UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2001 Check here if Amendment [ ]: Amendment Number:________ This Amendment (Check only one): [X] is a restatement [ ] adds new holdings entries Institutional Investment Manager Filing this Report: Name: First Commonwealth Financial Corporation Address: 22 North Sixth Street Indiana, PA, 15701 Form 13F File Number:28-05151 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: John J. Dolan Title: Executive Vice President and Chief Financial Officer Phone: (724) 349-7220 Signature,Place, and Date of Signing: /s/ John. J. Dolan John J. Dolan, Indiana, PA, October 30, 2001 Report Type(check only one) : [x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting manager are reported in this report [ ] 13F NOTICE (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s)) [ ] 13F COMBINATION REPORT (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total:200 Form 13F Information Table Value Total: $147,340 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. Number: 1 Form 13F File Number:28-05153 Name: First Commonwealth Trust Company FORM 13F INFORMATION TABLE COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8 TITLE MARKET OF VALUE SHS OR SH/ PUT/INVESTMENT OTHER VOTING AUTHORITY ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALLDISCRETIONMANAGERS SOLE SHARED NONE ABBOTT LABORATORIES Common 002824100 717 14,941 SH DEFINED 1 14,941 0 0 ABBOTT LABORATORIES Common 002824100 24 500 SH OTHER 1 500 0 0 ALCOA INC. Common 013817101 950 24,111 SH DEFINED 1 24,111 0 0 ALCOA INC. Common 013817101 162 4,100 SH OTHER 1 4,100 0 0 ALLEGHENY ENERGY INC Common 017361106 263 5,454 SH DEFINED 1 5,454 0 0 ALLEGHENY ENERGY INC Common 017361106 106 2,200 SH OTHER 1 2,200 0 0 ALLSTATE CORP Common 020002101 239 5,428 SH DEFINED 1 5,428 0 0 ALLSTATE CORP Common 020002101 262 5,962 SH OTHER 1 5,962 0 0 ALLTEL CORP Common 020039103 417 6,802 SH DEFINED 1 4,756 2,046 0 ALLTEL CORP Common 020039103 442 7,216 SH OTHER 1 500 6,716 0 AMERICAN EXPRESS CO Common 025816109 316 8,142 SH DEFINED 1 8,142 0 0 AMERICAN HOME PRODUCTS Common 026609107 1,032 17,659 SH DEFINED 1 17,659 0 0 AMERICAN HOME PRODUCTS Common 026609107 251 4,300 SH OTHER 1 4,300 0 0 AMERICAN INTERNATIONAL GROUP INC Common 026874107 898 10,444 SH DEFINED 1 10,444 0 0 AMERICAN INTERNATIONAL GROUP INC Common 026874107 110 1,281 SH OTHER 1 1,281 0 0 AMGEN INC Common 031162100 749 12,350 SH DEFINED 1 12,350 0 0 AMGEN INC Common 031162100 23 375 SH OTHER 1 375 0 0 ANHEUSER BUSCH COS INC Common 035229103 507 12,300 SH DEFINED 1 12,300 0 0 ANHEUSER BUSCH COS INC Common 035229103 49 1,200 SH OTHER 1 1,200 0 0 AOL TIME WARNER INC Common 00184A105 1,096 20,680 SH DEFINED 1 20,680 0 0 AOL TIME WARNER INC Common 00184A105 101 1,900 SH OTHER 1 1,900 0 0 APPLIED MATLS INC Common 038222105 694 14,125 SH DEFINED 1 14,125 0 0 APPLIED MATLS INC Common 038222105 49 1,000 SH OTHER 1 1,000 0 0 AT&T CORP COMMON Common 001957109 479 21,753 SH DEFINED 1 21,665 88 0 AT&T CORP COMMON Common 001957109 210 9,549 SH OTHER 1 8,997 552 0 AUTOMATIC DATA PROCESSING INC Common 053015103 316 6,358 SH DEFINED 1 6,358 0 0 AUTOMATIC DATA PROCESSING INC Common 053015103 94 1,900 SH OTHER 1 1,900 0 0 BANK OF AMERICA CORP Common 060505104 749 12,469 