Edgar Filing: CASH AMERICA INTERNATIONAL INC

2013 11-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 11-K

FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

(Mark One)



ý	ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2013



¨	TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from to

Commission File Number 1-9733



A.	Full title of the plan and the address of the plan, if different from that of the issuer named below:

CASH AMERICA INTERNATIONAL, INC. 401(k) SAVINGS PLAN



B.	Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

Cash America International, Inc.

1600 W. 7^thStreet

Fort Worth, TX 76102

CASH AMERICA INTERNATIONAL, INC. 401(k) SAVINGS PLAN

INDEX TO FORM 11-K




	Page

Report of Independent Registered Public Accounting Firm	1

Financial Statements —

Statements of Net Assets Available for Benefits as of December 31, 2013 and 2012	2

Statements of Changes in Net Assets Available for Benefits for the Years Ended December 31, 2013 and 2012	3

Notes to Financial Statements	4

Supplemental Schedule —

Schedule H, Line 4i – Schedule of Assets (Held at End of Year) as of December 31, 2013	12

Signature	13

Exhibit 23.1 Consent of Independent Registered Public Accounting Firm



Note:	Other schedules required by Section 2520.103-10 of the Department of Labor Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they are not applicable.

Report of Independent Registered Public Accounting Firm

To the Participants and Administrative Committee of the

Cash America International, Inc. 401(k) Savings Plan

We have audited the accompanying statements of net assets available for benefits of the Cash America International, Inc. 401(k) Savings Plan (the "Plan") as of December 31, 2013 and 2012 and the related statements of changes in net assets available for benefits for each of the years in the two-year period ended December 31, 2013. The Plan's management is responsible for these financial statements. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2013 and 2012, and the changes in its net assets available for benefits for each of the years in the two-year period ended December 31, 2013 in conformity with accounting principles generally accepted in the United States of America.

Our audits were performed for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedule of Form 5500, Schedule H, Line 4i – Schedule of Assets (Held at End of Year) is presented for the purpose of additional analysis and is not a required part of the basic financial statements but is supplementary information required by the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental schedule is the responsibility of the Plan’s management. The supplemental schedule has been subjected to the auditing procedures applied in the audits of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the financial statements taken as a whole.

/s/ Whitley Penn LLP

Fort Worth, Texas

June 13, 2014

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS



	December 31,
	2013			2012
ASSETS
Participant-directed investments, at fair value	$	77,570,049		$	64,371,379
Notes receivable from participants	5,694,568			4,694,424
Cash	45,050			83,099
Net assets available for benefits, at fair value	83,309,667			69,148,902
Adjustment from fair value to contract value for fully benefit-responsive investments held by a collective trust	(38,275		)	(136,797		)
NET ASSETS AVAILABLE FOR BENEFITS	$	83,271,392		$	69,012,105

The accompanying notes are an integral part of these financial statements.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

STATEMENTS OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS



	Year Ended December 31,
	2013		2012
Additions to net assets attributed to:
Investment income	$	671,192	$	1,047,942
Net appreciation in value of investments	11,750,775		3,429,993
Total investment gain	12,421,967		4,477,935
Contributions:
Company	3,188,516		3,682,007
Participants	8,142,434		9,238,113
Rollovers	118,735		314,200
Total contributions	11,449,685		13,234,320
Interest income on notes receivable from participants	211,596		187,434
Net additions	24,083,248		17,899,689
Deductions from net assets attributed to:
Participant withdrawals	9,366,681		7,073,826
Administrative expenses	457,280		253,009
Total deductions	9,823,961		7,326,835
Net increase before transfer of assets	14,259,287		10,572,854
Transfer of assets to other plan	—		7,158,240
Net increase in net assets	14,259,287		3,414,614
Net assets available for benefits at beginning of year	69,012,105		65,597,491
Net assets available for benefits at end of year	$	83,271,392	$	69,012,105

The accompanying notes are an integral part of these financial statements.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS



1.	Description of Plan and Summary of Significant Accounting Policies

The following brief description of the Cash America International, Inc. 401(k) Savings Plan (the “Plan”) is provided as general information only. The Plan is sponsored by Cash America International, Inc. (the “Company”). The Plan’s recordkeeper is Transamerica Retirement Solutions ("Transamerica"), formerly known as Diversified Retirement Corporation. Participants should refer to the Plan document for complete information regarding the Plan’s definitions, benefits, eligibility and other matters.

