Form 8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

 


 

FORM 8-K

 


 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

April 23, 2004

 


 

FIRST PACTRUST BANCORP, INC.

(Exact name of Registrant as specified in its Charter)

 


 

Maryland   6035   04-3639825

(State or other jurisdiction

of incorporation)

  (Commission File No.)  

(IRS Employer

Identification No.)

 

610 Bay Boulevard, Chula Vista, California   91910
(Address of principal executive offices)   (Zip Code)

 

Registrant’s telephone number, including area code: (619) 691-9741

 

N/A

(Former name or former address, if changed since last report)

 



Item 7. Exhibits

 

  (c) Exhibits

 

  99. Press release, dated April 23, 2004.

 

Item 9. Regulation FD Disclosure (information furnished in this Item 9 is furnished under Item 12)

 

On February 3, 2004, the Registrant issued its earnings release for the three and twelve-month periods ended December 31, 2003. The earnings release is attached hereto as Exhibit 99, which is incorporated herein by reference.

 

The information furnished under this “Item 9. Regulation FD Disclosure” is intended to be furnished under “Item 12. Disclosure of Results of Operations and Financial Condition.”

 

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

 

    FIRST PACTRUST BANCORP, INC.

Date: April 23, 2004

 

By:

 

/s/ Regan J. Gallagher


       

Regan J. Gallagher

       

Senior Vice President/ Controller

        (Principal Financial and Accounting Officer)

 

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