FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ABBOTT LABS                    COMMON STOCK     002824100     2124    53869 SH       DEFINED               52219        0     1650
ABBOTT LABS                    COMMON STOCK     002824100     1135    28775 SH       OTHER                 28525      250        0
ACCO BRANDS CORP               COMMON STOCK     00081T108       19      783 SH       DEFINED                 783        0        0
ACCO BRANDS CORP               COMMON STOCK     00081T108        6      246 SH       OTHER                   246        0        0
ACTIVE POWER INC               COMMON STOCK     00504W100       27     7058 SH       DEFINED                7058        0        0
ACXIOM CORP                    COMMON STOCK     005125109       23     1000 SH       DEFINED                   0        0     1000
ADOBE SYS INC                  COMMON STOCK     00724F101        1       38 SH       DEFINED                  38        0        0
ADVO INC                       COMMON STOCK     007585102       23      800 SH       DEFINED                   0        0      800
AES CORP                       COMMON STOCK     00130H105        5      300 SH       DEFINED                 300        0        0
AETNA INC                      COMMON STOCK     00817Y108      458     4852 SH       DEFINED                4852        0        0
AETNA INC                      COMMON STOCK     00817Y108      151     1600 SH       OTHER                  1600        0        0
AFLAC INC                      COMMON STOCK     001055102     4952   106676 SH       DEFINED               97326        0     9350
AFLAC INC                      COMMON STOCK     001055102     1306    28143 SH       OTHER                 27393      450      300
AGCO CORP                      COMMON STOCK     001084102      220    13300 SH       OTHER                 13300        0        0
AGERE SYSTEMS INC              COMMON STOCK     00845V308        2      126 SH       DEFINED                 126        0        0
AGERE SYSTEMS INC              COMMON STOCK     00845V308        1       46 SH       OTHER                    29       17        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101       75     2248 SH       DEFINED                2248        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101        8      228 SH       OTHER                   228        0        0
AGL RES INC                    COMMON STOCK     001204106       19      536 SH       DEFINED                 536        0        0
AGL RES INC                    COMMON STOCK     001204106       36     1040 SH       OTHER                  1040        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106      870    14695 SH       DEFINED               14695        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106      225     3800 SH       OTHER                  3600      200        0
ALASKA AIR GROUP INC           COMMON STOCK     011659109        4      100 SH       DEFINED                 100        0        0
ALBERTO CULVER CO              COMMON STOCK     013068101      361     7884 SH       DEFINED                7437        0      447
ALBERTO CULVER CO              COMMON STOCK     013068101      103     2250 SH       OTHER                  2250        0        0
ALCOA INC COM                  COMMON STOCK     013817101      945    31969 SH       DEFINED               31469        0      500
ALCOA INC COM                  COMMON STOCK     013817101      416    14069 SH       OTHER                 13894        0      175
ALEXANDER & BALDWIN INC        COMMON STOCK     014482103      130     2400 SH       DEFINED                2400        0        0
ALKERMES INC                   COMMON STOCK     01642T108        0       20 SH       DEFINED                  20        0        0
ALLEGHENY ENERGY INC           COMMON STOCK     017361106        6      200 SH       DEFINED                 200        0        0
ALLERGAN INC                   COMMON STOCK     018490102       11      100 SH       OTHER                   100        0        0
ALLIANCE CAPITAL MGMT HOLDING  COMMON STOCK     01855A101       17      300 SH       DEFINED                 300        0        0
ALLIANCE CAPITAL MGMT HOLDING  COMMON STOCK     01855A101       82     1450 SH       OTHER                  1450        0        0
ALLIANT CORP                   COMMON STOCK     018802108       39     1400 SH       OTHER                  1000        0      400
ALLIANT TECHSYSTEMS INC        COMMON STOCK     018804104        3       33 SH       DEFINED                  33        0        0
ALLIED CAP CORP NEW            COMMON STOCK     01903Q108       44     1500 SH       DEFINED                1500        0        0
ALLIED CAP CORP NEW            COMMON STOCK     01903Q108       29     1000 SH       OTHER                  1000        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      380     7022 SH       DEFINED                7022        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      230     4248 SH       OTHER                  4248        0        0
ALLTEL CORP                    COMMON STOCK     020039103      620     9826 SH       DEFINED                9082        0      744
ALLTEL CORP                    COMMON STOCK     020039103      197     3129 SH       OTHER                  3129        0        0
ALTRIA GROUP INC               COMMON STOCK     02209S103     6298    84290 SH       DEFINED               84290        0        0
ALTRIA GROUP INC               COMMON STOCK     02209S103     3399    45495 SH       OTHER                 40395      800     4300
AMAZON.COM INC                 COMMON STOCK     023135106        2       50 SH       DEFINED                  50        0        0
AMBAC FINANCIAL GROUP INC      COMMON STOCK     023139108        1       15 SH       DEFINED                  15        0        0
AMERADA HESS CORP              COMMON STOCK     023551104      123      968 SH       OTHER                   968        0        0
AMEREN CORP                    COMMON STOCK     023608102      162     3156 SH       DEFINED                3156        0        0
AMERICAN EAGLE OUTFITTERS INC  COMMON STOCK     02553E106        5      200 SH       OTHER                     0      200        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      177     4770 SH       DEFINED                4770        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101       11      300 SH       OTHER                   300        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109      531    10320 SH       DEFINED                9820        0      500
AMERICAN EXPRESS CO            COMMON STOCK     025816109      651    12645 SH       OTHER                 12445      200        0
AMERICAN HOME MORTGAGE INVESTM COMMON STOCK     02660R107       16      500 SH       OTHER                   500        0        0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     7153   104832 SH       DEFINED               97270        0     7562
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     2208    32363 SH       OTHER                 31483      580      300
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        1       58 SH       DEFINED                  58        0        0
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        8      560 SH       OTHER                   560        0        0
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107      250    11350 SH       DEFINED               10675        0      675
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107       16      725 SH       OTHER                   725        0        0
AMERICAN TOWER CORP            COMMON STOCK     029912201       27     1000 SH       DEFINED                1000        0        0
AMERIPRISE F-W/I               COMMON STOCK     03076C106       66     1604 SH       DEFINED                1504        0      100
AMERIPRISE F-W/I               COMMON STOCK     03076C106       62     1514 SH       OTHER                  1474       40        0
AMERISOURCEBERGEN CORP         COMMON STOCK     03073E105       31      750 SH       DEFINED                 750        0        0
AMERUS GROUP CO                COMMON STOCK     03072M108        3       55 SH       DEFINED                  55        0        0
AMGEN INC                      COMMON STOCK     031162100      303     3847 SH       DEFINED                3047        0      800
AMGEN INC                      COMMON STOCK     031162100       39      495 SH       OTHER                   395      100        0
AMSOUTH BANCORPORATION         COMMON STOCK     032165102     3553   135561 SH       DEFINED              122857        0    12704
AMSOUTH BANCORPORATION         COMMON STOCK     032165102     2872   109595 SH       OTHER                 97595        0    12000
ANADARKO PETE CORP             COMMON STOCK     032511107      348     3673 SH       DEFINED                2473        0     1200
ANADARKO PETE CORP             COMMON STOCK     032511107       14      150 SH       OTHER                   150        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105     1695    47260 SH       DEFINED               42780        0     4480
ANALOG DEVICES INC             COMMON STOCK     032654105      432    12050 SH       OTHER                 11700      250      100
ANDREW CORP                    COMMON STOCK     034425108      141    13187 SH       OTHER                 13187        0        0
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      884    20575 SH       DEFINED               20575        0        0
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      142     3300 SH       OTHER                  3300        0        0
AON CORP                       COMMON STOCK     037389103     1011    28115 SH       DEFINED                 115        0    28000
APACHE CORP                    COMMON STOCK     037411105       75     1092 SH       DEFINED                 400        0      692
APOLLO GROUP INC CLASS A       COMMON STOCK     037604105        6      100 SH       OTHER                     0      100        0
APPLE COMPUTER INC             COMMON STOCK     037833100       47      650 SH       DEFINED                 650        0        0
APPLIED MATERIALS INC          COMMON STOCK     038222105      437    24360 SH       DEFINED               22610        0     1750
APPLIED MATERIALS INC          COMMON STOCK     038222105       47     2600 SH       OTHER                  2600        0        0
APPLIED MICRO CIRCUITS CORP CD COMMON STOCK     03822W109        4     1600 SH       DEFINED                1600        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102       96     3898 SH       DEFINED                3898        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102      167     6771 SH       OTHER                  6771        0        0
ARMOR HLDGS INC                COMMON STOCK     042260109       60     1400 SH       DEFINED                1400        0        0
ARROW ELECTRS INC              COMMON STOCK     042735100       77     2413 SH       DEFINED                2413        0        0
ARTHROCARE CORP                COMMON STOCK     043136100        8      200 SH       OTHER                   200        0        0
ASHLAND INC                    COMMON STOCK     044209104        6      100 SH       DEFINED                 100        0        0
ASSURANT INC                   COMMON STOCK     04621X108        6      133 SH       DEFINED                 133        0        0
ASTEC INDS INC COM             COMMON STOCK     046224101       39     1200 SH       DEFINED                1200        0        0
AT & T INC                     COMMON STOCK     00206R102     1220    49824 SH       DEFINED               49824        0        0
AT & T INC                     COMMON STOCK     00206R102      886    36169 SH       OTHER                 35669        0      500
ATLANTIS PLASTICS INC          COMMON STOCK     049156102       96    13300 SH       OTHER                 13300        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105      171     6535 SH       DEFINED                6535        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105       41     1550 SH       OTHER                   750      800        0
AUTOBYTEL INC                  COMMON STOCK     05275N106       16     3183 SH       DEFINED                3183        0        0
AUTODESK INC                   COMMON STOCK     052769106        9      200 SH       DEFINED                 200        0        0
AUTOLIV INC                    COMMON STOCK     052800109        3       68 SH       DEFINED                  68        0        0
AUTOLIV INC                    COMMON STOCK     052800109        2       34 SH       OTHER                    34        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      446     9707 SH       DEFINED                9707        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      314     6850 SH       OTHER                  6850        0        0
AUTOZONE INC                   COMMON STOCK     053332102       78      850 SH       DEFINED                 850        0        0
AVAYA INC                      COMMON STOCK     053499109        4      373 SH       DEFINED                 373        0        0
AVAYA INC                      COMMON STOCK     053499109        1      117 SH       OTHER                   117        0        0
AVERY DENNISON CORP            COMMON STOCK     053611109        1       10 SH       DEFINED                  10        0        0
AVON PRODUCTS INC              COMMON STOCK     054303102       74     2575 SH       DEFINED                1575        0     1000
AVON PRODUCTS INC              COMMON STOCK     054303102       82     2875 SH       OTHER                  2450      300      125
AXCELIS TECHNOLOGIES INC       COMMON STOCK     054540109       13     2829 SH       DEFINED                2829        0        0
AXCELIS TECHNOLOGIES INC       COMMON STOCK     054540109        8     1768 SH       OTHER                  1768        0        0
B&G FOODS-EIS                  COMMON STOCK     05508R205        3      200 SH       DEFINED                 200        0        0
BAKER HUGHES INC               COMMON STOCK     057224107        7      120 SH       DEFINED                 120        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       61     1000 SH       OTHER                  1000        0        0
BALL CORP                      COMMON STOCK     058498106       12      300 SH       DEFINED                 300        0        0
BANDAG INC                     COMMON STOCK     059815100        9      200 SH       DEFINED                 200        0        0
BANK AMERICA CORP              COMMON STOCK     060505104     3660    79317 SH       DEFINED               77655        0     1662
BANK AMERICA CORP              COMMON STOCK     060505104     1200    26007 SH       OTHER                 25756        0      251
BANK NEW YORK INC              COMMON STOCK     064057102       71     2230 SH       DEFINED                2230        0        0
BANKUNITED FINL CORP CL A      COMMON STOCK     06652B103      112     4200 SH       OTHER                  4200        0        0
BARD CR INC                    COMMON STOCK     067383109      318     4820 SH       DEFINED                4820        0        0
BARD CR INC                    COMMON STOCK     067383109      216     3280 SH       OTHER                  3280        0        0
BAXTER INTL INC                COMMON STOCK     071813109      729    19370 SH       DEFINED               18770        0      600
BAXTER INTL INC                COMMON STOCK     071813109      688    18275 SH       OTHER                 18275        0        0
BB&T CORPORATION               COMMON STOCK     054937107      507    12108 SH       DEFINED               12108        0        0
BB&T CORPORATION               COMMON STOCK     054937107      461    11000 SH       OTHER                 11000        0        0
BEA SYS INC COM                COMMON STOCK     073325102        2      200 SH       DEFINED                 200        0        0
BEA SYS INC COM                COMMON STOCK     073325102       24     2500 SH       OTHER                     0        0     2500
BEAR STEARNS COS INC           COMMON STOCK     073902108       12      100 SH       DEFINED                 100        0        0
BECTON DICKINSON               COMMON STOCK     075887109      333     5550 SH       DEFINED                5150        0      400
BECTON DICKINSON               COMMON STOCK     075887109      129     2150 SH       OTHER                  2150        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100        7      200 SH       DEFINED                 200        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100        7      200 SH       OTHER                     0      200        0
BELDEN CDT INC                 COMMON STOCK     077454106        5      200 SH       DEFINED                 200        0        0
BELDEN CDT INC                 COMMON STOCK     077454106       22      900 SH       OTHER                   900        0        0
BELLSOUTH CORP                 COMMON STOCK     079860102     3854   142197 SH       DEFINED              142197        0        0
BELLSOUTH CORP                 COMMON STOCK     079860102     1817    67033 SH       OTHER                 65833        0     1200
BELO CORPORATION               COMMON STOCK     080555105       19      900 SH       DEFINED                 900        0        0
BELO CORPORATION               COMMON STOCK     080555105       17      800 SH       OTHER                   800        0        0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK     084670108       89        1 SH       DEFINED                   1        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      649      221 SH       DEFINED                 221        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      379      129 SH       OTHER                   129        0        0
BEST BUY COMPANY INC           COMMON STOCK     086516101      388     8919 SH       DEFINED                8507        0      412
BEST BUY COMPANY INC           COMMON STOCK     086516101       24      562 SH       OTHER                   562        0        0
BFC FINL CORP A                COMMON STOCK     055384200        2      322 SH       OTHER                     0        0      322
BIMINI MORTG-A                 COMMON STOCK     09031E400        5      500 SH       OTHER                   500        0        0
BIO RAD LABS INC CL A          COMMON STOCK     090572207       72     1100 SH       DEFINED                1100        0        0
BIOGEN IDEC INC                COMMON STOCK     09062X103        5      105 SH       DEFINED                 105        0        0
BLACK & DECKER CORP            COMMON STOCK     091797100       26      300 SH       OTHER                   300        0        0
BLACK HILLS CORP               COMMON STOCK     092113109       16      450 SH       DEFINED                 450        0        0
BLACKBOARD INC                 COMMON STOCK     091935502       36     1236 SH       DEFINED                1236        0        0
BLOCK H & R INC                COMMON STOCK     093671105       74     3000 SH       DEFINED                3000        0        0
BLOCKBUSTER INC                COMMON STOCK     093679108        0      128 SH       DEFINED                 128        0        0
BLOCKBUSTER-B-WI               COMMON STOCK     093679207        0      128 SH       DEFINED                 128        0        0
BLOCKBUSTER-B-WI               COMMON STOCK     093679207        0       36 SH       OTHER                    36        0        0