General

The Plan is a contributory plan. Prior to July 1, 2012, the Plan was open to substantially all U.S. employees. Effective on July 1, 2012, Enova International, Inc., which is a wholly-owned subsidiary of the Company (“Enova”), established the Enova International, Inc. 401(k) Savings Plan (the “Enova Plan”), which is open to substantially all employees of Enova and its subsidiaries (“Enova Employees”). The Plan remains open to substantially all other U.S. employees of the Company and its subsidiaries (“Company Employees”). The terms of the Plan applicable to Company Employees also applied to Enova Employees prior to July 1, 2012. Permanent Company Employees are eligible to participate in the Plan on the first day of the month following 30 days of employment. Temporary Company Employees are eligible to participate in the Plan on the first day of the month following one year of employment. Employee contributions to the Plan are voluntary. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and is intended to qualify under Sections 401(a) and 401(k) of the Internal Revenue Code, as amended (“Code”). The trustee of the Plan is State Street Bank and Trust Company (“State Street”).

Contributions

Participants may contribute a percentage of their annual compensation (up to 75%) to the Plan on a pre-tax basis, subject to Code limitations, which are adjusted each year to take into account any cost of living increase provided for the year. Contributions by highly compensated participants are subject to additional Plan limitations. Unless they elect otherwise, eligible Company Employees are automatically enrolled in the Plan and contribute 3% of their compensation. Contributions designated by the participant are withheld by the employer and remitted directly to State Street.

The Company makes matching contributions of 50% of each participant’s contributions, excluding rollover contributions, based on participant contributions of up to 5% of compensation. Participant contributions and Company matching contributions are both made in cash. Company matching contributions are allocated among a participant’s account in the same percentage to which the employee directs his or her contributions. In addition, rollover contributions from other qualified plans can be added to the Plan by eligible participants.

Participant Accounts

Each participant’s account is credited with his or her contributions and allocations of (a) the Company’s matching contributions and (b) earnings attributable to each employee’s investments in the Plan. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account.

Investment Options

A participant may direct contributions in any combination of the ten investment options available under the Plan, including eight mutual funds, a collective trust fund, and a fund that invests in common stock of the Company (“Company Stock”).

The allocation of a participant’s and the Company’s matching contributions among investment funds is determined by the participant and may be changed at any time. If a participant does not make an investment election, all contributions are invested in a default fund, which was the Oakmark Equity & Income I Mutual Fund for 2013 and 2012. These investment options are exposed to various risks, such as interest rate, market, and credit risks. Due to the level of risk associated with these investments, it is at least reasonably possible that changes in the values of such investments will occur in the near term and that such changes could materially affect participants’ account balances and the amounts reported in the financial statements.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS

Vesting

Participants are always 100% vested in their voluntary contributions as well as any actual earnings thereon. Vesting in the remainder of their accounts is based on the number of years of service as follows:



Years of Service	Vested Percentage
Less than 1	0	%
1	20	%
2	40	%
3	60	%
4	80	%
5 or more	100	%

Notes Receivable from Participants

Participants may borrow from their fund accounts a minimum of $500 up to a maximum equal to the lesser of $50,000 or 50% of their vested account balance. Loan transactions are treated as transfers between investment funds and notes receivable from participants. Loans are made for terms that range from one to five years.

