGS LTD
COMMON STOCKS
 
 
 
210,816

 
PRESIDENTIAL LIFE CORP
COMMON STOCKS
 
 
 
102,897

 
PROCTER & GAMBLE CO
COMMON STOCKS
 
 
 
773,836

 
PRUDENTIAL PLC
COMMON STOCKS
 
 
 
313,839

 
PULSE ELECTRONICS CORP
COMMON STOCKS
 
 
 
31,920

 
QLIK TECHNOLOGIES INC
COMMON STOCKS
 
 
 
230,505

 
QUAKER CHEMICAL CORP
COMMON STOCKS
 
 
 
128,337


18

Table of Contents


 
QUALCOMM INC
COMMON STOCKS
 
 
 
632,059

 
QUESTCOR PHARMACEUTICALS INC
COMMON STOCKS
 
 
 
505,197

 
QUICKSILVER RES INC
COMMON STOCKS
 
 
 
620,192

 
RADIOSHACK CORP
COMMON STOCKS
 
 
 
124,288

 
REACHLOCAL INC
COMMON STOCKS
 
 
 
81,255

 
REDECARD SA
COMMON STOCKS
 
 
 
296,099

 
RENT A CTR INC
COMMON STOCKS
 
 
 
173,900

 
REPUBLIC BANCORP INC KY CL A
COMMON STOCKS
 
 
 
151,140

 
RIO TINTO LTD
COMMON STOCKS
 
 
 
132,520

 
RIO TINTO PLC (REGD)
COMMON STOCKS
 
 
 
188,465

 
ROCK TENN COMPANY CL A
COMMON STOCKS
 
 
 
219,260

 
ROSETTA STONE INC
COMMON STOCKS
 
 
 
238,262

 
ROYAL DUTCH SHELL PLC CL A(NL)
COMMON STOCKS
 
 
 
343,604

 
RUBY TUESDAY INC
COMMON STOCKS
 
 
 
117,300

 
RYDER SYSTEM INC
COMMON STOCKS
 
 
 
69,082

 
SAFRAN (SOCIETE D APPLICAT)
COMMON STOCKS
 
 
 
73,109

 
SAIPEM SPA
COMMON STOCKS
 
 
 
271,837

 
SALIX PHARMACEUTICALS LTD
COMMON STOCKS
 
 
 
211,736

 
SAMSUNG ELECTRONICS CO LTD
COMMON STOCKS
 
 
 
95,598

 
SANDVIK AB
COMMON STOCKS
 
 
 
162,570

 
SANRIO CO LTD
COMMON STOCKS
 
 
 
102,774

 
SAP AG
COMMON STOCKS
 
 
 
375,897

 
SCHOLASTIC CORP
COMMON STOCKS
 
 
 
221,778

 
SCORPIO TANKERS INC
COMMON STOCKS
 
 
 
251,845

 
SEACHANGE INTL INC
COMMON STOCKS
 
 
 
67,488

 
SELECTIVE INSURANCE GROUP INC
COMMON STOCKS
 
 
 
99,288

 
SERVICESOURCE INTL INC
COMMON STOCKS
 
 
 
265,946

 
SEVEN & I HOLDINGS CO LTD
COMMON STOCKS
 
 
 
373,455

 
SEVERN TRENT PLC
COMMON STOCKS
 
 
 
56,345

 
SHIRE PLC
COMMON STOCKS
 
 
 
288,556

 
SHUTTERFLY INC
COMMON STOCKS
 
 
 
417,646

 
SINCLAIR BROADCAST GROUP CL A
COMMON STOCKS
 
 
 
155,221

 
SKILLED HEALTHCARE GROUP CL A
COMMON STOCKS
 
 
 
110,516

 
SKYWEST INC
COMMON STOCKS
 
 
 
232,915

 
SOUTHSIDE BANCSHARES INC
COMMON STOCKS
 
 
 
163,750

 
ST GOBAIN CIE DE
COMMON STOCKS
 
 
 
74,838

 
STAGE STORES INC
COMMON STOCKS
 
 
 
220,851

 
STANCORP FINL GROUP INC
COMMON STOCKS
 
 
 
286,650

 
STANDARD CHARTERED PLC (UK)
COMMON STOCKS
 
 
 
308,825

 
STANDARD MOTOR PRODUCTS INC
COMMON STOCKS
 
 
 
238,595

 
START TODAY CO LTD
COMMON STOCKS
 
 
 
121,681

 
STEVEN MADDEN LTD
COMMON STOCKS
 
 
 
239,775

 
SUBSEA 7 SA
COMMON STOCKS
 
 
 
306,997

 
SUN HEALTHCARE GROUP INC
COMMON STOCKS
 
 
 
97,388

 
SUNCOR ENRGY INC
COMMON STOCKS
 
 
 
346,190

 
SUSQUEHANNA BANCSHARES INC PA
COMMON STOCKS
 
 
 
193,578


19

Table of Contents


 
SWATCH GROUP AG (BR)
COMMON STOCKS
 
 
 
214,459

 
SWEDBANK AB A
COMMON STOCKS
 
 
 
207,765

 
SWEDISH MATCH AB
COMMON STOCKS
 
 
 
275,512

 
SYCAMORE NETWORKS INC
COMMON STOCKS
 
 
 
782,230

 
SYNAGEVA BIOPHARMA CORP
COMMON STOCKS
 
 
 
206,116

 
TAL INTL GROUP INC
COMMON STOCKS
 
 
 
218,804

 
TARGET CORP
COMMON STOCKS
 
 
 