BOEING CO                      COMMON STOCK     097023105     1067    15190 SH       DEFINED               15190        0        0
BOEING CO                      COMMON STOCK     097023105      740    10540 SH       OTHER                 10540        0        0
BOWATER INC                    COMMON STOCK     102183100        3      100 SH       DEFINED                 100        0        0
BRINKER INTL INC               COMMON STOCK     109641100       31      800 SH       DEFINED                 800        0        0
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     4237   184392 SH       DEFINED              177528        0     6864
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     2420   105300 SH       OTHER                104100        0     1200
BROADCOM CORP COM              COMMON STOCK     111320107        5      100 SH       DEFINED                 100        0        0
BRUNSWICK CORP                 COMMON STOCK     117043109        4      100 SH       DEFINED                 100        0        0
BRUSH ENGINEERED MATS INC-HOLD COMMON STOCK     117421107        6      402 SH       DEFINED                 402        0        0
BUCKEYE PARTNERS LP            COMMON STOCK     118230101       41      975 SH       OTHER                   975        0        0
BUCKEYE TECHNOLOGIES INC       COMMON STOCK     118255108       14     1725 SH       DEFINED                1725        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       50      700 SH       DEFINED                 700        0        0
BURLINGTON RES INC             COMMON STOCK     122014103       15      178 SH       DEFINED                 178        0        0
BURLINGTON RES INC             COMMON STOCK     122014103       69      800 SH       OTHER                     0      800        0
CABLEVISION NY GROUP CL A      COMMON STOCK     12686C109        3      115 SH       DEFINED                 115        0        0
CABOT CORP                     COMMON STOCK     127055101        1       21 SH       DEFINED                  21        0        0
CABOT CORP                     COMMON STOCK     127055101        4      100 SH       OTHER                   100        0        0
CALIFORNIA WTR SVC GROUP       COMMON STOCK     130788102       15      400 SH       OTHER                   400        0        0
CALLAWAY GOLF CO               COMMON STOCK     131193104       14     1000 SH       DEFINED                1000        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109        3      100 SH       DEFINED                 100        0        0
CAPITAL LEASE FUNDING INC      COMMON STOCK     140288101       21     2000 SH       DEFINED                2000        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     5888    68143 SH       DEFINED               60688        0     7455
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     1236    14310 SH       OTHER                 14060      150      100
CAPITOL FED FINANCIAL          COMMON STOCK     14057C106       10      300 SH       OTHER                   300        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108      887    12904 SH       DEFINED               12454        0      450
CARDINAL HEALTH INC            COMMON STOCK     14149Y108      584     8498 SH       OTHER                  7898      450      150
CAREMARK RX INC                COMMON STOCK     141705103       40      781 SH       DEFINED                 781        0        0
CAREMARK RX INC                COMMON STOCK     141705103       18      340 SH       OTHER                    90      250        0
CASCADE CORP                   COMMON STOCK     147195101      469    10000 SH       OTHER                 10000        0        0
CATALINA MARKETING CORP        COMMON STOCK     148867104      176     6953 SH       DEFINED                6953        0        0
CATERPILLAR INC                COMMON STOCK     149123101      679    11751 SH       DEFINED               11751        0        0
CATERPILLAR INC                COMMON STOCK     149123101       46      800 SH       OTHER                   800        0        0
CB RICHARD ELLIS GROUP INC CL  COMMON STOCK     12497T101       18      300 SH       DEFINED                 300        0        0
CBRL GROUP INC COM             COMMON STOCK     12489V106      100     2837 SH       DEFINED                2837        0        0
CEDAR FAIR LP                  COMMON STOCK     150185106       86     3000 SH       DEFINED                   0        0     3000
CEF ISHARES S&P SMALL CAP600GR COMMON STOCK     464287879       13      200 SH       DEFINED                 200        0        0
CELGENE CORP                   COMMON STOCK     151020104       13      200 SH       OTHER                     0      200        0
CENDANT CORP                   COMMON STOCK     151313103      328    19025 SH       DEFINED               17775        0     1250
CENDANT CORP                   COMMON STOCK     151313103      132     7650 SH       OTHER                  7650        0        0
CENTERPLATE INC-IDS            COMMON STOCK     15200E204        3      200 SH       DEFINED                 200        0        0
CENTERPOINT ENERGY INC         COMMON STOCK     15189T107       15     1200 SH       DEFINED                1200        0        0
CENTERPOINT ENERGY INC         COMMON STOCK     15189T107        4      300 SH       OTHER                   300        0        0
CHAMPION ENTERPRISES INC       COMMON STOCK     158496109       25     1800 SH       OTHER                  1800        0        0
CHARLES SCHWAB CORP            COMMON STOCK     808513105        3      200 SH       DEFINED                 200        0        0
CHATTEM INC COM                COMMON STOCK     162456107        5      125 SH       DEFINED                 125        0        0
CHEVRON CORPORATION            COMMON STOCK     166764100     5247    92429 SH       DEFINED               90167        0     2262
CHEVRON CORPORATION            COMMON STOCK     166764100     2964    52203 SH       OTHER                 51053      900      250
CHIRON CORP                    COMMON STOCK     170040109        3       65 SH       DEFINED                  65        0        0
CHUBB CORP                     COMMON STOCK     171232101      601     6150 SH       DEFINED                5750        0      400
CHUBB CORP                     COMMON STOCK     171232101       78      800 SH       OTHER                   800        0        0
CHURCH & DWIGHT INC            COMMON STOCK     171340102      495    15000 SH       OTHER                 15000        0        0
CHURCHILL DOWNS INC            COMMON STOCK     171484108        4      100 SH       DEFINED                 100        0        0
CIGNA CORP                     COMMON STOCK     125509109      407     3640 SH       DEFINED                3640        0        0
CIGNA CORP                     COMMON STOCK     125509109       42      375 SH       OTHER                   375        0        0
CINERGY CORP                   COMMON STOCK     172474108       30      700 SH       DEFINED                 700        0        0
CINERGY CORP                   COMMON STOCK     172474108       32      750 SH       OTHER                   750        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        9      400 SH       OTHER                   400        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     2836   165662 SH       DEFINED              149162        0    16500
CISCO SYSTEMS INC              COMMON STOCK     17275R102     1301    76015 SH       OTHER                 74115     1800      100
CITIGROUP INC                  COMMON STOCK     172967101     2569    52937 SH       DEFINED               49438        0     3499
CITIGROUP INC                  COMMON STOCK     172967101     1069    22030 SH       OTHER                 22030        0        0
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101       39     3208 SH       DEFINED                 200        0     3008
CLAIRES STORES INC             COMMON STOCK     179584107      297    10150 SH       OTHER                 10150        0        0
CLOROX CO                      COMMON STOCK     189054109       23      400 SH       DEFINED                 400        0        0
COCA COLA CO                   COMMON STOCK     191216100     4619   114591 SH       DEFINED              113866        0      725
COCA COLA CO                   COMMON STOCK     191216100     4368   108372 SH       OTHER                103172      200     5000
COCA COLA ENTERPRISES INC      COMMON STOCK     191219104       12      600 SH       DEFINED                 600        0        0
COINMACH SERVICES              COMMON STOCK     19259W107        3      200 SH       DEFINED                 200        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     3481    63470 SH       DEFINED               56925        0     6545
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     1307    23830 SH       OTHER                 23280      300      250
COMCAST CORP-CL A              COMMON STOCK     20030N101      541    20874 SH       DEFINED               20632        0      242
COMCAST CORP-CL A              COMMON STOCK     20030N101      298    11500 SH       OTHER                 11000        0      500
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200     2838   110475 SH       DEFINED               84428        0    26047
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200      725    28207 SH       OTHER                 27382      400      425
COMERICA INC                   COMMON STOCK     200340107       91     1600 SH       DEFINED                1600        0        0
COMMERCIAL METALS CO           COMMON STOCK     201723103      350     9332 SH       OTHER                  9332        0        0
COMPASS BANCSHARES INC         COMMON STOCK     20449H109      109     2250 SH       DEFINED                2250        0        0
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109       19      676 SH       DEFINED                 676        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104       83     1645 SH       DEFINED                1645        0        0
COMVERSE TECHNOLOGY INC        COMMON STOCK     205862402        1       30 SH       DEFINED                  30        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102      288    14225 SH       DEFINED               14225        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102       72     3550 SH       OTHER                  3550        0        0
CONOCOPHILLIPS                 COMMON STOCK     20825C104      407     6995 SH       DEFINED                5995        0     1000
CONOCOPHILLIPS                 COMMON STOCK     20825C104      385     6610 SH       OTHER                  6610        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       90     1950 SH       DEFINED                1950        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       83     1800 SH       OTHER                  1800        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100        6      100 SH       DEFINED                 100        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100      389     6762 SH       OTHER                  6762        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407       92     2825 SH       DEFINED                2825        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407       10      300 SH       OTHER                   300        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308      594    25525 SH       DEFINED               25525        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308       75     3208 SH       OTHER                  3208        0        0
CONVERGYS CORP COM             COMMON STOCK     212485106       11      700 SH       DEFINED                 700        0        0
COOPER COS INC                 COMMON STOCK     216648402       31      600 SH       DEFINED                 600        0        0
CORN PRODS INTL INC            COMMON STOCK     219023108       19      800 SH       DEFINED                 800        0        0
CORN PRODS INTL INC            COMMON STOCK     219023108       19      800 SH       OTHER                   800        0        0
CORNING INC                    COMMON STOCK     219350105       47     2400 SH       DEFINED                2400        0        0
CORNING INC                    COMMON STOCK     219350105      254    12900 SH       OTHER                 12900        0        0
CORRECTIONS CORP AMER NEW      COMMON STOCK     22025Y407       94     2092 SH       DEFINED                2092        0        0
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     5022   101521 SH       DEFINED               90571        0    10950
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     1607    32493 SH       OTHER                 31743      450      300
COUNTRYWIDE FINANCIAL CORP     COMMON STOCK     222372104       82     2396 SH       DEFINED                2396        0        0
COVENTRY HEALTH CARE INC       COMMON STOCK     222862104        5       82 SH       DEFINED                  82        0        0
CREE INC                       COMMON STOCK     225447101        1       40 SH       DEFINED                  40        0        0
CRESCENT BANKING CO            COMMON STOCK     225646108       29      800 SH       OTHER                     0        0      800
CROSSROADS SYSTEM INC          COMMON STOCK     22765D100        0      500 SH       DEFINED                 500        0        0
CROWN HOLDINGS INC             COMMON STOCK     228368106       20     1000 SH       DEFINED                1000        0        0
CROWN HOLDINGS INC             COMMON STOCK     228368106       20     1000 SH       OTHER                  1000        0        0
CSX CORP                       COMMON STOCK     126408103      384     7554 SH       DEFINED                6554        0     1000
CSX CORP                       COMMON STOCK     126408103      129     2544 SH       OTHER                  1500        0     1044
CVS CORP                       COMMON STOCK     126650100       66     2500 SH       DEFINED                2500        0        0
CVS CORP                       COMMON STOCK     126650100       18      700 SH       OTHER                   400      300        0
D R HORTON INC                 COMMON STOCK     23331A109       16      438 SH       DEFINED                 438        0        0
DANAHER CORP                   COMMON STOCK     235851102       49      886 SH       DEFINED                 886        0        0
DANAHER CORP                   COMMON STOCK     235851102      268     4800 SH       OTHER                  4800        0        0
DARDEN RESTAURANTS INC         COMMON STOCK     237194105       82     2101 SH       DEFINED                2101        0        0
DEERE & CO                     COMMON STOCK     244199105      176     2580 SH       DEFINED                2580        0        0
DEERE & CO                     COMMON STOCK     244199105      211     3100 SH       OTHER                  3100        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        3      331 SH       DEFINED                 331        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        2      222 SH       OTHER                   222        0        0
DELL INC                       COMMON STOCK     24702R101      496    16560 SH       DEFINED               15435        0     1125
DELL INC                       COMMON STOCK     24702R101      231     7725 SH       OTHER                  7725        0        0
DELTA NAT GAS INC              COMMON STOCK     247748106       13      500 SH       DEFINED                 500        0        0
DELUXE CORP                    COMMON STOCK     248019101       81     2700 SH       DEFINED                2700        0        0
DENDREON CORP                  COMMON STOCK     24823Q107       27     5000 SH       OTHER                     0        0     5000
DENTSPLY INTL INC              COMMON STOCK     249030107       16      300 SH       DEFINED                 300        0        0
DEVON ENERGY CORPORATION NEW   COMMON STOCK     25179M103       16      254 SH       DEFINED                 254        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     2119    19810 SH       DEFINED               19810        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     1247    11655 SH       OTHER                 11655        0        0
DIRECT GENERAL CORP            COMMON STOCK     25456W204      256    15168 SH       DEFINED                5688        0     9480
DIRECTV GROUP INC              COMMON STOCK     25459L106      703    49818 SH       DEFINED                 426        0    49392
DIRECTV GROUP INC              COMMON STOCK     25459L106        0       24 SH       OTHER                    24        0        0
DISCOVERY H-A WI               COMMON STOCK     25468Y107        2      117 SH       DEFINED                 117        0        0
DISNEY WALT CO NEW             COMMON STOCK     254687106     3652   152372 SH       DEFINED               97757        0    54615
DISNEY WALT CO NEW             COMMON STOCK     254687106      855    35685 SH       OTHER                 34660      600      425
DIXIE GROUP INC                COMMON STOCK     255519100       22     1576 SH       DEFINED                1576        0        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      934    12099 SH       DEFINED               12099        0        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      181     2348 SH       OTHER                  2348        0        0
DORAL FINL CORP COM            COMMON STOCK     25811P100        5      475 SH       DEFINED                 475        0        0
DOVER CORP                     COMMON STOCK     260003108       52     1275 SH       DEFINED                1275        0        0
DOVER MOTORSPORTS INC          COMMON STOCK     260174107        6     1000 SH       DEFINED                1000        0        0
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     2010    45867 SH       DEFINED               45867        0        0
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     1025    23380 SH       OTHER                 23155        0      225
DOW JONES & CO INC             COMMON STOCK     260561105      234     6600 SH       OTHER                  6600        0        0
DTE ENERGY CO                  COMMON STOCK     233331107        7      173 SH       DEFINED                 173        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     2189    51510 SH       DEFINED               51210        0      300
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1354    31852 SH       OTHER                 31302        0      550
DUKE ENERGY CORP               COMMON STOCK     264399106      592    21572 SH       DEFINED               21572        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106      280    10216 SH       OTHER                 10216        0        0
DUN & BRADSTREET CORP DEL NEW  COMMON STOCK     26483E100       56      837 SH       DEFINED                 837        0        0
E*TRADE FINANCIAL CORPORATION  COMMON STOCK     269246104        6      300 SH       DEFINED                 300        0        0
EARTHLINK INC                  COMMON STOCK     270321102        2      178 SH       DEFINED                 178        0        0
EASTMAN CHEMICAL CO            COMMON STOCK     277432100       30      578 SH       DEFINED                 578        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       34     1464 SH       DEFINED                1464        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       19      800 SH       OTHER                   800        0        0