The loans are collateralized by the balance in the participant’s account and bear interest at 1% above the prime rate as published in the Wall Street Journal on the first business day of the month in which the loan is funded. Interest rates ranged from 4.25% to 9.25% for loans outstanding at December 31, 2013. Principal and interest are paid ratably by the participant through bi-weekly payroll deductions. A loan origination fee of $75 is assessed to the borrowing participant by the Plan upon funding of the loan. A loan becomes payable in full upon the participant’s termination of employment. Loans that are not repaid as payments are due are considered defaulted. If a default is not cured by the end of the subsequent quarter, the defaulted loan is recorded as a deemed distribution, which is a taxable event for the participant.

Notes receivable from participants are valued at the outstanding principal balance plus accrued but unpaid interest.

Payment of Benefits

The vested portion of a participant’s account becomes available upon termination of employment, retirement, total and permanent disability, death, or upon reaching the age of 59-1/2. Hardship withdrawals are permitted if the participant meets the eligibility requirements of the Plan. Except in the case of required minimum distributions payable to terminated participants who have attained age 70-1/2, all distributions from participant accounts must be paid as a lump sum, either to the participant, to a beneficiary (in the event of death of a participant), or to an individual retirement account or another qualified retirement account. If no action is taken by the participant following their termination of employment, the Plan administrator (a) distributes the funds to the participant if the vested account balance is $1,000 or less, (b) automatically rolls over the vested balance to an individual retirement account held by a Plan administrator-designated third party if the vested account balance is greater than $1,000 but not more than $5,000, or (c) retains the funds in the Plan until the participant requests a distribution or begins taking required minimum distributions if the account balance exceeds $5,000.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS

Forfeitures

Participant forfeitures represent unvested portions of terminated participants’ accounts attributable to the Company’s matching contributions. The Plan uses forfeitures to reduce the Company’s cash payments of matching contributions and partially offset recordkeeping, trustee, and other administrative expenses of the Plan. Unallocated forfeitures are available to be used for similar purposes in future periods.



	2013			2012
Unallocated forfeitures, balance at beginning of period	$	80,647		$	44,693
Participant forfeitures	446,189			496,369
Forfeitures used by the Plan	(485,237		)	(460,415		)
Unallocated forfeitures, balance at end of period	$	41,599		$	80,647

Basis of Accounting

The financial statements of the Plan are prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”).

Investment Income Recognition

The Plan presents, in the statements of changes in net assets available for benefits for the years ended December 31, 2013 and 2012, the net appreciation in the fair value of investments, which consists of the realized gains or losses and the unrealized appreciation on investments. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date.

Participant Withdrawals

Participant withdrawals are recorded when paid for financial statement purposes. For Form 5500 reporting purposes, participant withdrawals are recorded when processed and approved for payment.

Plan Administration

Expenses related to the Plan are borne by four sources: (1) forfeitures, (2) revenue sharing from mutual funds, (3) the Company, and (4) participants (including, but not limited to, loan origination fees that are charged directly to the borrowing participant’s account). Amounts paid by the Company are not reflected in the Plan’s financial statements.

Use of Estimates

The preparation of financial statements in conformity with GAAP requires the Plan administrator to make significant estimates and assumptions that affect the reported amounts of net assets available for benefits at the date of the financial statements and the changes in net assets available for benefits during the reporting periods and, when applicable, disclosures of contingent assets and liabilities at the date of the financial statements. Actual results could differ significantly from those estimates.