570,847

 
TECH DATA CORP
COMMON STOCKS
 
 
 
316,224

 
TELECOM CORP NEW ZEALAND LTD
COMMON STOCKS
 
 
 
193,775

 
TELECOMMUNICATION SYST INC A
COMMON STOCKS
 
 
 
87,420

 
TELSTRA CORP LTD
COMMON STOCKS
 
 
 
208,518

 
TENNECO INC
COMMON STOCKS
 
 
 
317,902

 
TERADYNE INC
COMMON STOCKS
 
 
 
473,302

 
TESCO CORP
COMMON STOCKS
 
 
 
297,874

 
TESLA MOTORS INC
COMMON STOCKS
 
 
 
227,081

 
TESORO CORP
COMMON STOCKS
 
 
 
292,000

 
TEVA PHARMACEUTICAL IND ADR
COMMON STOCKS
 
 
 
773,903

 
TEXAS INSTRUMENTS INC
COMMON STOCKS
 
 
 
745,216

 
TEXAS ROADHOUSE INC
COMMON STOCKS
 
 
 
260,750

 
TIM PARTICIPACOES SA SPON ADR
COMMON STOCKS
 
 
 
232,200

 
TIME WARNER INC
COMMON STOCKS
 
 
 
828,510

 
TITAN MACHINERY INC
COMMON STOCKS
 
 
 
276,514

 
TORAY INDUSTRIES INC
COMMON STOCKS
 
 
 
264,887

 
TOTAL SA (FRAN)
COMMON STOCKS
 
 
 
333,309

 
TUTOR PERINI CORP
COMMON STOCKS
 
 
 
135,740

 
UNILEVER PLC ORD
COMMON STOCKS
 
 
 
368,533

 
UNISOURCE ENERGY CORP
COMMON STOCKS
 
 
 
206,752

 
UNITED CONTINENTAL HLDGS INC
COMMON STOCKS
 
 
 
692,529

 
UNITED ONLINE INC
COMMON STOCKS
 
 
 
178,976

 
UNITED RENTALS INC
COMMON STOCKS
 
 
 
582,135

 
UNITED TECHNOLOGIES CORP
COMMON STOCKS
 
 
 
511,630

 
UNITEDHEALTH GROUP INC
COMMON STOCKS
 
 
 
626,912

 
USA MOBILITY INC
COMMON STOCKS
 
 
 
137,313

 
USEC INC
COMMON STOCKS
 
 
 
56,202

 
VAALCO ENERGY INC
COMMON STOCKS
 
 
 
170,932

 
VALIDUS HOLDING
COMMON STOCKS
 
 
 
258,300

 
VERA BRADLEY INC
COMMON STOCKS
 
 
 
272,513

 
VISHAY INTERTECHNOLOGY INC
COMMON STOCKS
 
 
 
241,831

 
VISTAPRINT NV
COMMON STOCKS
 
 
 
431,491

 
VITRAN CORP INC (US)
COMMON STOCKS
 
 
 
129,243

 
VODAFONE GROUP PLC
COMMON STOCKS
 
 
 
371,044

 
W&T OFFSHORE INC
COMMON STOCKS
 
 
 
235,431

 
WABASH NATIONAL CORP
COMMON STOCKS
 
 
 
724,549

 
WALTER INVT MGT
COMMON STOCKS
 
 
 
157,927

 
WEBSTER FINANCIAL
COMMON STOCKS
 
 
 
130,496

 
WEIR GROUP PLC
COMMON STOCKS
 
 
 
305,880


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WELLS FARGO & CO
COMMON STOCKS
 
 
 
826,800

 
WESTERN REFINING INC
COMMON STOCKS
 
 
 
150,177

 
WISDOMTREE INVESTMENTS INC
COMMON STOCKS
 
 
 
348,934

 
WOLSELEY PLC
COMMON STOCKS
 
 
 
279,574

 
WORTHINGTON INDUSTRIES INC
COMMON STOCKS
 
 
 
235,872

 
XYRATEX LTD
COMMON STOCKS
 
 
 
150,516

 
YUM BRANDS INC
COMMON STOCKS
 
 
 
550,268

 
ZOLL MEDICAL CORP
COMMON STOCKS
 
 
 
666,549

 
 
 
 
 
 
137,730,064

 
 
 
 
 
 
 
 
SSBK STIF
MONEY MARKET
 
 
 
1,205,005

 
Total Mutual Fund Window Investments***
Registered Investment Companies
 
 
 
559,647,236

*
Participants
Notes receivable from participants(1)
 
 
 
11,720,898

 
 
 
 
 
 
1,057,040,016

 
 
 
 
 
 
 
(1
)
Interest rates are between 4.25% - 10.50%. The notes are due at various dates through April 12, 2019.
*
Party-in-interest.
**
This schedule represents those assets required to be reported under Department of Labor Section 2520.103-11 and Form 5500 Schedule H, Line 4i.
***
This line item represents the aggregate value of participant-directed mutual fund investments held within the Mutual Fund Window at Fidelity, which is a party-in-interest.
****
Per Department of Labor Section 2520.103-11(d), cost may be omitted as all investments are participant directed.






























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Signatures

NCR Savings Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, NCR Corporation, the administrator of the NCR Savings Plan, has duly caused this annual report to be signed by the undersigned thereunto duly authorized.

NCR Savings Plan
    
By: /s/ Robert Fishman
Robert Fishman
Senior Vice President and Chief
Financial Officer
NCR Corporation

Date: June 27, 2012













































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Exhibit Index

Exhibit No. 23    Consent of PricewaterhouseCoopers LLP




23