EATON CORP                     COMMON STOCK     278058102      564     8400 SH       DEFINED                8400        0        0
EATON CORP                     COMMON STOCK     278058102      201     3000 SH       OTHER                  3000        0        0
EBAY INC COM                   COMMON STOCK     278642103       12      275 SH       DEFINED                 275        0        0
EBAY INC COM                   COMMON STOCK     278642103        4      100 SH       OTHER                     0      100        0
EDISON INTERNATIONAL           COMMON STOCK     281020107       92     2100 SH       DEFINED                2100        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       24      586 SH       DEFINED                 586        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       42     1020 SH       OTHER                  1020        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109       13     1061 SH       DEFINED                1061        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109      122    10000 SH       OTHER                 10000        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104       87     3628 SH       DEFINED                3628        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      110     4570 SH       OTHER                  4570        0        0
EMC CORP/MASS                  COMMON STOCK     268648102     1385   101671 SH       DEFINED               94521        0     7150
EMC CORP/MASS                  COMMON STOCK     268648102      158    11575 SH       OTHER                 10325      750      500
EMERSON ELEC CO                COMMON STOCK     291011104     1254    16783 SH       DEFINED               16728        0       55
EMERSON ELEC CO                COMMON STOCK     291011104      512     6850 SH       OTHER                  6400        0      450
EMPIRE DIST ELEC CO            COMMON STOCK     291641108        6      300 SH       OTHER                   300        0        0
ENDO PHARMACEUTICALS HLDGS INC COMMON STOCK     29264F205      151     5000 SH       OTHER                  5000        0        0
ENERGEN CORP                   COMMON STOCK     29265N108      218     6000 SH       DEFINED                6000        0        0
ENERGIZER HLDGS INC            COMMON STOCK     29266R108       10      198 SH       OTHER                   198        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      434     8624 SH       DEFINED                8624        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      117     2328 SH       OTHER                  2328        0        0
ENPRO INDUSTRIES INC           COMMON STOCK     29355X107        2       60 SH       DEFINED                  60        0        0
ENSCO INTERNATIONAL INC        COMMON STOCK     26874Q100       44     1000 SH       DEFINED                1000        0        0
ENTERGY CORP                   COMMON STOCK     29364G103       14      200 SH       DEFINED                 200        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107       70     2900 SH       DEFINED                2900        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107        5      200 SH       OTHER                   200        0        0
EOG RES INC                    COMMON STOCK     26875P101       29      400 SH       DEFINED                 400        0        0
EQUIFAX INC                    COMMON STOCK     294429105       41     1075 SH       DEFINED                1075        0        0
EQUIFAX INC                    COMMON STOCK     294429105       46     1199 SH       OTHER                  1199        0        0
EQUITABLE RES INC              COMMON STOCK     294549100      198     5400 SH       DEFINED                5400        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107       12      300 SH       DEFINED                 300        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107       12      300 SH       OTHER                   300        0        0
ERESEARCH TECHNOLOGY INC       COMMON STOCK     29481V108       11      750 SH       OTHER                   750        0        0
EXELON CORP                    COMMON STOCK     30161N101      137     2576 SH       DEFINED                2576        0        0
EXELON CORP                    COMMON STOCK     30161N101        4       66 SH       OTHER                    66        0        0
EXPEDIA INC                    COMMON STOCK     30212P105        6      237 SH       DEFINED                 237        0        0
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    23216   413322 SH       DEFINED              393086        0    20236
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    12676   225677 SH       OTHER                221932      700     3045
FAIRCHILD SEMICONDUCTOR INTL I COMMON STOCK     303726103       85     5000 SH       DEFINED                5000        0        0
FAMILY DLR STORES INC          COMMON STOCK     307000109       55     2200 SH       DEFINED                2200        0        0
FARMERS CAP BK CORP COM        COMMON STOCK     309562106       83     2700 SH       DEFINED                2700        0        0
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301     1841    28179 SH       DEFINED               25489        0     2690
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301      356     5450 SH       OTHER                  5225        0      225
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      575     8670 SH       DEFINED                8670        0        0
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      438     6610 SH       OTHER                  6424        0      186
FEDEX CORPORATION              COMMON STOCK     31428X106     2399    23206 SH       DEFINED               16931        0     6275
FEDEX CORPORATION              COMMON STOCK     31428X106       49      475 SH       OTHER                   475        0        0
FERRELLGAS PARTNERS L.P.       COMMON STOCK     315293100       21     1000 SH       DEFINED                   0        0     1000
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     316326107     1096    29789 SH       DEFINED               25177        0     4612
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     316326107      384    10428 SH       OTHER                 10028      100      300
FIDELITY NATIONAL TITLE CL-A   COMMON STOCK     31620R105      205     8425 SH       DEFINED                5079        0     3346
FIDELITY NATIONAL TITLE CL-A   COMMON STOCK     31620R105       41     1677 SH       OTHER                  1642        0       35
FIFTH THIRD BANCORP            COMMON STOCK     316773100     7249   192186 SH       DEFINED              192186        0        0
FIFTH THIRD BANCORP            COMMON STOCK     316773100      190     5044 SH       OTHER                  5044        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605      287     9060 SH       DEFINED                9060        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605       13      400 SH       OTHER                   400        0        0
FIRST AMERICAN CORP            COMMON STOCK     318522307       57     1259 SH       DEFINED                1259        0        0
FIRST DATA CORP                COMMON STOCK     319963104     1464    34036 SH       DEFINED               33361        0      675
FIRST DATA CORP                COMMON STOCK     319963104       82     1898 SH       OTHER                  1898        0        0
FIRST FEDERAL BANCSHARES OF AR COMMON STOCK     32020F105       49     2000 SH       DEFINED                2000        0        0
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105    62404  1623417 SH       DEFINED             1505217        0   118200
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105     2201    57259 SH       OTHER                 49426        0     7833
FIRSTENERGY CORP               COMMON STOCK     337932107        5      100 SH       DEFINED                 100        0        0
FISERV INC                     COMMON STOCK     337738108        4      100 SH       DEFINED                 100        0        0
FISHER SCIENTIFIC INTL INC     COMMON STOCK     338032204      806    13035 SH       DEFINED               10795        0     2240
FISHER SCIENTIFIC INTL INC     COMMON STOCK     338032204      255     4115 SH       OTHER                  3915      200        0
FLORIDA ROCK INDS INC          COMMON STOCK     341140101       29      600 SH       OTHER                   600        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102       70      900 SH       DEFINED                 900        0        0
FNMA                           COMMON STOCK     313586109     2121    43447 SH       DEFINED               41997        0     1450
FNMA                           COMMON STOCK     313586109      853    17470 SH       OTHER                 17470        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860       22     2846 SH       DEFINED                2846        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860       27     3546 SH       OTHER                  3546        0        0
FOREST LABS INC                COMMON STOCK     345838106        2       50 SH       DEFINED                  50        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      272     3492 SH       DEFINED                3492        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101       82     1050 SH       OTHER                  1050        0        0
FORTUNE 500 INDEX FUND         COMMON STOCK     86330E885        2       25 SH       DEFINED                  25        0        0
FORTUNE 500 INDEX FUND         COMMON STOCK     86330E885      200     2215 SH       OTHER                  2215        0        0
FPL GROUP INC                  COMMON STOCK     302571104      440    10577 SH       DEFINED                9877        0      700
FPL GROUP INC                  COMMON STOCK     302571104      258     6200 SH       OTHER                  6200        0        0
FRANKLIN RESOURCES INC         COMMON STOCK     354613101     1142    12151 SH       DEFINED               12151        0        0
FRANKLIN RESOURCES INC         COMMON STOCK     354613101      409     4350 SH       OTHER                  4350        0        0
FREEPORT-MCMORAN COPPER-B      COMMON STOCK     35671D857       27      501 SH       DEFINED                 501        0        0
FREESCALE SEMICONDUCTOR INC CL COMMON STOCK     35687M206       97     3856 SH       DEFINED                3856        0        0
FREESCALE SEMICONDUCTOR INC CL COMMON STOCK     35687M206       54     2162 SH       OTHER                  2162        0        0
FUELCELL ENERGY INC            COMMON STOCK     35952H106       17     2000 SH       DEFINED                2000        0        0
GALLAGHER ARTHUR J & CO        COMMON STOCK     363576109       19      600 SH       DEFINED                   0        0      600
GANNETT INC                    COMMON STOCK     364730101      171     2829 SH       DEFINED                2829        0        0
GANNETT INC                    COMMON STOCK     364730101      224     3700 SH       OTHER                  3700        0        0
GARDNER DENVER INC             COMMON STOCK     365558105       30      600 SH       DEFINED                   0        0      600
GATEWAY INC                    COMMON STOCK     367626108       25    10000 SH       OTHER                 10000        0        0
GENCORP INC                    COMMON STOCK     368682100       10      552 SH       OTHER                   552        0        0
GENENTECH INC                  COMMON STOCK     368710406       36      390 SH       DEFINED                 390        0        0
GENENTECH INC                  COMMON STOCK     368710406       37      400 SH       OTHER                   400        0        0
GENERAL DYNAMICS CORP          COMMON STOCK     369550108      861     7550 SH       DEFINED                6750        0      800
GENERAL DYNAMICS CORP          COMMON STOCK     369550108       23      200 SH       OTHER                   200        0        0
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    24429   696971 SH       DEFINED              669996        0    26975
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    10487   299203 SH       OTHER                291853     1800     5550
GENERAL MLS INC                COMMON STOCK     370334104      705    14300 SH       DEFINED               14300        0        0
GENERAL MLS INC                COMMON STOCK     370334104      208     4225 SH       OTHER                  4225        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105      413    21245 SH       DEFINED                5245        0    16000
GENERAL MOTORS CORP            COMMON STOCK     370442105       68     3522 SH       OTHER                  3522        0        0
GENESEE & WYO INC CL A         COMMON STOCK     371559105       24      650 SH       DEFINED                 650        0        0
GENITOPE CORP                  COMMON STOCK     37229P507       16     2002 SH       DEFINED                2002        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       20      452 SH       DEFINED                 452        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       22      500 SH       OTHER                   500        0        0
GENZYME CORP-GENERAL           COMMON STOCK     372917104       11      160 SH       DEFINED                 160        0        0
GEORGIA PACIFIC CORP           COMMON STOCK     373298108       38      800 SH       DEFINED                 800        0        0
GEORGIA PACIFIC CORP           COMMON STOCK     373298108       24      510 SH       OTHER                   510        0        0
GETTY IMAGES INC               COMMON STOCK     374276103       58      654 SH       DEFINED                 654        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104      129     1010 SH       DEFINED                 210        0      800
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       22      175 SH       OTHER                   175        0        0
GOODYEAR TIRE & RUBBER CO      COMMON STOCK     382550101        5      300 SH       DEFINED                 300        0        0
GOOGLE INC-CL A                COMMON STOCK     38259P508       41      100 SH       DEFINED                 100        0        0
GRAINGER W W INC               COMMON STOCK     384802104      729    10250 SH       DEFINED               10250        0        0
GRAINGER W W INC               COMMON STOCK     384802104      444     6244 SH       OTHER                  6244        0        0
GREENHILL & CO                 COMMON STOCK     395259104       28      500 SH       DEFINED                 500        0        0
GUIDANT CORP                   COMMON STOCK     401698105        6      100 SH       DEFINED                 100        0        0
HALLIBURTON CO                 COMMON STOCK     406216101      173     2800 SH       DEFINED                2800        0        0
HALLIBURTON CO                 COMMON STOCK     406216101      372     6000 SH       OTHER                  6000        0        0
HANCOCK HLDG CO                COMMON STOCK     410120109      130     3450 SH       DEFINED                3450        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108     2606    50618 SH       DEFINED               46308        0     4310
HARLEY DAVIDSON INC            COMMON STOCK     412822108      591    11470 SH       OTHER                 11095      250      125
HARRAHS ENTERTAINMENT INC      COMMON STOCK     413619107      107     1506 SH       DEFINED                1506        0        0
HARRIS & HARRIS GROUP INC      COMMON STOCK     413833104        2      150 SH       DEFINED                 150        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104       17      200 SH       DEFINED                 200        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104       73      850 SH       OTHER                   850        0        0
HASBRO INC                     COMMON STOCK     418056107       10      500 SH       DEFINED                 500        0        0
HCA INC                        COMMON STOCK     404119109       49      968 SH       DEFINED                 968        0        0
HCA INC                        COMMON STOCK     404119109       35      700 SH       OTHER                   700        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209      582    18359 SH       DEFINED               18359        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209        8      250 SH       OTHER                     0      250        0
HEARTLAND EXPRESS INC          COMMON STOCK     422347104       30     1500 SH       DEFINED                1500        0        0
HEINZ H J CO                   COMMON STOCK     423074103      135     4000 SH       DEFINED                4000        0        0
HEINZ H J CO                   COMMON STOCK     423074103       30      900 SH       OTHER                   900        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     1160    40506 SH       DEFINED               40506        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103      547    19101 SH       OTHER                 18801      250       50
HI / FN INC                    COMMON STOCK     428358105        1      260 SH       DEFINED                 260        0        0
HILB ROGAL & HOBBS COMPANY     COMMON STOCK     431294107        5      125 SH       DEFINED                 125        0        0
HILLENBRAND INDUSTRIES INC     COMMON STOCK     431573104       54     1094 SH       DEFINED                1094        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109      108     4460 SH       DEFINED                4460        0        0
HOME DEPOT INC                 COMMON STOCK     437076102     6387   157774 SH       DEFINED              144212        0    13562
HOME DEPOT INC                 COMMON STOCK     437076102     2303    56903 SH       OTHER                 54428      900     1575
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      203     5455 SH       DEFINED                5455        0        0
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106       60     1600 SH       OTHER                  1600        0        0
HOSPIRA INC                    COMMON STOCK     441060100       80     1878 SH       DEFINED                1878        0        0
HOSPIRA INC                    COMMON STOCK     441060100       43     1015 SH       OTHER                  1015        0        0
HUBBELL INC CL B               COMMON STOCK     443510201        4       90 SH       DEFINED                  90        0        0
HUMANA INC                     COMMON STOCK     444859102       65     1200 SH       DEFINED                1200        0        0
HYPERION SOLUTIONS CORP COM    COMMON STOCK     44914M104        4      119 SH       DEFINED                 119        0        0
IAC/INTERACTIVEC               COMMON STOCK     44919P300        1       37 SH       DEFINED                  37        0        0
IDACORP INC                    COMMON STOCK     451107106        6      200 SH       DEFINED                 200        0        0
IDACORP INC                    COMMON STOCK     451107106        4      150 SH       OTHER                   150        0        0
IHOP CORP                      COMMON STOCK     449623107       14      300 SH       DEFINED                 300        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109     1675    19037 SH       DEFINED               16722        0     2315