Fully Benefit-Responsive Collective Trust

Fully benefit-responsive collective trust investments held by a defined-contribution plan are required to be reported at fair value. However, contract value is the relevant measurement attribute for that portion of the net assets available for benefits of a defined-contribution plan attributable to direct or indirect investments in fully benefit-responsive collective trust investments because contract value is the amount participants would receive if they were to initiate permitted transactions under the terms of the Plan.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS

The collective trust fund offered by the Plan (the “Stable Pooled Fund” or “SPF”) invests in fully benefit-responsive investments through its investment in the Wells Fargo Stable Return Fund G (the “WFSRF”), a collective trust fund sponsored by Wells Fargo Bank, N.A. that invests in stable value investment vehicles such as guaranteed investment contracts, bank investment contracts and synthetic guaranteed investment contracts issued by highly rated financial institutions and corporations as well as obligations of the U.S. Government or its agencies. The statements of net assets available for benefits as of December 31, 2013 and 2012 present the fair value of the SPF as well as the adjustment of the SPF from fair value to contract value of the underlying investments. The net investment in the SPF is reflected in the statements of changes in net assets available for benefits for the years ended December 31, 2013 and 2012 on a contract value basis.

Recently Adopted Accounting Pronouncements

In May 2011, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2011-04, Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and International Financial Reporting Standards (“ASU 2011-04”), which amends Accounting Standards Codification ("ASC") 820, Fair Value Measurements and Disclosures (“ASC 820”). ASU 2011-04 provides a consistent definition and measurement of fair value, as well as similar disclosure requirements between GAAP and International Financial Reporting Standards. ASU 2011-04 changes certain fair value measurement principles, clarifies the application of existing fair value measurement and expands the ASC 820 disclosure requirements, particularly for Level 3 fair value measurements. ASU 2011-04 is effective for the Plan prospectively for interim and annual periods beginning after December 15, 2011. The Plan adopted ASU 2011-04 on January 1, 2012, and the adoption of this standard did not have a material effect on its financial position or results of operations.



2.	Fair Value Measurements

In accordance with ASC 820, the Plan’s investments, which are carried at fair value, are classified in one of the following three categories:


•	Level 1: Quoted market prices in active markets for identical assets.


•	Level 2: Observable market-based inputs or unobservable inputs that are corroborated by market data.


•	Level 3: Unobservable inputs that are not corroborated by market data.

ASC 820 requires a description of the methodologies used to measure the fair value of assets and liabilities. These methodologies were consistently applied to all assets carried by the Plan as of December 31, 2013 and 2012. The methodology used to measure each class of investments is described below.


•	Equity mutual funds were valued based on quoted market prices of the underlying assets provided by State Street and were classified within Level 1 of the valuation hierarchy.


•	The fixed income mutual fund, which is the PIMCO Total Return Admin Mutual Fund, was valued based on the quoted market price of the underlying assets provided by State Street and was classified within Level 1 of the valuation hierarchy.


•	The SPF was valued based on the underlying daily value reported by the WFSRF. The WFSRF was valued based upon the investment returns of the underlying securities within the fund; the SPF was classified within Level 2 of the valuation hierarchy as the fund had observable, market-based inputs for its underlying investments, but it was not quoted in active markets.


•	Company Stock was valued at the market value of the Company’s common stock based upon the closing price of the stock on its primary exchange, which is the New York Stock Exchange, multiplied by the number of shares held by the Plan as of the measurement date and is classified within Level 1 of the valuation hierarchy.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS

The following tables present the fair value of the Plan’s investments as of December 31, 2013 and 2012, respectively, by type of asset and by the ASC 820 valuation hierarchy described above. The Plan had no assets classified as Level 3 at December 31, 2013 or 2012.



Plan Investments as of December 31, 2013	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Total as of December 31, 2013
Equity mutual funds:
Large-cap	$	48,295,439	$	—	$	48,295,439
Mid-cap	5,692,335		—		5,692,335
Small-cap	4,977,381		—		4,977,381
Fixed income mutual fund	7,899,864		—		7,899,864
Collective trust fund—SPF	—		4,712,629		4,712,629
Company Stock	5,992,401		—		5,992,401
Total investments at fair value	$	72,857,420	$	4,712,629	$	77,570,049

