SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
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FORM 8-K
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CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
May 17, 2004
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FIRST PACTRUST BANCORP, INC.
(Exact name of Registrant as specified in its Charter)
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Maryland 6035 04-3639825
(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
610 Bay Boulevard, Chula Vista, California 91910
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (619) 691-9741
N/A
(Former name or former address, if changed since last report)
CURRENT REPORT ON FORM 8-K
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Items 1, 2, 3, 4, 6, 8, 9, 10, 11, and 12: Not Applicable.
Item 5. Other Events and Regulation FD Disclosure
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The board of directors of First PacTrust Bancorp, Inc. has authorized
management, in its discretion, to repurchase up to 5% of the Company's common
stock from time to time over the next 12 months in the open market, in block
trades or in privately negotiated sales. The repurchase program is effective
immediately. Any repurchased shares will be held as treasury stock and will be
available for general corporate purposes.
A copy of the related news release is filed as an exhibit to this
report.
Item 7. Financial Statements and Exhibits
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(c) Exhibits
Exhibit No. Description
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99.1 The Company's news release announcing
5% stock repurchase program.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST PACTRUST BANCORP, INC.
Date: May 17, 2004 By: /s/ James P. Sheehy
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James P. Sheehy
Executive Vice President
Secretary and Treasurer
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