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      448     5087 SH       OTHER                  4962      125        0
IMATION CORP                   COMMON STOCK     45245A107       82     1780 SH       OTHER                  1780        0        0
IMCLONE SYS INC                COMMON STOCK     45245W109        1       15 SH       DEFINED                  15        0        0
IMPAC MTG HLDGS INC            COMMON STOCK     45254P102        4      380 SH       DEFINED                 380        0        0
IMS HEALTH INC                 COMMON STOCK     449934108       14      550 SH       DEFINED                 550        0        0
INCO LTD                       COMMON STOCK     453258402       13      300 SH       DEFINED                 300        0        0
INCO LTD                       COMMON STOCK     453258402        7      150 SH       OTHER                     0      150        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704      193     6150 SH       DEFINED                6150        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704       16      500 SH       OTHER                   500        0        0
INDYMAC BANCORP INC            COMMON STOCK     456607100       16      400 SH       DEFINED                 400        0        0
INTEL CORP                     COMMON STOCK     458140100     8998   360509 SH       DEFINED              345899        0    14610
INTEL CORP                     COMMON STOCK     458140100     4163   166803 SH       OTHER                161353     1400     4050
INTELLI-CHECK INC              COMMON STOCK     45817G102       19     4800 SH       OTHER                  4800        0        0
INTERGRAPH CORP                COMMON STOCK     458683109       14      291 SH       DEFINED                 291        0        0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     5246    63824 SH       DEFINED               63324        0      500
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     2490    30287 SH       OTHER                 29137        0     1150
INTERNATIONAL DISPLAYWORKS INC COMMON STOCK     459412102       10     1600 SH       OTHER                  1600        0        0
INTERNATIONAL GAME TECHNOLOGY  COMMON STOCK     459902102       17      565 SH       DEFINED                 565        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      345    10279 SH       DEFINED                9479        0      800
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      260     7743 SH       OTHER                  7743        0        0
INTERNATIONAL RECTIFIER CORP   COMMON STOCK     460254105       83     2600 SH       DEFINED                   0        0     2600
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100        7      700 SH       DEFINED                 700        0        0
IPIX CORP                      COMMON STOCK     44982L103        0       23 SH       DEFINED                  23        0        0
IRIS INTERNATIONAL             COMMON STOCK     46270W105      151     6900 SH       DEFINED                6900        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564     1085    14500 SH       DEFINED               14500        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564       35      472 SH       OTHER                   472        0        0
ISHARES DJ JONES U.S. TECHNOLO COMMON STOCK     464287721       79     1583 SH       DEFINED                1583        0        0
ISHARES DJ JONES U.S. TECHNOLO COMMON STOCK     464287721       33      660 SH       OTHER                   660        0        0
ISHARES DJ SELECT DIVIDEND IND COMMON STOCK     464287168     1622    26476 SH       DEFINED               26476        0        0
ISHARES DJ SELECT DIVIDEND IND COMMON STOCK     464287168       98     1600 SH       OTHER                  1600        0        0
ISHARES DJ US ENERGY SECTOR    COMMON STOCK     464287796       30      350 SH       OTHER                   350        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      215     9399 SH       DEFINED                9399        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713       75     3283 SH       OTHER                  3283        0        0
ISHARES DJ US UTILITIES SECTOR COMMON STOCK     464287697        5       60 SH       DEFINED                  60        0        0
ISHARES DOW JONES U.S. REAL ES COMMON STOCK     464287739       19      300 SH       OTHER                   300        0        0
ISHARES FTSE/XINHUA CHINA 25   COMMON STOCK     464287184       25      400 SH       DEFINED                 400        0        0
ISHARES LEHMAN TRES INFL PROT  COMMON STOCK     464287176      535     5200 SH       DEFINED                5200        0        0
ISHARES LEHMAN TRES INFL PROT  COMMON STOCK     464287176      483     4700 SH       OTHER                  4700        0        0
ISHARES LEHMAN 1-3YR TRS BD    COMMON STOCK     464287457       40      500 SH       OTHER                   500        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465      563     9479 SH       DEFINED                9479        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465      133     2235 SH       OTHER                  2235        0        0
ISHARES MSCI EAFE VALUE INX    COMMON STOCK     464288877      360     6400 SH       DEFINED                6400        0        0
ISHARES MSCI EMERGING MKT IN   COMMON STOCK     464287234      179     2031 SH       DEFINED                2031        0        0
ISHARES NASDAQ BIOTECHNOLOGY I COMMON STOCK     464287556        5       60 SH       DEFINED                  60        0        0
ISHARES RUSSELL MIDCAP INDEX F COMMON STOCK     464287499       90     1020 SH       DEFINED                 240        0      780
ISHARES RUSSELL 1000 VALUE     COMMON STOCK     464287598       69     1000 SH       OTHER                  1000        0        0
ISHARES RUSSELL 2000 INDEX FUN COMMON STOCK     464287655      678    10160 SH       DEFINED               10160        0        0
ISHARES RUSSELL 2000 INDEX FUN COMMON STOCK     464287655      150     2250 SH       OTHER                  2250        0        0
ISHARES S&P GLBL ENERGY SECT   COMMON STOCK     464287341       29      310 SH       OTHER                   310        0        0
ISHARES S&P SMALLCAP 600 INDEX COMMON STOCK     464287804       49      850 SH       DEFINED                 850        0        0
ISHARES S&P SMALLCAP 600 INDEX COMMON STOCK     464287804      128     2211 SH       OTHER                  2211        0        0
ISHARES TR MSCI EAFE GROWTH IN COMMON STOCK     464288885      323     5700 SH       DEFINED                5700        0        0
ISHARES TR RUSSEL 2000 VALUE I COMMON STOCK     464287630      189     2870 SH       DEFINED                2870        0        0
ISHARES TR RUSSELL 1000 GROWTH COMMON STOCK     464287614       87     1700 SH       OTHER                  1700        0        0
ISHARES TR S&P SMALLCAP/600 GR COMMON STOCK     464287887       23      200 SH       DEFINED                 200        0        0
ISHARES TRUST GS CORP BOND FUN COMMON STOCK     464287242       59      550 SH       OTHER                   550        0        0
ISHARES TRUST-S&P 400 MIDCAP   COMMON STOCK     464287507       21      280 SH       OTHER                   280        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       21      201 SH       DEFINED                 201        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       57      550 SH       OTHER                   550        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103     2104    56735 SH       DEFINED               54485        0     2250
JABIL CIRCUIT INC              COMMON STOCK     466313103      721    19450 SH       OTHER                 19050        0      400
JACOBS ENGR GROUP INC          COMMON STOCK     469814107       81     1200 SH       DEFINED                1200        0        0
JANUS CAPITAL GROUP INC        COMMON STOCK     47102X105       52     2800 SH       DEFINED                2800        0        0
JARDEN CORP                    COMMON STOCK     471109108       23      747 SH       DEFINED                 747        0        0
JDS UNIPHASE CORP              COMMON STOCK     46612J101        0      200 SH       DEFINED                 200        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108       12      219 SH       DEFINED                 219        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405        6      139 SH       DEFINED                 139        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405        8      191 SH       OTHER                   191        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104     7998   133078 SH       DEFINED              132323        0      755
JOHNSON & JOHNSON              COMMON STOCK     478160104     1958    32581 SH       OTHER                 32431        0      150
JOHNSON CTLS INC               COMMON STOCK     478366107       18      250 SH       DEFINED                 250        0        0
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     3711    93504 SH       DEFINED               92138        0     1366
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     1512    38085 SH       OTHER                 38085        0        0
KANSAS CITY SOUTHERN           COMMON STOCK     485170302       11      450 SH       DEFINED                 450        0        0
KAYDON CORP                    COMMON STOCK     486587108       32     1000 SH       DEFINED                   0        0     1000
KELLOGG CO                     COMMON STOCK     487836108      942    21788 SH       DEFINED               21188        0      600
KELLOGG CO                     COMMON STOCK     487836108      150     3475 SH       OTHER                  3025      225      225
KERR MCGEE CORP                COMMON STOCK     492386107       68      747 SH       DEFINED                  83        0      664
KEYCORP NEW                    COMMON STOCK     493267108       97     2944 SH       DEFINED                2944        0        0
KEYCORP NEW                    COMMON STOCK     493267108      128     3901 SH       OTHER                  3901        0        0
KEYSPAN CORP                   COMMON STOCK     49337W100        2       55 SH       DEFINED                  55        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103     1064    17829 SH       DEFINED               17254        0      575
KIMBERLY CLARK CORP            COMMON STOCK     494368103      641    10752 SH       OTHER                 10752        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106      357     7459 SH       DEFINED                7459        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106      139     2900 SH       OTHER                  2900        0        0
KINDER MORGAN INC KANSAS       COMMON STOCK     49455P101        5       52 SH       DEFINED                  52        0        0
KNIGHT RIDDER INC              COMMON STOCK     499040103      451     7125 SH       DEFINED                 125        0     7000
KOHLS CORP                     COMMON STOCK     500255104      577    11875 SH       DEFINED                9350        0     2525
KOHLS CORP                     COMMON STOCK     500255104      377     7750 SH       OTHER                  7750        0        0
KRISPY KREME DOUGHNUTS INC     COMMON STOCK     501014104        1      250 SH       DEFINED                 250        0        0
KROGER CO                      COMMON STOCK     501044101        1       50 SH       DEFINED                  50        0        0
KROGER CO                      COMMON STOCK     501044101       98     5200 SH       OTHER                  5200        0        0
LA-Z-BOY INC                   COMMON STOCK     505336107      156    11507 SH       DEFINED               11507        0        0
LA-Z-BOY INC                   COMMON STOCK     505336107       49     3641 SH       OTHER                  3641        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       28      515 SH       DEFINED                 515        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       30      550 SH       OTHER                   550        0        0
LACLEDE GROUP INC              COMMON STOCK     505597104       22      750 SH       DEFINED                 750        0        0
LAM RESEARCH CORP              COMMON STOCK     512807108       11      300 SH       DEFINED                 300        0        0
LANCE INC                      COMMON STOCK     514606102       22     1164 SH       DEFINED                1164        0        0
LAUDER ESTEE COS CL-A          COMMON STOCK     518439104       33     1000 SH       DEFINED                1000        0        0
LEAR CORP                      COMMON STOCK     521865105       48     1700 SH       DEFINED                1700        0        0
LEGG MASON INC                 COMMON STOCK     524901105       62      519 SH       DEFINED                 519        0        0
LEGGETT & PLATT INC            COMMON STOCK     524660107        9      400 SH       DEFINED                 400        0        0
LEHMAN BROS HLDGS INC          COMMON STOCK     524908100       41      316 SH       DEFINED                 316        0        0
LEXMARK INTERNATIONAL INC      COMMON STOCK     529771107      124     2757 SH       DEFINED                2757        0        0
LEXMARK INTERNATIONAL INC      COMMON STOCK     529771107       25      550 SH       OTHER                   550        0        0
LIBERTY MEDIA CORP-A           COMMON STOCK     530718105       10     1320 SH       DEFINED                1320        0        0
LIFEPOINT HOSPS INC            COMMON STOCK     53219L109        1       16 SH       DEFINED                  16        0        0
LILLY ELI & CO                 COMMON STOCK     532457108      620    10960 SH       DEFINED               10685        0      275
LILLY ELI & CO                 COMMON STOCK     532457108      226     4000 SH       OTHER                  4000        0        0
LIMITED BRANDS INC             COMMON STOCK     532716107       27     1200 SH       DEFINED                1200        0        0
LINCOLN NATL CORP              COMMON STOCK     534187109       16      300 SH       DEFINED                 300        0        0
LINCOLN NATL CORP              COMMON STOCK     534187109      133     2500 SH       OTHER                  2500        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106       11      300 SH       DEFINED                 300        0        0
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      659    10350 SH       DEFINED               10350        0        0
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      431     6775 SH       OTHER                  5875        0      900
LOWES COS INC                  COMMON STOCK     548661107      544     8155 SH       DEFINED                6520        0     1635
LOWES COS INC                  COMMON STOCK     548661107      209     3142 SH       OTHER                  3142        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        3      400 SH       DEFINED                 400        0        0
LUBRIZOL CORP                  COMMON STOCK     549271104       22      500 SH       DEFINED                   0        0      500
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       21     7933 SH       DEFINED                7933        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107        3     1140 SH       OTHER                  1140        0        0
L3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK     502424104        2       30 SH       DEFINED                  30        0        0
MANITOWOC INC                  COMMON STOCK     563571108       34      675 SH       DEFINED                 675        0        0
MARATHON OIL CORP              COMMON STOCK     565849106        1       23 SH       DEFINED                  23        0        0
MARATHON OIL CORP              COMMON STOCK     565849106       29      475 SH       OTHER                   475        0        0
MARKEL CORPORATION             COMMON STOCK     570535104       95      300 SH       DEFINED                 300        0        0
MARRIOTT INTL INC A            COMMON STOCK     571903202       13      200 SH       DEFINED                 200        0        0
MARRIOTT INTL INC A            COMMON STOCK     571903202       20      300 SH       OTHER                   300        0        0
MARSH & MCLENNAN COS INC       COMMON STOCK     571748102       19      600 SH       DEFINED                 600        0        0
MASCO CORP                     COMMON STOCK     574599106      323    10700 SH       DEFINED               10700        0        0
MASCO CORP                     COMMON STOCK     574599106     1262    41809 SH       OTHER                 41809        0        0
MASSEY ENERGY COMPANY          COMMON STOCK     576206106       30      800 SH       DEFINED                 800        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      360    11884 SH       DEFINED               11884        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      223     7369 SH       OTHER                  6269     1100        0
MATTEL INC                     COMMON STOCK     577081102        4      265 SH       DEFINED                 265        0        0
MAYTAG CORP                    COMMON STOCK     578592107        6      300 SH       DEFINED                 300        0        0
MAYTAG CORP                    COMMON STOCK     578592107     1479    78578 SH       OTHER                 78578        0        0
MBIA INC                       COMMON STOCK     55262C100       78     1300 SH       DEFINED                1300        0        0
MBNA CORP                      COMMON STOCK     55262L100      594    21872 SH       DEFINED               20448        0     1424
MBNA CORP                      COMMON STOCK     55262L100      304    11182 SH       OTHER                 11182        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      291     9400 SH       DEFINED                9400        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      162     5250 SH       OTHER                  5250        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        1      220 SH       DEFINED                 220        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        0       52 SH       OTHER                    52        0        0
MCDONALDS CORP                 COMMON STOCK     580135101      862    25552 SH       DEFINED               24552        0     1000
MCDONALDS CORP                 COMMON STOCK     580135101      405    12025 SH       OTHER                  8800        0     3225
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     2961    57348 SH       DEFINED               50698        0     6650
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     1126    21806 SH       OTHER                 21806        0        0
MCI INC                        COMMON STOCK     552691107        1       50 SH       DEFINED                  50        0        0
MCKESSON CORP                  COMMON STOCK     58155Q103      350     6775 SH       DEFINED                6250        0      525
MCKESSON CORP                  COMMON STOCK     58155Q103      155     3000 SH       OTHER                  3000        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107        4      130 SH       DEFINED                 130        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107       98     3491 SH       OTHER                  3491        0        0
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      801    14348 SH       DEFINED               14348        0        0