Plan Investments as of December 31, 2012	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Total as of December 31, 2012
Equity mutual funds:
Large-cap	$	36,709,823	$	—	$	36,709,823
Mid-cap	3,797,828		—		3,797,828
Small-cap	3,588,662		—		3,588,662
Fixed income mutual fund	8,844,825		—		8,844,825
Collective trust fund—SPF	—		4,792,693		4,792,693
Company Stock	6,637,548		—		6,637,548
Total investments at fair value	$	59,578,686	$	4,792,693	$	64,371,379

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS



3.	Investments in Excess of 5% of Net Assets Available for Benefits

The fair value of investments that comprised 5% or more of the net assets available for benefits at December 31, 2013 and 2012, were as follows:



	2013		2012
Collective trust fund:
Diversified Investment Advisors SPF	$	4,712,629	$	4,792,693
Mutual funds:
Artisan Mid Cap Investor Mutual Fund	$	5,692,335	*
BlackRock Equity Dividend A Mutual Fund	7,384,587		5,936,193
BlackRock U.S. Opportunities Instl Mutual Fund	*		3,797,828
Fidelity Spartan 500 Index Advantage Mutual Fund	9,045,040		6,376,249
Oakmark Equity & Income I Mutual Fund	24,523,195		18,661,096
PIMCO Total Return Admin Mutual Fund	7,899,864		8,844,825
T. Rowe Price Mutual Fund	4,977,381		3,588,662
Company Stock	$	5,992,401	$	6,637,548



*	In January 2013, the Artisan Mid Cap Investor Mutual Fund replaced the BlackRock U.S. Opportunities Instl Mutual Fund as an investment option under the Plan.

Company Stock represented approximately 7% and 10% of total net assets available for benefits at December 31, 2013 and 2012, respectively.

During 2013 and 2012, the Plan’s investments (including realized gains and losses on investments bought and sold, as well as unrealized gains and losses on investments held at the end of the period) appreciated in value as follows:



	2013			2012
Equity mutual funds	$	12,170,859		$	4,196,953
Fixed income mutual fund	(380,656		)	372,585
Collective trust fund—SPF	33,913			49,505
Company Stock	(73,341		)	(1,189,050		)
Net appreciation in value of investments	$	11,750,775		$	3,429,993



4.	Plan Termination

The Plan has been established with the intention that it will continue and be a permanent plan. However, the Plan may be terminated by resolution of the Company’s Board of Directors at any time, subject to the provisions of ERISA. In the event the Plan terminates, the participants will become 100% vested in their accounts.



5.	Transfer of Assets to Enova International, Inc. 401(k) Savings Plan

In connection with the establishment of the Enova Plan, assets of $7,158,240 were transferred from the Plan to the Enova Plan on July 2, 2012.

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS



6.	Party-in-Interest Transactions

The Plan offers participants the option to invest in Company Stock. This investment is considered a party-in-interest transaction. The Plan recorded purchases of $1,452,799 and sales of $2,024,668 of Company Stock during the year ended December 31, 2013. The Plan recorded purchases of $1,679,365 and sales of $1,239,954 of Company Stock during the year ended December 31, 2012. The Plan recorded transfers of Company Stock totaling $353,019 to the Enova Plan during the year ended December 31, 2012. Certain Plan investments are units of a collective trust managed by Transamerica; therefore, transactions in these certain investments are party-in-interest transactions. In addition, the Plan issues loans to participants that are secured by the balances in the participants’ accounts. These transactions are also party-in-interest transactions. All party-in-interest transactions in the Plan are exempt from the prohibited transaction rules.



7.	Federal Income Tax Status

The Plan obtained its latest determination letter from the Internal Revenue Service ("IRS") on April 18, 2011, in which the IRS stated that the Plan, as then designed, was in compliance with the applicable requirements of the Code. The Plan has been amended since receiving the determination letter. However, the Plan administrator believes that the Plan is currently designed and being operated in compliance with the applicable requirements of the Code. Accordingly, no provision for federal income taxes has been recorded in the accompanying financial statements.

