SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
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FORM 8-K
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CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
April 13, 2004
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FIRST PACTRUST BANCORP, INC.
(Exact name of Registrant as specified in its Charter)
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Maryland 6035 04-3639825
(State or other (Commission File No.) (IRS Employer
jurisdiction Identification No.)
of incorporation)
610 Bay Boulevard, Chula Vista, California 91910
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (619) 691-9741
N/A
(Former name or former address, if changed since last report)
CURRENT REPORT ON FORM 8-K
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Items 1, 2, 3, 4, 6, 8, 9, 10, 11, and 12: Not Applicable.
Item 5. Other Events and Regulation FD Disclosure
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First PacTrust Bancorp, Inc. (the "Company"), a Maryland Corporation, has
issued a news release announcing completion of the 10% stock repurchase program.
A copy of the news release is filed as an exhibit to this report.
Item 7. Financial Statements and Exhibits
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(c) Exhibits
Exhibit No. Description
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99.1 The Company's news release announcing
completion of the 10% stock repurchase
program.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST PACTRUST BANCORP, INC.
Date: April 13, 2004 By: /s/ James P. Sheehy
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James P. Sheehy
Executive Vice President
Secretary and Treasurer
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