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      331     5937 SH       OTHER                  5937        0        0
MEDICIS PHARMACEUTICAL CL-A    COMMON STOCK     584690309       38     1200 SH       DEFINED                1200        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     5549    96391 SH       DEFINED               82656        0    13735
MEDTRONIC INC                  COMMON STOCK     585055106     1832    31828 SH       OTHER                 30403      350     1075
MELLON FINANCIAL CORP          COMMON STOCK     58551A108     1029    30043 SH       DEFINED               30043        0        0
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      154     4500 SH       OTHER                  4500        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101      187     3318 SH       DEFINED                3318        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101       23      400 SH       OTHER                   400        0        0
MERCK & CO INC                 COMMON STOCK     589331107     3692   116072 SH       DEFINED              116072        0        0
MERCK & CO INC                 COMMON STOCK     589331107     1257    39506 SH       OTHER                 39231      200       75
MERIDIAN BIOSCIENCE INC        COMMON STOCK     589584101       16      772 SH       OTHER                   772        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       49      720 SH       DEFINED                 720        0        0
METLIFE INC                    COMMON STOCK     59156R108       21      434 SH       DEFINED                 434        0        0
MGIC INVT CORP WIS             COMMON STOCK     552848103      242     3680 SH       DEFINED                3480        0      200
MGIC INVT CORP WIS             COMMON STOCK     552848103       43      650 SH       OTHER                   650        0        0
MICROISLET INC                 COMMON STOCK     59507Q106       19    12500 SH       DEFINED               12500        0        0
MICROMUSE INC COM              COMMON STOCK     595094103        1      105 SH       DEFINED                 105        0        0
MICROSOFT CORP                 COMMON STOCK     594918104     8682   332005 SH       DEFINED              311045        0    20960
MICROSOFT CORP                 COMMON STOCK     594918104     2974   113718 SH       OTHER                103643     2700     7375
MIDAS INC                      COMMON STOCK     595626102        4      200 SH       OTHER                   200        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103     1344     9975 SH       DEFINED                9975        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103       54      400 SH       OTHER                   400        0        0
MILACRON INC                   COMMON STOCK     598709103        4     2900 SH       DEFINED                2900        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       69     7130 SH       DEFINED                7130        0        0
MILLER HERMAN INC              COMMON STOCK     600544100       25      900 SH       DEFINED                 900        0        0
MOLSON COORS-B                 COMMON STOCK     60871R209        5       80 SH       DEFINED                  80        0        0
MONEYGRAM INTERNATIONAL INC    COMMON STOCK     60935Y109       13      508 SH       DEFINED                 508        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       82     1057 SH       DEFINED                1057        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       40      511 SH       OTHER                   511        0        0
MOODYS CORP                    COMMON STOCK     615369105      206     3360 SH       DEFINED                3360        0        0
MORGAN STANLEY                 COMMON STOCK     617446448     1351    23817 SH       DEFINED               23292        0      525
MORGAN STANLEY                 COMMON STOCK     617446448      259     4572 SH       OTHER                  4572        0        0
MOTIVE INC                     COMMON STOCK     61980V107       15     4970 SH       DEFINED                   0        0     4970
MOTOROLA INC                   COMMON STOCK     620076109     1587    70266 SH       DEFINED               70266        0        0
MOTOROLA INC                   COMMON STOCK     620076109      653    28910 SH       OTHER                 28910        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101       49     1881 SH       DEFINED                 381        0     1500
MURPHY OIL CORP                COMMON STOCK     626717102        1       20 SH       DEFINED                  20        0        0
MYLAN LABS INC                 COMMON STOCK     628530107      252    12625 SH       DEFINED               11857        0      768
MYLAN LABS INC                 COMMON STOCK     628530107      124     6205 SH       OTHER                  6205        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      351     8697 SH       DEFINED                8697        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      272     6735 SH       OTHER                  6735        0        0
NATIONAL CITY CORP             COMMON STOCK     635405103      184     5488 SH       DEFINED                5488        0        0
NCR CORP                       COMMON STOCK     62886E108       15      448 SH       DEFINED                 448        0        0
NCR CORP                       COMMON STOCK     62886E108        2       60 SH       OTHER                    60        0        0
NEENAH PAPER INC               COMMON STOCK     640079109        2       60 SH       DEFINED                  60        0        0
NEENAH PAPER INC               COMMON STOCK     640079109        5      164 SH       OTHER                   164        0        0
NETWORK APPLIANCE INC          COMMON STOCK     64120L104        3      100 SH       DEFINED                 100        0        0
NEW JERSEY RES CORP            COMMON STOCK     646025106       22      525 SH       DEFINED                 525        0        0
NEW JERSEY RES CORP            COMMON STOCK     646025106       42     1000 SH       OTHER                  1000        0        0
NEW YORK CMNTY BANCORP INC     COMMON STOCK     649445103        5      330 SH       OTHER                   330        0        0
NEWELL RUBBERMAID INC          COMMON STOCK     651229106       26     1100 SH       DEFINED                1100        0        0
NEWFIELD EXPLORATION CO        COMMON STOCK     651290108        1       10 SH       DEFINED                  10        0        0
NEWFIELD EXPLORATION CO        COMMON STOCK     651290108      471     9400 SH       OTHER                  9400        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106       95     1777 SH       OTHER                  1777        0        0
NEWS CORP INC-A                COMMON STOCK     65248E104        2      100 SH       DEFINED                 100        0        0
NEWS CORP INC-A                COMMON STOCK     65248E104        0        4 SH       OTHER                     4        0        0
NIKE INC-CLASS B               COMMON STOCK     654106103        9      100 SH       DEFINED                 100        0        0
NIKE INC-CLASS B               COMMON STOCK     654106103        9      100 SH       OTHER                   100        0        0
NISOURCE INC                   COMMON STOCK     65473P105       73     3487 SH       DEFINED                2487        0     1000
NOBLE ENERGY INC               COMMON STOCK     655044105        5      116 SH       DEFINED                 116        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108     1128    25154 SH       DEFINED               25154        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      985    21974 SH       OTHER                 21974        0        0
NORTH EUROPEAN OIL RTY TRUST   COMMON STOCK     659310106       70     2700 SH       DEFINED                2700        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105      416    15197 SH       DEFINED               11035        0     4162
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105      175     6400 SH       OTHER                  6400        0        0
NORTHERN TR CORP               COMMON STOCK     665859104       78     1500 SH       DEFINED                1500        0        0
NORTHROP GRUMMAN CORP          COMMON STOCK     666807102       37      620 SH       DEFINED                 620        0        0
NORTHWESTERN CORP              COMMON STOCK     668074305       11      355 SH       OTHER                   355        0        0
NOVELL INC                     COMMON STOCK     670006105        4      500 SH       DEFINED                 500        0        0
NUCOR CORP                     COMMON STOCK     670346105       20      300 SH       DEFINED                 300        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       76      950 SH       DEFINED                 950        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106       20      650 SH       DEFINED                 650        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106       27      875 SH       OTHER                   875        0        0
OLIN CORP                      COMMON STOCK     680665205       16      800 SH       OTHER                   800        0        0
OMNICARE INC                   COMMON STOCK     681904108        2       35 SH       DEFINED                  35        0        0
OMNICOM GROUP                  COMMON STOCK     681919106     2514    29527 SH       DEFINED               29127        0      400
OMNICOM GROUP                  COMMON STOCK     681919106      646     7586 SH       OTHER                  7511        0       75
OMNOVA SOLUTIONS INC           COMMON STOCK     682129101        3      552 SH       OTHER                   552        0        0
ONEOK INC                      COMMON STOCK     682680103      200     7500 SH       DEFINED                7500        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      258    21145 SH       DEFINED               19845        0     1300
ORACLE CORPORATION             COMMON STOCK     68389X105       31     2525 SH       OTHER                  2525        0        0
PACTIV CORP                    COMMON STOCK     695257105        4      200 SH       DEFINED                 200        0        0
PACTIV CORP                    COMMON STOCK     695257105       51     2300 SH       OTHER                  2300        0        0
PALL CORP                      COMMON STOCK     696429307       30     1100 SH       DEFINED                1100        0        0
PALL CORP                      COMMON STOCK     696429307       43     1600 SH       OTHER                  1600        0        0
PAPA JOHNS INTL INC            COMMON STOCK     698813102        3       54 SH       DEFINED                  54        0        0
PAR PHARMACEUTICAL COS INC     COMMON STOCK     69888P106       63     2000 SH       OTHER                     0        0     2000
PARKER HANNIFIN CORP           COMMON STOCK     701094104      235     3562 SH       DEFINED                3562        0        0
PARKER HANNIFIN CORP           COMMON STOCK     701094104       45      675 SH       OTHER                     0        0      675
PATIENT SAFETY TECH            COMMON STOCK     70322H106      186    40500 SH       OTHER                     0        0    40500
PATTERSON-UTI ENERGY INC       COMMON STOCK     703481101       16      500 SH       OTHER                   500        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       72     1300 SH       DEFINED                 800        0      500
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       19      350 SH       OTHER                   350        0        0
PENNEY J C CO                  COMMON STOCK     708160106      387     6964 SH       DEFINED                6087        0      877
PENNEY J C CO                  COMMON STOCK     708160106      291     5240 SH       OTHER                  5240        0        0
PEOPLES ENERGY CORP            COMMON STOCK     711030106       27      775 SH       OTHER                   775        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       67     2988 SH       DEFINED                2988        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       36     1600 SH       OTHER                  1600        0        0
PEPSI BOTTLING GROUP INC       COMMON STOCK     713409100       14      500 SH       DEFINED                 500        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200       63     2700 SH       OTHER                  2700        0        0
PEPSICO INC                    COMMON STOCK     713448108     7750   131178 SH       DEFINED              119648        0    11530
PEPSICO INC                    COMMON STOCK     713448108     2182    36938 SH       OTHER                 35613      375      950
PFIZER INC                     COMMON STOCK     717081103     7126   305596 SH       DEFINED              287216        0    18380
PFIZER INC                     COMMON STOCK     717081103     3846   164919 SH       OTHER                160219     1200     3500
PG & E CORP                    COMMON STOCK     69331C108      325     8746 SH       DEFINED                8746        0        0
PG & E CORP                    COMMON STOCK     69331C108       42     1125 SH       OTHER                  1125        0        0
PHARMACEUTICAL HOLDRS TR DEP R COMMON STOCK     71712A206        7      100 SH       DEFINED                 100        0        0
PHARMACEUTICAL HOLDRS TR DEP R COMMON STOCK     71712A206       14      200 SH       OTHER                   200        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102       36      250 SH       DEFINED                 250        0        0
PHH CORP                       COMMON STOCK     693320202        1       35 SH       DEFINED                  35        0        0
PHOENIX COMPANIES INC          COMMON STOCK     71902E109        2      138 SH       DEFINED                 138        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105      145     6000 SH       OTHER                  6000        0        0
PIER 1 IMPORTS INC             COMMON STOCK     720279108       89    10225 SH       OTHER                 10225        0        0
PINNACLE BANCSHARES INC        COMMON STOCK     722903101       30     2000 SH       OTHER                     0        0     2000
PINNACLE WEST CAP CORP         COMMON STOCK     723484101       41     1000 SH       OTHER                  1000        0        0
PIONEER NATURAL RESOURCES CO   COMMON STOCK     723787107      769    15000 SH       DEFINED                   0        0    15000
PITNEY BOWES INC               COMMON STOCK     724479100       99     2349 SH       DEFINED                1000        0     1349
PITNEY BOWES INC               COMMON STOCK     724479100       51     1200 SH       OTHER                  1200        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108      762    21148 SH       DEFINED               18648        0     2500
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108       17      464 SH       OTHER                   464        0        0
PMC-SIERRA INC                 COMMON STOCK     69344F106        1      120 SH       DEFINED                 120        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      325     5255 SH       DEFINED                5255        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      101     1628 SH       OTHER                  1628        0        0
PPG INDS INC                   COMMON STOCK     693506107      313     5400 SH       DEFINED                5400        0        0
PPG INDS INC                   COMMON STOCK     693506107       75     1300 SH       OTHER                  1300        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      268     5068 SH       DEFINED                5068        0        0
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       19      400 SH       DEFINED                 400        0        0
PROASSURANCE CORP              COMMON STOCK     74267C106      118     2428 SH       DEFINED                2428        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     8509   147015 SH       DEFINED              142921        0     4094
PROCTER & GAMBLE CO            COMMON STOCK     742718109     2592    44784 SH       OTHER                 44584      200        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      308     7011 SH       DEFINED                7011        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      195     4447 SH       OTHER                  4447        0        0
PRUDENTIAL FINL INC            COMMON STOCK     744320102       38      518 SH       DEFINED                 518        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106      355     5460 SH       DEFINED                5460        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106       30      458 SH       OTHER                   458        0        0
PULTE HOMES INC                COMMON STOCK     745867101       12      300 SH       DEFINED                 300        0        0
QUAKER CHEM CORP               COMMON STOCK     747316107        4      200 SH       DEFINED                 200        0        0
QUALCOMM INC                   COMMON STOCK     747525103     1668    38722 SH       DEFINED               34937        0     3785
QUALCOMM INC                   COMMON STOCK     747525103      295     6845 SH       OTHER                  6345      500        0
QUOVADX INC                    COMMON STOCK     74913K106        5     2000 SH       OTHER                     0        0     2000
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       17     3075 SH       DEFINED                3075        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       27     4749 SH       OTHER                  4749        0        0
R H DONNELLEY CORP             COMMON STOCK     74955W307        1       15 SH       DEFINED                  15        0        0
RAMBUS INC                     COMMON STOCK     750917106       16     1000 SH       OTHER                     0        0     1000
RAYTHEON COMPANY               COMMON STOCK     755111507      975    24279 SH       DEFINED               24279        0        0
RAYTHEON COMPANY               COMMON STOCK     755111507      966    24063 SH       OTHER                 22763      100     1200
REDWOOD TR INC                 COMMON STOCK     758075402       17      400 SH       DEFINED                 400        0        0
REDWOOD TR INC                 COMMON STOCK     758075402        7      175 SH       OTHER                   175        0        0
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     2178    63759 SH       DEFINED               55712        0     8047
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     5090   149002 SH       OTHER                149002        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105       10      946 SH       DEFINED                 946        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105        3      315 SH       OTHER                   315        0        0
REYNOLDS AMERICA               COMMON STOCK     761713106        6       66 SH       DEFINED                  66        0        0
REYNOLDS AMERICA               COMMON STOCK     761713106       32      332 SH       OTHER                   332        0        0
RITCHIE BROS AUCTIONEERS INC   COMMON STOCK     767744105       51     1200 SH       OTHER                     0     1200        0