GAAP requires Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan administrator has analyzed the tax positions taken by the Plan and has concluded that, as of December 31, 2013, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The Plan administrator believes it is no longer subject to income tax examination for years prior to 2010.



8.	Reconciliation of Financial Statements to Form 5500

The following is a reconciliation of net assets available for benefits per the financial statements to the amount reported on the Form 5500:



	2013			2012
Net assets available for benefits per the financial statements	$	83,271,392		$	69,012,105
Participant loans deemed distributed	(12,205		)	(16,808		)
Adjustment from contract value to fair value for fully benefit-responsive investments	38,275			136,797
Net assets available for benefits per the Form 5500	$	83,297,462		$	69,132,094

The following is a reconciliation of the net increase in assets per financial statements to the amounts reflected in the Form 5500:



	2013			2012
Total net increase per financial statements	$	14,259,287		$	3,414,614
Net decrease (increase) in balance of deemed distributed loans	4,603			(5,171		)
Net (decrease) increase in adjustment from contract value to fair value for fully benefit-responsive investments	(98,522		)	20,090
Net increase in assets per Form 5500	$	14,165,368		$	3,429,533

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS

Amounts allocated to withdrawing participants are recorded on the Form 5500 for benefit claims that have been requested and approved prior to December 31, but not yet paid as of that date. However, for financial statement purposes such amounts are not recorded as a withdrawal until paid. Certain loans deemed distributed are not included in net assets available for benefits on Form 5500. The following is a reconciliation of participant withdrawals per the financial statements to the Form 5500:



	2013			2012
Participant withdrawals per the financial statements	$	9,366,681		$	7,073,826
Add: Net change in participant loans deemed distributed	(4,603		)	5,171
Participant withdrawals and deemed distributions per the Form 5500	$	9,362,078		$	7,078,997

CASH AMERICA INTERNATIONAL, INC.

401(k) SAVINGS PLAN

EIN No: 75-2018239, Plan No. 001

SCHEDULE H, Line 4i—Schedule of Assets (Held at End of Year)⁽¹⁾

As of December 31, 2013




(a)	(b) Identity of Issue, Borrower, Lessor or Similar Party	(c) Description of Investment, Including Maturity Date, Rate of Interest, Par or Maturity Value	(e) Current Value
*	State Street Bank & Trust Co.	Cash Reserve Account	$	45,050

*	Transamerica Retirement Solutions	Stable Pooled Fund	4,712,629

	Artisan	Artisan Mid Cap Investor	5,692,335
	BlackRock	BlackRock Equity Dividend A	7,384,587
	Fidelity	Fidelity Spartan 500 Index Advantage	9,045,040
	Harbor	Harbor Capital Appreciation Adm	3,327,799
	Oakmark	Oakmark Equity & Income I	24,523,195
	PIMCO	PIMCO Total Return Admin	7,899,864
	T. Rowe Price	T. Rowe Price Small Cap Value	4,977,381
	Thornburg	Thornburg International Value R5	4,014,818

	Mutual funds total		66,865,019

*	Cash America International, Inc.	Company Stock	5,992,401

*	Participant loans	Notes receivable with interest rates of 4.25% to 9.25%	5,682,363


	Total plan assets		$	83,297,462

* Indicates Party-In-Interest to the Plan

⁽¹⁾Column (d) is excluded from the presentation, as all investing activity is participant directed; therefore, no disclosure of cost information is required.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the members of the Cash America International, Inc. 401(k) Savings Plan Administrative Committee have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.




	CASH AMERICA INTERNATIONAL, INC. 401(k) SAVINGS PLAN

Date: June 13, 2014	By:	/s/ Randall D. Blubaugh
		Randall D. Blubaugh
		Cash America International, Inc.
		Chairperson, 401(k) Savings Plan Administrative Committee

EXHIBIT INDEX




Exhibit		Description of Exhibit

23.1		Consent of Whitley Penn LLP