Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Expires: January 31, 2005
Estimated average burden hours per response... 0.5

(Print or Type Responses)
1. Name and Address of Reporting Person *
Bennett Jonathan R
  2. Issuer Name and Ticker or Trading Symbol
HARTFORD FINANCIAL SERVICES GROUP INC/DE [HIG]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
THE HARTFORD, ONE HARTFORD PLAZA
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2011
(Street)

HARTFORD, CT 06155
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 05/06/2011   M   966.095 A (1) 15,407.806 D  
Common Stock 05/06/2011   D   966.095 D $ 28.58 14,441.711 D  
Restricted Stock Units               10,761.574 D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option $ 65.85               (2) 02/23/2012 Common Stock 4,080   4,080 D  
Stock Option $ 65.99               (3) 02/20/2014 Common Stock 3,983   3,983 D  
Stock Option $ 83               (4) 02/15/2016 Common Stock 3,440   3,440 D  
Stock Option $ 93.69               (5) 02/27/2017 Common Stock 3,662   3,662 D  
Stock Option $ 92.69               (6) 07/30/2017 Common Stock 1,590   1,590 D  
Stock Option $ 74.88               (7) 02/26/2018 Common Stock 6,975   6,975 D  
Stock Option $ 7.04               (8) 02/25/2019 Common Stock 18,301   18,301 D  
Stock Option $ 28.91               (9) 03/01/2021 Common Stock 28,810   28,810 D  
Restricted Units (10)               (10) 02/25/2012(10) Common Stock (10) 11,791.263 (10)   11,791.263 (10) D  
Restricted Units (11)               (11) 11/05/2012(11) Common Stock (11) 7,943.414 (11)   7,943.414 (11) D  
Restricted Units (12)               (12) 02/25/2013(12) Common Stock (12) 23,482.343 (12)   23,482.343 (12) D  
Deferred Units (13)               (13) 11/05/2011(13) Common Stock (13) 2,321.967 (13)   2,321.967 (13) D  
Deferred Units (14)               (14) 02/25/2012(14) Common Stock (14) 3,460.171 (14)   3,460.171 (14) D  
Deferred Units (1) 05/06/2011   M     966.095   (15) 05/03/2013(15) Common Stock (15) 966.095 (15) (1) 1,932.19 D  
Deferred Units (16)               (16) 08/06/2013(16) Common Stock (16) 1,237.24 (16)   1,237.24 (16) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Bennett Jonathan R
THE HARTFORD
ONE HARTFORD PLAZA
HARTFORD, CT 06155
      Executive Vice President  

Signatures

 /s/ Donald C. Hunt, by Power of Attorney for Jonathan R. Bennett dated February 24, 2009.   05/10/2011
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Each deferred unit is the equivalent of one share of the Company's common stock. On May 6, 2011, 966.095 of the reporting person's deferred units were settled for cash.
(2) All options became exercisable as of February 21, 2005, the third anniversary of the grant date.
(3) All options became exercisable as of February 18, 2007, the third anniversary of the grant date.
(4) All options became exercisable as of February 15, 2009, the third anniversary of the grant date.
(5) All options became exercisable as of February 27, 2010, the third anniversary of the grant date.
(6) All options became exercisable as of July 30, 2010, the third anniversary of the grant date.
(7) All options became exercisable as of February 26, 2011, the third anniversary of the grant date.
(8) One third of the option became exercisable on February 25, 2010, an additional one third of the option became exercisable on February 25, 2011 and the remaining one-third of the option will become exercisable on February 25, 2012, the third anniversary of the grant date.
(9) One third of the option will become exercisable on March 1, 2012, an additional one third of the option will become exercisable on March 1, 2013 and the remaining one-third of the option will become exercisable on March 1, 2014, the third anniversary of the grant date.
(10) Each restricted unit will be settled in cash on the expiration date for an amount equal the Company's closing stock price on the New York Stock Exchange on the expiration date.
(11) Each restricted unit will be settled in cash as soon as practicable after, and in any event within 90 days after November 5, 2012 (the "Valuation Date"). The cash settlement payable per unit shall be equal to the closing stock price per share of the Company's common stock on the valuation date as reported on the New York Stock Exchange.
(12) Each restricted unit will be settled in cash as soon as practicable after, and in any event within 90 days after February 25, 2013 (the "Valuation Date"). The cash settlement payable per unit shall be equal to the closing stock price per share of the Company's common stock on the valuation date as reported on the New York Stock Exchange.
(13) Each deferred unit will be settled in cash as soon as practicable after, and in any event within 90 days after, the second anniversary of the grant date (November 5, 2009) for an amount equal to the Company's closing stock price on the New York Stock Exchange on the settlement date. Deferred units are fully vested when credited.
(14) Each deferred unit will be settled in cash as soon as practicable after, and in any event within 90 days after, the second anniversary of the grant date (February 25, 2010) for an amount equal to the Company's closing stock price on the New York Stock Exchange on the settlement date. Deferred units are fully vested when credited.
(15) One-third of the deferred unit award will be settled in cash as soon as practicable after, and in any event within 90 days after, the first, second and third anniversaries of the grant date (May 3, 2010) based on the Company's closing stock price on the New York Stock Exchange on the applicable anniversary date. Deferred units are fully vested when credited.
(16) One-third of the deferred unit award will be settled in cash as soon as practicable after, and in any event within 90 days after, the first, second and third anniversaries of the grant date (August 6, 2010) based on the Company's closing stock price on the New York Stock Exchange on the applicable anniversary date. Deferred units are fully vested when credited.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.