ROHM & HAAS CO                 COMMON STOCK     775371107       34      702 SH       DEFINED                 702        0        0
ROYAL GOLD INC                 COMMON STOCK     780287108       35     1000 SH       OTHER                  1000        0        0
RUBY TUESDAY INC               COMMON STOCK     781182100      158     6122 SH       DEFINED                6122        0        0
RUBY TUESDAY INC               COMMON STOCK     781182100       65     2498 SH       OTHER                  2498        0        0
RUSSELL CORP                   COMMON STOCK     782352108       81     6000 SH       DEFINED                6000        0        0
RYDER SYSTEM INC               COMMON STOCK     783549108       21      500 SH       DEFINED                 500        0        0
SAFECO CORP                    COMMON STOCK     786429100      655    11590 SH       DEFINED               11590        0        0
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        5     2600 SH       DEFINED                2600        0        0
SAFEWAY INC                    COMMON STOCK     786514208        1       45 SH       DEFINED                  45        0        0
SAKS INC                       COMMON STOCK     79377W108        3      200 SH       DEFINED                 200        0        0
SAN JUAN BASIN ROYALTY TRUST   COMMON STOCK     798241105      436    10000 SH       OTHER                 10000        0        0
SARA LEE CORP                  COMMON STOCK     803111103      348    18434 SH       DEFINED               17734        0      700
SARA LEE CORP                  COMMON STOCK     803111103       89     4700 SH       OTHER                  4700        0        0
SCANA CORP                     COMMON STOCK     80589M102       70     1778 SH       DEFINED                1778        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     4007   192183 SH       DEFINED              189621        0     2562
SCHERING PLOUGH CORP           COMMON STOCK     806605101      574    27525 SH       OTHER                 21150        0     6375
SCIENTIFIC ATLANTA INC         COMMON STOCK     808655104      177     4100 SH       DEFINED                1600        0     2500
SCOTTS CO CL A                 COMMON STOCK     810186106      127     2800 SH       DEFINED                2800        0        0
SCOTTS CO CL A                 COMMON STOCK     810186106       54     1200 SH       OTHER                  1200        0        0
SEARS HOLDINGS CORP            COMMON STOCK     812350106       22      188 SH       OTHER                   188        0        0
SEI INVESTMENTS COMPANY        COMMON STOCK     784117103       44     1200 SH       DEFINED                1200        0        0
SEMPRA ENERGY                  COMMON STOCK     816851109       10      228 SH       DEFINED                 228        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109       80     6681 SH       DEFINED                6681        0        0
SFBC INTERNATIONAL INC         COMMON STOCK     784121105        5      300 SH       OTHER                   300        0        0
SIERRA BANCORP                 COMMON STOCK     82620P102       26     1138 SH       OTHER                     0        0     1138
SIGMA ALDRICH CORP             COMMON STOCK     826552101       82     1300 SH       DEFINED                1300        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101       38      600 SH       OTHER                   600        0        0
SIRUS SATELLITE RADIO INC      COMMON STOCK     82966U103        3      500 SH       DEFINED                 500        0        0
SLM CORP                       COMMON STOCK     78442P106       63     1150 SH       DEFINED                1150        0        0
SNAP ON INC                    COMMON STOCK     833034101       45     1200 SH       DEFINED                1200        0        0
SOLECTRON CORP                 COMMON STOCK     834182107        0       85 SH       DEFINED                  85        0        0
SOUTHERN COMPANY               COMMON STOCK     842587107      443    12834 SH       DEFINED               10834        0     2000
SOUTHERN COMPANY               COMMON STOCK     842587107      298     8640 SH       OTHER                  8440        0      200
SOUTHERN COPPER CORP           COMMON STOCK     84265V105       67     1000 SH       OTHER                  1000        0        0
SOUTHERN UN CO NEW             COMMON STOCK     844030106       47     2000 SH       DEFINED                2000        0        0
SOUTHWEST AIRLINES CO          COMMON STOCK     844741108        1       80 SH       DEFINED                  80        0        0
SPRINT NEXTEL CORP             COMMON STOCK     852061100      409    17490 SH       DEFINED               14290        0     3200
SPRINT NEXTEL CORP             COMMON STOCK     852061100      148     6316 SH       OTHER                  6000      316        0
SPSS INC                       COMMON STOCK     78462K102       38     1242 SH       DEFINED                1242        0        0
ST JUDE MEDICAL INC            COMMON STOCK     790849103       20      400 SH       DEFINED                 400        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     5838    46885 SH       DEFINED               46425        0      460
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     1916    15386 SH       OTHER                 15386        0        0
STAPLES INC                    COMMON STOCK     855030102       58     2550 SH       DEFINED                2550        0        0
STARBUCKS CORP                 COMMON STOCK     855244109       12      400 SH       DEFINED                 400        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       19      300 SH       DEFINED                 300        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       23      367 SH       OTHER                   367        0        0
STATE AUTO FINL CORP           COMMON STOCK     855707105       27      750 SH       DEFINED                 750        0        0
STATE STREET CORP              COMMON STOCK     857477103      370     6677 SH       DEFINED                6677        0        0
STATE STREET CORP              COMMON STOCK     857477103       82     1475 SH       OTHER                  1475        0        0
STEWART ENTERPRISES INC CL A   COMMON STOCK     860370105        3      500 SH       DEFINED                 500        0        0
STRYKER CORP                   COMMON STOCK     863667101       49     1100 SH       DEFINED                1100        0        0
STURM RUGER & CO INC           COMMON STOCK     864159108        7     1000 SH       OTHER                     0     1000        0
SUBURBAN PROPANE PARTNERS LP   COMMON STOCK     864482104        8      300 SH       DEFINED                 300        0        0
SUBURBAN PROPANE PARTNERS LP   COMMON STOCK     864482104        3      110 SH       OTHER                   110        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       17     4052 SH       DEFINED                4052        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       23     5400 SH       OTHER                  5400        0        0
SUNTRUST BANKS INC             COMMON STOCK     867914103     9905   136131 SH       DEFINED              135631        0      500
SUNTRUST BANKS INC             COMMON STOCK     867914103     2095    28794 SH       OTHER                 28794        0        0
SUPERVALU INC                  COMMON STOCK     868536103       52     1600 SH       DEFINED                1600        0        0
SYMANTEC CORPORATION           COMMON STOCK     871503108       54     3064 SH       DEFINED                3064        0        0
SYSCO CORP                     COMMON STOCK     871829107      417    13442 SH       DEFINED               13442        0        0
SYSCO CORP                     COMMON STOCK     871829107       79     2550 SH       OTHER                  2550        0        0
S1 CORPORATION                 COMMON STOCK     78463B101        1      330 SH       DEFINED                 330        0        0
TARGET CORP                    COMMON STOCK     87612E106      809    14715 SH       DEFINED               13910        0      805
TARGET CORP                    COMMON STOCK     87612E106      164     2975 SH       OTHER                  2975        0        0
TCF FINANCIAL CORP             COMMON STOCK     872275102        7      275 SH       DEFINED                 275        0        0
TECHNOLOGY SELECT SECTOR SPDR  COMMON STOCK     81369Y803      332    15891 SH       DEFINED               15891        0        0
TECHNOLOGY SELECT SECTOR SPDR  COMMON STOCK     81369Y803       33     1558 SH       OTHER                  1558        0        0
TECO ENERGY INC                COMMON STOCK     872375100       93     5400 SH       DEFINED                5400        0        0
TECO ENERGY INC                COMMON STOCK     872375100        9      550 SH       OTHER                   550        0        0
TELEPHONE & D-WI               COMMON STOCK     879433860      278     8019 SH       DEFINED                  19        0     8000
TELEPHONE & DATA SYSTEMS INC   COMMON STOCK     879433100      288     8000 SH       DEFINED                   0        0     8000
TELLABS INC                    COMMON STOCK     879664100      280    25700 SH       DEFINED               23550        0     2150
TELLABS INC                    COMMON STOCK     879664100       20     1875 SH       OTHER                  1875        0        0
TENNECO INC                    COMMON STOCK     880349105       11      575 SH       OTHER                   575        0        0
TEPPCO PARTNERS LP             COMMON STOCK     872384102        3      100 SH       DEFINED                 100        0        0
TEPPCO PARTNERS LP             COMMON STOCK     872384102       26      750 SH       OTHER                   750        0        0
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104     1043    32511 SH       DEFINED               31361        0     1150
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104     1043    32530 SH       OTHER                 31930      600        0
TEXTRON INC                    COMMON STOCK     883203101      214     2785 SH       DEFINED                2585        0      200
TEXTRON INC                    COMMON STOCK     883203101       19      250 SH       OTHER                   250        0        0
THE HERSHEY COMPANY            COMMON STOCK     427866108       14      250 SH       DEFINED                 250        0        0
THE HERSHEY COMPANY            COMMON STOCK     427866108      221     4000 SH       OTHER                  4000        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108       44      978 SH       DEFINED                 978        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108       19      428 SH       OTHER                   228      200        0
THORNBURG MTG ASSET CORP       COMMON STOCK     885218107       43     1650 SH       DEFINED                1650        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       80     4607 SH       DEFINED                4607        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       25     1434 SH       OTHER                   834      600        0
TOLL BROS INC                  COMMON STOCK     889478103       69     2000 SH       DEFINED                   0        0     2000
TORCHMARK CORP                 COMMON STOCK     891027104      345     6200 SH       DEFINED                6200        0        0
TRACTOR SUPPLY CO              COMMON STOCK     892356106      424     8000 SH       OTHER                  8000        0        0
TRI CONTINENTAL CORPORATION    COMMON STOCK     895436103      235    12653 SH       DEFINED               12653        0        0
TRIAD HOSPS INC                COMMON STOCK     89579K109        1       16 SH       DEFINED                  16        0        0
TRIBUNE CO                     COMMON STOCK     896047107        4      119 SH       DEFINED                 119        0        0
TRINITY INDUSTRIES INC         COMMON STOCK     896522109      212     4800 SH       OTHER                  4800        0        0
TRUSTCO BK CORP NY             COMMON STOCK     898349105       20     1625 SH       DEFINED                1625        0        0
TXU CORP                       COMMON STOCK     873168108      124     2478 SH       DEFINED                2478        0        0
TXU CORP                       COMMON STOCK     873168108      154     3076 SH       OTHER                  3076        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      254     8785 SH       DEFINED                7885        0      900
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106       30     1050 SH       OTHER                  1050        0        0
TYSON FOODS INC CLASS A        COMMON STOCK     902494103        3      166 SH       DEFINED                 166        0        0
U S XPRESS ENTERPRISES INC     COMMON STOCK     90338N103       10      600 SH       OTHER                   600        0        0
UNION PAC CORP                 COMMON STOCK     907818108      630     7820 SH       DEFINED                7820        0        0
UNION PAC CORP                 COMMON STOCK     907818108       78      966 SH       OTHER                   966        0        0
UNISYS CORP                    COMMON STOCK     909214108        2      354 SH       OTHER                   354        0        0
UNITED PARCEL SERVICE-CLASS B  COMMON STOCK     911312106       38      500 SH       DEFINED                 500        0        0
UNITED STATES STEEL CORP       COMMON STOCK     912909108       77     1600 SH       DEFINED                1600        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     6524   116694 SH       DEFINED              116314        0      380
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      653    11674 SH       OTHER                 11199      475        0
UNITED TENNESSEE BANKSHARES IN COMMON STOCK     91307P103       53     2500 SH       DEFINED                2500        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      155     2500 SH       DEFINED                2500        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      912    14680 SH       OTHER                 14680        0        0
UNITY BANCORP INC              COMMON STOCK     913290102       65     4631 SH       OTHER                     0        0     4631
UNIVERSAL CORP VA              COMMON STOCK     913456109       69     1600 SH       DEFINED                1600        0        0
UNIVERSAL CORP VA              COMMON STOCK     913456109       69     1600 SH       OTHER                  1600        0        0
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106      879    38650 SH       DEFINED                 650        0    38000
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106      127     5600 SH       OTHER                  5600        0        0
US BANCORP NEW                 COMMON STOCK     902973304       76     2534 SH       DEFINED                2534        0        0
US BANCORP NEW                 COMMON STOCK     902973304       15      500 SH       OTHER                   500        0        0
USEC INC COM                   COMMON STOCK     90333E108       12     1000 SH       DEFINED                1000        0        0
UST INC                        COMMON STOCK     902911106      381     9340 SH       DEFINED                9340        0        0
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886     1630    51930 SH       DEFINED               50930        0     1000
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886      381    12125 SH       OTHER                  7125     1300     3700
V F CORP                       COMMON STOCK     918204108       10      188 SH       DEFINED                 188        0        0
VALERO LP                      COMMON STOCK     91913W104       23      450 SH       OTHER                   450        0        0
VANGUARD ENERGY VIPERS         COMMON STOCK     92204A306       19      260 SH       OTHER                   260        0        0
VANGUARD SMALL CAP GROWTH VIPE COMMON STOCK     922908595       83     1418 SH       DEFINED                   0        0     1418
VANGUARD SMALL CAP VA VIPERS   COMMON STOCK     922908611      121     1993 SH       DEFINED                   0        0     1993
VANGUARD SMALL CAP VA VIPERS   COMMON STOCK     922908611       20      330 SH       OTHER                   330        0        0
VANGUARD TOTAL STCK MK VIPERS  COMMON STOCK     922908769       51      415 SH       OTHER                   415        0        0
VARIAN MEDICAL SYSTEMS INC     COMMON STOCK     92220P105       91     1800 SH       DEFINED                   0        0     1800
VECTREN CORP                   COMMON STOCK     92240G101       38     1391 SH       DEFINED                1391        0        0
VERISIGN INC                   COMMON STOCK     92343E102        9      400 SH       DEFINED                 400        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     2812    93371 SH       DEFINED               92346        0     1025
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     1324    43956 SH       OTHER                 41856      700     1400
VERTEX PHARMACEUTICALS INC     COMMON STOCK     92532F100      138     5000 SH       DEFINED                5000        0        0
VERTRUE INC                    COMMON STOCK     92534N101      297     8398 SH       DEFINED                8398        0        0
VIACOM INC CL B                COMMON STOCK     925524308      174     5336 SH       DEFINED                5336        0        0
VIACOM INC CL B                COMMON STOCK     925524308       11      344 SH       OTHER                   344        0        0
VIAD CORP                      COMMON STOCK     92552R406        4      127 SH       DEFINED                 127        0        0
VIRGINIA FINANCIAL             COMMON STOCK     927810101       42     1154 SH       DEFINED                1154        0        0
VIRGINIA FINANCIAL             COMMON STOCK     927810101       11      300 SH       OTHER                   300        0        0
VISTEON CORP                   COMMON STOCK     92839U107        1      235 SH       OTHER                   235        0        0
VULCAN MATLS CO                COMMON STOCK     929160109      804    11871 SH       DEFINED               11871        0        0
VULCAN MATLS CO                COMMON STOCK     929160109    10953   161661 SH       OTHER                160461        0     1200
W P S RESOURCES CORP           COMMON STOCK     92931B106       72     1300 SH       OTHER                  1300        0        0
WACHOVIA CORP                  COMMON STOCK     929903102     2180    41242 SH       DEFINED               36194        0     5048
WACHOVIA CORP                  COMMON STOCK     929903102      858    16228 SH       OTHER                 16228        0        0
WADDELL & REED FINL INC        COMMON STOCK     930059100       23     1083 SH       DEFINED                1083        0        0
WAL MART STORES INC            COMMON STOCK     931142103     4505    96263 SH       DEFINED               90163        0     6100
WAL MART STORES INC            COMMON STOCK     931142103     1880    40181 SH       OTHER                 39356      450      375
WALGREEN CO                    COMMON STOCK     931422109     2761    62376 SH       DEFINED               62376        0        0
WALGREEN CO                    COMMON STOCK     931422109     5039   113849 SH       OTHER                113849        0        0
WASHINGTON FEDERAL INC         COMMON STOCK     938824109      185     8052 SH       OTHER                  8052        0        0
