Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Bennett Jonathan R
   2. Issuer Name and Ticker or Trading Symbol
HARTFORD FINANCIAL SERVICES GROUP INC/DE [HIG] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
ONE HARTFORD PLAZA		 3. Date of Earliest Transaction (Month/Day/Year)
02/25/2009
(Street)

HARTFORD, CT 06155		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Restricted Stock Units               4,074.396 D  
Restricted Stock               2,933 D  
Common Stock               8,693.23 D  

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option $ 65.85               (1) 02/21/2012 Common Stock 4,080   4,080 D  
Stock Option $ 65.99               (2) 02/18/2014 Common Stock 3,983   3,983 D  
Stock Option $ 83               (3) 02/15/2016 Common Stock 3,440   3,440 D  
Stock Option $ 93.69               (4) 02/27/2017 Common Stock 3,662   3,662 D  
Stock Option $ 92.69               (5) 07/30/2017 Common Stock 1,590   1,590 D  
Stock Option $ 74.88               (6) 02/26/2018 Common Stock 6,975   6,975 D  
Stock Option $ 7.04 02/25/2009   A   32,195     (7) 02/25/2019 Common Stock 32,195 $ 0 32,195 D  
Restricted Units (8) 02/25/2009   A   15,299.685   02/25/2012(8) 02/25/2012(8) Common Stock (8) 15,299.685 (8) $ 0 (8) 15,299.685 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Bennett Jonathan R
ONE HARTFORD PLAZA
HARTFORD, CT 06155		       Executive Vice President  

Signatures

 /s/ Amanda Grabowski Aquino, by POA for Jonathan R. Bennett dated February 24, 2009   02/27/2009
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The option became fully exercisable on February 21, 2005, the third anniversary of the grant date.
(2) The option became fully exercisable on February 18, 2007, the third anniversary of the grant date.
(3) The option became fully exercisable on February 15, 2009, the third anniversary of the grant date.
(4) One-third of the option became exercisable on February 27, 2008, an additional one-third of the option became exercisable on February 27, 2009 and the remaining one-third of the option will become exercisable on February 27, 2010, the third anniversary of the grant date.
(5) One-third of the option became exercisable on July 30, 2008, an additional one-third of the option will become exercisable on July 30, 2009 and the remaining one-third of the option will become exercisable on July 30, 2010, the third anniversary of the grant date.
(6) One-third of the option became exercisable on February 26, 2009, an additional one-third of the option will become exercisable on February 26, 2010 and the remaining one-third of the option will become exercisable on February 26, 2011, the third anniversary of the grant date.
(7) One third of the option will become exercisable on February 25, 2010, an additional one third of the option will become exercisable on February 25, 2011 and the remaining one-third of the option will become exercisable on February 25, 2012, the third anniversary of the grant date.
(8) Each restricted unit will be settled in cash on the expiration date for an amount equal to the company's closing stock price on the New York Stock Exchange on the expiration date.

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