WASHINGTON MUTUAL INC          COMMON STOCK     939322103      325     7480 SH       DEFINED                7080        0      400
WASHINGTON MUTUAL INC          COMMON STOCK     939322103       61     1400 SH       OTHER                  1400        0        0
WASHTENAW GROUP INC            COMMON STOCK     941022105        0     1000 SH       OTHER                     0        0     1000
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109     1748    57592 SH       DEFINED               24592        0    33000
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      261     8585 SH       OTHER                  6030        0     2555
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103      214     6575 SH       DEFINED                6125        0      450
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103      113     3475 SH       OTHER                  3475        0        0
WAUSAU PAPER CORP              COMMON STOCK     943315101        2      200 SH       DEFINED                 200        0        0
WAUSAU PAPER CORP              COMMON STOCK     943315101       13     1125 SH       OTHER                  1125        0        0
WEIGHT WATCHERS INTL INC       COMMON STOCK     948626106        3       60 SH       DEFINED                  60        0        0
WEINGARTEN REALTY INVESTORS    COMMON STOCK     948741103       34      900 SH       DEFINED                 900        0        0
WEIS MARKETS INC               COMMON STOCK     948849104       26      600 SH       DEFINED                 600        0        0
WELLPOINT INC                  COMMON STOCK     94973V107      443     5550 SH       DEFINED                5200        0      350
WELLPOINT INC                  COMMON STOCK     94973V107       16      200 SH       OTHER                   200        0        0
WELLS FARGO & CO               COMMON STOCK     949746101    11243   178950 SH       DEFINED              171703        0     7247
WELLS FARGO & CO               COMMON STOCK     949746101     1947    30990 SH       OTHER                 29065      300     1625
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109      987    17869 SH       DEFINED               17869        0        0
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109      241     4365 SH       OTHER                  4365        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       14      669 SH       DEFINED                 669        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       13      600 SH       OTHER                   600        0        0
WEYERHAEUSER CO                COMMON STOCK     962166104      670    10101 SH       DEFINED                9851        0      250
WEYERHAEUSER CO                COMMON STOCK     962166104      289     4353 SH       OTHER                  4253        0      100
WGL HLDGS INC                  COMMON STOCK     92924F106       29      956 SH       DEFINED                 956        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106       42      500 SH       DEFINED                 500        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106       15      175 SH       OTHER                   175        0        0
WHOLE FOODS MKT INC            COMMON STOCK     966837106       15      200 SH       DEFINED                 200        0        0
WILLIAMS COAL SEAM GAS RTY TR  COMMON STOCK     969450105        4      250 SH       OTHER                   250        0        0
WILLIAMS COS INC               COMMON STOCK     969457100        2       65 SH       DEFINED                  65        0        0
WILLIAMS COS INC               COMMON STOCK     969457100       14      600 SH       OTHER                   600        0        0
WIND RIVER SYSTEMS             COMMON STOCK     973149107        2      150 SH       DEFINED                 150        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       33      850 SH       DEFINED                 850        0        0
WORTHINGTON INDS INC           COMMON STOCK     981811102      177     9200 SH       DEFINED                9200        0        0
WORTHINGTON INDS INC           COMMON STOCK     981811102       67     3500 SH       OTHER                  3500        0        0
WRIGHT MEDICAL GROUP INC       COMMON STOCK     98235T107       20     1000 SH       DEFINED                1000        0        0
WRIGLEY WM JR CO               COMMON STOCK     982526105      121     1820 SH       DEFINED                1820        0        0
WRIGLEY WM JR CO               COMMON STOCK     982526105      193     2900 SH       OTHER                  2900        0        0
WYETH                          COMMON STOCK     983024100     1848    40115 SH       DEFINED               40115        0        0
WYETH                          COMMON STOCK     983024100      442     9600 SH       OTHER                  9600        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100       21     1144 SH       DEFINED                1144        0        0
XEROX CORP                     COMMON STOCK     984121103       25     1692 SH       DEFINED                1692        0        0
YAHOO INC                      COMMON STOCK     984332106        2       50 SH       DEFINED                  50        0        0
YANKEE CANDLE INC              COMMON STOCK     984757104        9      335 SH       DEFINED                 335        0        0
YUM! BRANDS INC                COMMON STOCK     988498101      385     8220 SH       DEFINED                2220        0     6000
YUM! BRANDS INC                COMMON STOCK     988498101       28      600 SH       OTHER                   600        0        0
ZIMMER HLDGS INC               COMMON STOCK     98956P102     1175    17426 SH       DEFINED               15426        0     2000
ZIMMER HLDGS INC               COMMON STOCK     98956P102      773    11466 SH       OTHER                 11466        0        0
3COM CORP                      COMMON STOCK     885535104        1      300 SH       DEFINED                 300        0        0
3M CO                          COMMON STOCK     88579Y101     2043    26361 SH       DEFINED               26361        0        0
3M CO                          COMMON STOCK     88579Y101     4963    64034 SH       OTHER                 64034        0        0
AEGON NV                       COMMON STOCK     007924103      252    15464 SH       DEFINED               15464        0        0
AGNICO EAGLE MINES LTD         COMMON STOCK     008474108       20     1000 SH       OTHER                  1000        0        0
AMERICA MOVIL SERIES L ADR     COMMON STOCK     02364W105       26      900 SH       DEFINED                 900        0        0
AMERICA MOVIL SERIES L ADR     COMMON STOCK     02364W105       53     1800 SH       OTHER                  1800        0        0
BALLARD POWER SYSTEMS INC      COMMON STOCK     05858H104        8     2000 SH       DEFINED                2000        0        0
BANCO SANTANDER CENT HISPANO S COMMON STOCK     05964H105       65     4896 SH       OTHER                  4896        0        0
BARCLAYS PLC ADR               COMMON STOCK     06738E204        8      200 SH       OTHER                   200        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108       34     1237 SH       DEFINED                1237        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108       22      800 SH       OTHER                     0      800        0
BCE INC ADR                    COMMON STOCK     05534B109       96     4000 SH       DEFINED                4000        0        0
BHP BILLITON LTD ADR           COMMON STOCK     088606108       47     1400 SH       DEFINED                1400        0        0
BHP BILLITON LTD ADR           COMMON STOCK     088606108       17      500 SH       OTHER                   500        0        0
BP AMOCO PLC ADR               COMMON STOCK     055622104     4933    76810 SH       DEFINED               76460        0      350
BP AMOCO PLC ADR               COMMON STOCK     055622104     2026    31541 SH       OTHER                 30877      564      100
BT GROUP PLC-SPON ADR          COMMON STOCK     05577E101        4      100 SH       DEFINED                 100        0        0
CHINA PETE & CHEM CORP ADR     COMMON STOCK     16941R108        5      100 SH       DEFINED                 100        0        0
CHINA PETE & CHEM CORP ADR     COMMON STOCK     16941R108       10      200 SH       OTHER                   200        0        0
CIA VALE DO RIO DOCE ADR       COMMON STOCK     204412209       27      650 SH       OTHER                   650        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100      241     3300 SH       DEFINED                3300        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100       58      800 SH       OTHER                   800        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       33      638 SH       DEFINED                 638        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       38      748 SH       OTHER                   748        0        0
DEUTSCHE TELEKOM AG SPONS ADR  COMMON STOCK     251566105        9      554 SH       DEFINED                 554        0        0
DIAGEO PLC ADR                 COMMON STOCK     25243Q205        4       75 SH       DEFINED                  75        0        0
DRDGOLD LTD-SPONSORED ADR      COMMON STOCK     26152H103        7     5000 SH       OTHER                  5000        0        0
EDP - ENERGIAS DE PORTUGAL,S.A COMMON STOCK     268353109       11      370 SH       OTHER                   370        0        0
ELAN PLC SPONSORED ADR         COMMON STOCK     284131208        6      400 SH       OTHER                   400        0        0
ENBRIDGE INCORPORATED          COMMON STOCK     29250N105        6      200 SH       OTHER                   200        0        0
ENCANA CORP                    COMMON STOCK     292505104       12      270 SH       DEFINED                 270        0        0
ERICSSON (LM) TEL SPONS ADR    COMMON STOCK     294821608      304     8840 SH       OTHER                  8840        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     2620   250920 SH       DEFINED              223370        0    27550
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102      674    64585 SH       OTHER                 63185     1000      400
FORDING CANADIAN COAL TRUST    COMMON STOCK     345425102        3      100 SH       DEFINED                 100        0        0
FORDING CANADIAN COAL TRUST    COMMON STOCK     345425102       17      500 SH       OTHER                   500        0        0
FRONTLINE LTD                  COMMON STOCK     G3682E127       17      450 SH       OTHER                   450        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       48      792 SH       DEFINED                 792        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       48      800 SH       OTHER                   800        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105        5       97 SH       DEFINED                  97        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105     1337    26485 SH       OTHER                 26485        0        0
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101      764    15876 SH       DEFINED               13011        0     2865
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101      114     2360 SH       OTHER                  2360        0        0
GOLDCORP INC                   COMMON STOCK     380956409       11      500 SH       DEFINED                 500        0        0
HARVEST ENERGY-U               COMMON STOCK     41752X101       16      500 SH       OTHER                   500        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406       99     1226 SH       DEFINED                1226        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406      130     1613 SH       OTHER                  1613        0        0
HUANENG PWR INTL INC SPONS ADR COMMON STOCK     443304100        8      300 SH       OTHER                   300        0        0
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     5588   138420 SH       DEFINED              129170        0     9250
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     1458    36105 SH       OTHER                 35610      225      270
KNIGHTSBRIDGE TANKERS LTD      COMMON STOCK     G5299G106        7      300 SH       DEFINED                 300        0        0
KONINKLIJKE PHILIPS ELECTRS NV COMMON STOCK     500472303       31     1000 SH       DEFINED                1000        0        0
LANOPTICS LTD                  COMMON STOCK     M6706C103       10     2000 SH       DEFINED                2000        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106       45      760 SH       OTHER                   760        0        0
MITTAL STEEL C-A               COMMON STOCK     60684P101        3      121 SH       DEFINED                 121        0        0
NABORS INDUSTRIES LTD          COMMON STOCK     G6359F103        1       10 SH       DEFINED                  10        0        0
NATIONAL WESTMINSTER BK PLC AD COMMON STOCK     638539700       25     1000 SH       DEFINED                1000        0        0
NOBLE CORPORATION              COMMON STOCK     G65422100      338     4785 SH       DEFINED                4260        0      525
NOBLE CORPORATION              COMMON STOCK     G65422100       39      550 SH       OTHER                   550        0        0
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204       95     5183 SH       DEFINED                5183        0        0
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204        2      100 SH       OTHER                     0        0      100
NORTEL NETWORKS CORP           COMMON STOCK     656568102       19     6281 SH       DEFINED                6281        0        0
NORTEL NETWORKS CORP           COMMON STOCK     656568102        2      600 SH       OTHER                   600        0        0
NOVARTIS AG SPONSORED ADR      COMMON STOCK     66987V109       21      400 SH       DEFINED                 400        0        0
NOVARTIS AG SPONSORED ADR      COMMON STOCK     66987V109       16      300 SH       OTHER                   300        0        0
PCCW LTD SPONS ADR             COMMON STOCK     70454G207        0        3 SH       DEFINED                   3        0        0
PENGROWTH ENERGY TRUST-A       COMMON STOCK     706902301        4      150 SH       OTHER                   150        0        0
PETROFUND ENERGY TRUST         COMMON STOCK     71648W108      136     7710 SH       OTHER                  7710        0        0
PLACER DOME INC                COMMON STOCK     725906101       97     4243 SH       DEFINED                3063        0     1180
POSCO ADR                      COMMON STOCK     693483109        7      150 SH       OTHER                   150        0        0
PROVIDENT ENERGY TRUST-UTS     COMMON STOCK     74386K104       11     1000 SH       OTHER                  1000        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205       65     2200 SH       DEFINED                2200        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205       29     1000 SH       OTHER                  1000        0        0
RINKER GROUP LTD ADR           COMMON STOCK     76687M101       12      200 SH       DEFINED                 200        0        0
RIO TINTO PLC SPNSD ADR        COMMON STOCK     767204100        4       24 SH       DEFINED                  24        0        0
ROYAL BK SCOTLD GRP 7.785% PFD COMMON STOCK     780097820       13      500 SH       DEFINED                 500        0        0
ROYAL DUTCH-ADR A              COMMON STOCK     780259206      898    14606 SH       DEFINED               13456        0     1150
ROYAL DUTCH-ADR A              COMMON STOCK     780259206      630    10252 SH       OTHER                 10252        0        0
SCHLUMBERGER LTD               COMMON STOCK     806857108     1519    15638 SH       DEFINED               14088        0     1550
SCHLUMBERGER LTD               COMMON STOCK     806857108      491     5050 SH       OTHER                  5050        0        0
SCOTTISH POWER PLC-ADR         COMMON STOCK     81013T705       21      562 SH       OTHER                   562        0        0
SINOPEC SHANGHAI ADR           COMMON STOCK     82935M109        4      100 SH       DEFINED                 100        0        0
SMITH & NEPHEW PLC-ADR         COMMON STOCK     83175M205       15      326 SH       DEFINED                 326        0        0
SUN LIFE FINANCIAL INC         COMMON STOCK     866796105      111     2771 SH       DEFINED                2771        0        0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK     874039100        1      142 SH       DEFINED                 142        0        0
TELECOM CORP NEW ZEALAND LTD   COMMON STOCK     879278208       16      500 SH       DEFINED                 500        0        0
TELECOM CORP NEW ZEALAND LTD   COMMON STOCK     879278208       33     1000 SH       OTHER                  1000        0        0
TELECOMUNICACOESDE S.P.        COMMON STOCK     87929A102        4      200 SH       DEFINED                 200        0        0
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       22      900 SH       DEFINED                 900        0        0
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       59     2400 SH       OTHER                  2400        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209       26      600 SH       DEFINED                 600        0        0
TOTAL S.A. SPON ADR            COMMON STOCK     89151E109        1       10 SH       DEFINED                  10        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       39      562 SH       DEFINED                 562        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709       96     1400 SH       DEFINED                1400        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      263     3838 SH       OTHER                  3838        0        0
UNITED UTILITIES PLC-SP ADR    COMMON STOCK     91311Q105       23     1000 SH       OTHER                  1000        0        0
VIVENDI UNIVERSAL ADR          COMMON STOCK     92851S204      785    25000 SH       DEFINED                   0        0    25000
VODAFONE GROUP PLC ADR         COMMON STOCK     92857W100     5266   245276 SH       DEFINED              228195        0    17081
VODAFONE GROUP PLC ADR         COMMON STOCK     92857W100     1524    70962 SH       OTHER                 68112      750     2100
W HOLDING COMPANY INC          COMMON STOCK     929251106       29     3581 SH       DEFINED                3581        0        0
WEATHERFORD INTL LTD           COMMON STOCK     G95089101       25      690 SH       DEFINED                  90        0      600
WILLIS GROUP HOLDINGS LTD      COMMON STOCK     G96655108     2376    64310 SH       DEFINED               56410        0     7900
WILLIS GROUP HOLDINGS LTD      COMMON STOCK     G96655108      396    10709 SH       OTHER                 10359      150      200
XL CAP LTD                     COMMON STOCK     G98255105     3108    46130 SH       DEFINED               39732        0     6398
XL CAP LTD                     COMMON STOCK     G98255105      913    13546 SH       OTHER                 13021      200      325
VILLAGE BK & TR FINL CORP    9 COMMON STOCK     92705T119        3     1000 SH       DEFINED                1000        0        0
ARCHSTONE-SMITH TRUST          COMMON STOCK     039583109        8      197 SH       DEFINED             N.A.     N.A.     N.A.
BRE PROPERTIES CL A            COMMON STOCK     05564E106       42      925 SH       DEFINED             N.A.     N.A.     N.A.
CAMDEN PPTY TR                 COMMON STOCK     133131102        3       54 SH       OTHER               N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      612    15500 SH       DEFINED             N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      363     9200 SH       OTHER               N.A.     N.A.     N.A.
COLONIAL PPTYS TR              COMMON STOCK     195872106       27      645 SH       OTHER               N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505        9      276 SH       DEFINED             N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       37     1122 SH       OTHER               N.A.     N.A.     N.A.
EQUITY INNS INC                COMMON STOCK     294703103       27     2000 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INNS INC                COMMON STOCK     294703103      136    10000 SH       OTHER               N.A.     N.A.     N.A.
EQUITY ONE INC COM             COMMON STOCK     294752100        5      218 SH       OTHER               N.A.     N.A.     N.A.
FEDERAL REALTY INVESTMENT TRUS COMMON STOCK     313747206       12      200 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       27      700 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       15      400 SH       OTHER               N.A.     N.A.     N.A.
FRIEDMAN BILLINGS RAMSEY-A     COMMON STOCK     358434108        9      900 SH       DEFINED             N.A.     N.A.     N.A.
GETTY REALTY CORP NEW          COMMON STOCK     374297109       13      500 SH       DEFINED             N.A.     N.A.     N.A.
HEALTH CARE PPTY INVS INC      COMMON STOCK     421915109       19      724 SH       DEFINED             N.A.     N.A.     N.A.
HEALTH CARE REIT INC           COMMON STOCK     42217K106       18      535 SH       OTHER               N.A.     N.A.     N.A.
HEALTHCARE RLTY TR INC         COMMON STOCK     421946104       71     2125 SH       DEFINED             N.A.     N.A.     N.A.
HOST MARRIOTT CORP NEW         COMMON STOCK     44107P104       80     4200 SH       DEFINED             N.A.     N.A.     N.A.
LEXINGTON CORPORATE PPTYS TR   COMMON STOCK     529043101       28     1300 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103       66     1366 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103      124     2550 SH       OTHER               N.A.     N.A.     N.A.
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       46     2000 SH       OTHER               N.A.     N.A.     N.A.
PARKWAY PROPERTIES INC         COMMON STOCK     70159Q104        6      157 SH       DEFINED             N.A.     N.A.     N.A.
PUBLIC STORAGE INC             COMMON STOCK     74460D109       35      512 SH       DEFINED             N.A.     N.A.     N.A.
PUBLIC STORAGE INC             COMMON STOCK     74460D109        9      140 SH       OTHER               N.A.     N.A.     N.A.
SENIOR HOUSING PROPERTIES TRUS COMMON STOCK     81721M109       25     1500 SH       DEFINED             N.A.     N.A.     N.A.
SHURGARD STORAGE CTRS INC CL A COMMON STOCK     82567D104       15      264 SH       OTHER               N.A.     N.A.     N.A.
UNITED DOMINION REALTY TRUST I COMMON STOCK     910197102       23     1000 SH       DEFINED             N.A.     N.A.     N.A.
VORNADO REALTY TRUST           COMMON STOCK     929042109       17      200 SH       DEFINED             N.A.     N.A.     N.A.
WASHINGTON REAL ESTATE INVT TR COMMON STOCK     939653101       46     1500 SH       DEFINED             N.A.     N.A.     N.A.
CAPITAL CROSSING CAP 8.500% PF PREFERRED STOCK  14007R401       66     2600 SH       OTHER               N.A.     N.A.     N.A.
ROYAL BANK OF SCOTLAND PFD     PREFERRED STOCK  780097861       15      600 SH       DEFINED             N.A.     N.A.     N.A.
ROYAL BK OF SCOT GRP PLC 6.350 PREFERRED STOCK  780097770      101     4000 SH       DEFINED             N.A.     N.A.     N.A.
ROYAL BK SCOTLAND 7.250% PFD S PREFERRED STOCK  780097879        5      200 SH       DEFINED             N.A.     N.A.     N.A.
ROYAL BK SCOTLAND 7.650% PFD S PREFERRED STOCK  780097804        8      300 SH       DEFINED             N.A.     N.A.     N.A.
AMAZON COM INC       4.750%  2 OTHER            023135AF3        6     6000 PRN      DEFINED             N.A.     N.A.     N.A.
ADAMS EXPRESS COMPANY          OTHER            006212104      125     9925 SH       OTHER               N.A.     N.A.     N.A.
COHEN & STEERS ADV INC REAL    OTHER            19247W102       10      470 SH       DEFINED             N.A.     N.A.     N.A.
COHEN & STEERS SELECT UTIL FUN OTHER            19248A109       24     1175 SH       DEFINED             N.A.     N.A.     N.A.
EATON VANCE T/M GL BUY-WR IN   OTHER            27828X100       82     4500 SH       DEFINED             N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604       34      700 SH       DEFINED             N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        5      100 SH       OTHER               N.A.     N.A.     N.A.
FIRST FINANCIAL FUND INC       OTHER            320228109      114     6695 SH       DEFINED             N.A.     N.A.     N.A.
GABELLI CONV & INC SEC FD INC  OTHER            36240B109        4      500 SH       DEFINED             N.A.     N.A.     N.A.
GABELLI DIVIDEND & INCOME TR   OTHER            36242H104       35     2000 SH       DEFINED             N.A.     N.A.     N.A.
ING CLARION GL REAL ESTATE INC OTHER            44982G104        8      500 SH       OTHER               N.A.     N.A.     N.A.
LIBERTY ALL STAR EQUITY FD     OTHER            530158104       58     6949 SH       DEFINED             N.A.     N.A.     N.A.
LIBERTY ALL STAR EQUITY FD     OTHER            530158104       12     1400 SH       OTHER               N.A.     N.A.     N.A.
MACQUARIE/FT GL INT/UT DV IN   OTHER            55607W100       26     1175 SH       DEFINED             N.A.     N.A.     N.A.
MASSMUTUAL CORPORATE INVS INC  OTHER            576292106       12      400 SH       DEFINED             N.A.     N.A.     N.A.
MFS MULTIMARKET INCOME TR      OTHER            552737108        6     1000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY PREFERRED II    OTHER            67072C105       26     2000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN TAX-ADV TOT RET STRAT   OTHER            67090H102       43     2000 SH       DEFINED             N.A.     N.A.     N.A.
OIL SERVICE HOLDRS TRUST       OTHER            678002106       26      200 SH       DEFINED             N.A.     N.A.     N.A.
PETROLEUM & RES CORP           OTHER            716549100       85     2627 SH       DEFINED             N.A.     N.A.     N.A.
PIMCO FLOATING RATE STRATEGY F OTHER            72201J104       50     2818 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON DRAGON FD INC        OTHER            88018T101       44     2300 SH       DEFINED             N.A.     N.A.     N.A.
VANGUARD HEALTH CARE VIPERS    OTHER            92204A504        3       50 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN DVD ADV MUNI FD 2       OTHER            67070F100       37     2266 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA PREM INCOME MUN FD   OTHER            67064R102        8      504 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMP TR/INV GRD MUNIS      OTHER            920929106        8      585 SH       DEFINED             N.A.     N.A.     N.A.
ABERDEEN ASIA PAC PRIME INC    OTHER            003009107        2      300 SH       OTHER               N.A.     N.A.     N.A.
ACM INCOME FUND, INC           OTHER            000912105       13     1600 SH       DEFINED             N.A.     N.A.     N.A.
ACM INCOME FUND, INC           OTHER            000912105       22     2624 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INCOME OPPORTUNITY T OTHER            092475102        5      500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN INCOME TR   OTHER            092479104       57     4173 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN TERM TR INC OTHER            092474105       16     1500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER            09247K109      237    15500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INVT QUALITY MUN TR  OTHER            09247D105       58     3231 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL MUN INCOME TR         OTHER            195799101        8     1500 SH       DEFINED             N.A.     N.A.     N.A.
DNP SELECT INCOME FUND INC     OTHER            23325P104       91     8800 SH       OTHER               N.A.     N.A.     N.A.
EATON VANCE SHORT DUR DIV IN   OTHER            27828V104      307    18475 SH       DEFINED             N.A.     N.A.     N.A.
HANCOCK JOHN INVS TR SH BEN IN OTHER            410142103       53     3000 SH       DEFINED             N.A.     N.A.     N.A.
HIGH INCOME OPPORTUNITY FD INC OTHER            42967Q105        6     1009 SH       DEFINED             N.A.     N.A.     N.A.
ING PRIME RATE TRUST           OTHER            44977W106       50     7552 SH       DEFINED             N.A.     N.A.     N.A.
JOHN HANCOCK PFD INCOME III    OTHER            41021P103      120     6000 SH       OTHER               N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       13     1500 SH       DEFINED             N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       17     2000 SH       OTHER               N.A.     N.A.     N.A.
MFS MUN INCOME TR              OTHER            552738106       64     8175 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY INSURED MUNI IN OTHER            61745P791       24     1700 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY INSURED MUNI IN OTHER            61745P791       86     6100 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY MUNI PREM INCOM OTHER            61745P429      249    27100 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P734        7      500 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P668        8      600 SH       DEFINED             N.A.     N.A.     N.A.
MUNIHOLDINGS FL INSD FD        OTHER            62624W105       10      667 SH       DEFINED             N.A.     N.A.     N.A.
MUNIYIELD INSD FD INC          OTHER            62630E107       95     6331 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN INTER MUNI BD OTHER            64124P101        6      475 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN RLTY INCOME F OTHER            64126G109       35     1950 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN DVD ADVANTAGE MUNI FD   OTHER            67066V101      175    11958 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN FLOATING RATE INCOME FD OTHER            67072T108       50     3965 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       91     6185 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       59     3973 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103      128     8763 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN ADVANTAGE FD INC    OTHER            67062H106       19     1230 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103       29     2000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103      275    19000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105       68     5500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105       14     1138 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREMIER INSD MUN INCOME OTHER            670987106       26     1800 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREMIER MUN INCOME FD I OTHER            670988104       49     3677 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107       51     3500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107      128     8696 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT QUALITY MUNI FD  OTHER            670973106      133     8686 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT TAX-FREE INC 2   OTHER            67063C106        9      667 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN SENIOR INCOME FUND      OTHER            67067Y104       50     6451 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67069M108       65     4000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67071C106       67     4000 SH       OTHER               N.A.     N.A.     N.A.
PIMCO MUNICIPAL INCOME FUND    OTHER            72200R107        8      487 SH       DEFINED             N.A.     N.A.     N.A.
PREFERRED AND CORP INC STRAT   OTHER            74039B105       43     2250 SH       OTHER               N.A.     N.A.     N.A.
PUTNAM HIGH YIELD MUN TR       OTHER            746781103       28     4075 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MANAGED MUN INCOME TR   OTHER            746823103        6      900 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MUNI OPPORTUNITIES TR   OTHER            746922103       54     4707 SH       DEFINED             N.A.     N.A.     N.A.
RMK ADVANTAGE INCOME FD INC    OTHER            74963L103      124     7536 SH       DEFINED             N.A.     N.A.     N.A.
RMK HIGH INCOME FD INC         OTHER            74963B105      288    16667 SH       DEFINED             N.A.     N.A.     N.A.
RMK STRATEGIC INCOME FD INC    OTHER            74963H102      524    31385 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS INCOME OTHER            880192109       12     1000 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER            880198106       80    10000 SH       OTHER               N.A.     N.A.     N.A.
VAN KAMPEN AMERN CAP MUN OPPTY OTHER            920944105      228    17000 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN SENIOR INCOME TRS   OTHER            920961109       16     2000 SH       OTHER               N.A.     N.A.     N.A.
COLONIAL INVT GRADE UIT  MONTH OTHER            195768106       57     5400 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNS PORTFOLIO INC     OTHER            561662107       70     6630 SH       DEFINED             N.A.     N.A.     N.A.
MUNI ENHANCED FD INC           OTHER            626243109       83     7453 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       71     4900 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       10      700 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100      170    17500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100       49     5000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PERFORM PLUS MUN MIT MO OTHER            67062P108       19     1275 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PERFORM PLUS MUN MIT MO OTHER            67062P108        8      536 SH       OTHER               N.A.     N.A.     N.A.
SELIGMAN SELECT MUNICIPAL FUND OTHER            816344105       16     1614 SH       DEFINED             N.A.     N.A.     N.A.
MAGELLAN MIDSTREAM PARTNERS    OTHER            559080106       45     1400 SH       DEFINED             N.A.     N.A.     N.A.
VARIOUS ANTIQUE PAINTINGS & OT OTHER            999999998       12        1 SH       DEFINED             N.A.     N.A.     N.A.