SH DEFINED 1 12,469 0 0 BANK OF AMERICA CORP Common 060505104 66 1,100 SH OTHER 1 1,100 0 0 BELLSOUTH CORP Common 079860102 1,173 29,135 SH DEFINED 1 28,735 400 0 BELLSOUTH CORP Common 079860102 81 2,000 SH OTHER 1 2,000 0 0 BERKSHIRE SECURITIES Common 084991868 794 5,400 SH DEFINED 1 5,400 0 0 BOEING CO Common 097023105 41 736 SH DEFINED 1 736 0 0 BOEING CO Common 097023105 160 2,874 SH OTHER 1 2,874 0 0 BP AMOCO PLC SPONSORED ADR Common 055622104 1,270 25,485 SH DEFINED 1 25,485 0 0 BP AMOCO PLC SPONSORED ADR Common 055622104 468 9,395 SH OTHER 1 9,395 0 0 BRISTOL MYERS SQUIB Common 110122108 843 16,109 SH DEFINED 1 16,109 0 0 BRISTOL MYERS SQUIB Common 110122108 63 1,200 SH OTHER 1 1,200 0 0 CHEVRON CORP Common 166751107 158 1,750 SH DEFINED 1 1,750 0 0 CHEVRON CORP Common 166751107 189 2,091 SH OTHER 1 1,541 550 0 CISCO SYSTEMS Common 17275R102 891 48,937 SH DEFINED 1 48,937 0 0 CISCO SYSTEMS Common 17275R102 160 8,800 SH OTHER 1 8,800 0 0 CITIGROUP INC Common 172967101 1,465 27,724 SH DEFINED 1 27,724 0 0 CITIGROUP INC Common 172967101 91 1,718 SH OTHER 1 1,490 228 0 COCA COLA CO Common 191216100 603 13,390 SH DEFINED 1 13,190 200 0 COCA COLA CO Common 191216100 54 1,200 SH OTHER 1 1,200 0 0 COMPAQ COMPUTER CORP Common 204493100 527 34,000 SH DEFINED 1 34,000 0 0 COMPAQ COMPUTER CORP Common 204493100 73 4,683 SH OTHER 1 4,683 0 0 CONEXANT SYSTEMS INC Common 207142100 16 1,797 SH DEFINED 1 1,797 0 0 CONEXANT SYSTEMS INC Common 207142100 120 13,398 SH OTHER 1 13,398 0 0 CORNING INC Common 219350105 225 13,450 SH DEFINED 1 13,450 0 0 CORNING INC Common 219350105 10 600 SH OTHER 1 600 0 0 CROWN AMERICAN REALTY TRUST Common 228186102 180 21,560 SH DEFINED 1 21,560 0 0 DISNEY WALT CO Common 254687106 199 6,905 SH DEFINED 1 6,905 0 0 DISNEY WALT CO Common 254687106 61 2,100 SH OTHER 1 2,100 0 0 DOW CHEMICAL COMPANY Common 260543103 197 5,932 SH DEFINED 1 5,932 0 0 DOW CHEMICAL COMPANY Common 260543103 282 8,490 SH OTHER 1 8,490 0 0 DUPONT DE NEMOUR Common 263534109 848 17,585 SH DEFINED 1 17,585 0 0 DUPONT DE NEMOUR Common 263534109 163 3,385 SH OTHER 1 1,585 1,800 0 EMBRYO DEVELOPMENT CORP Common 290818103 1 15,000 SH DEFINED 1 15,000 0 0 EMC CORP Common 268648102 301 10,375 SH DEFINED 1 10,375 0 0 EMC CORP Common 268648102 92 3,150 SH OTHER 1 3,150 0 0 EMERSON ELECTRIC CO Common 291011104 18 300 SH DEFINED 1 300 0 0 EMERSON ELECTRIC CO Common 291011104 589 9,730 SH OTHER 1 9,730 0 0 EQUITABLE RESOURCES Common 294549100 600 18,000 SH OTHER 1 18,000 0 0 EXXON MOBIL CORP Common 30231G102 3,331 38,131 SH DEFINED 1 38,131 0 0 EXXON MOBIL CORP Common 30231G102 3,231 36,988 SH OTHER 1 33,765 3,223 0 FEDERAL NATIONAL MORTGAGE ASSOC Common 313586109 869 10,210 SH DEFINED 1 10,210 0 0 FEDERAL NATIONAL MORTGAGE ASSOC Common 313586109 102 1,200 SH OTHER 1 1,200 0 0 FIRST COMMONWEALTH FINANCIAL CORP Common 319829107 25,534 1,702,237 SH DEFINED 1 1,693,891 8,346 0 FIRST COMMONWEALTH FINANCIAL CORP Common 319829107 5,688 379,208 SH OTHER 1 323,898 55,310 0 FIRST UNION CORPORATION Common 337358105 284 8,114 SH DEFINED 1 8,114 0 0 FORD MTR CO DEL COM PAR $0.01 Common 345370860 685 27,891 SH DEFINED 1 27,891 0 0 FORD MTR CO DEL COM PAR $0.01 Common 345370860 96 3,916 SH OTHER 1 2,868 1,048 0 FORTUNE BRANDS INC Common 349631101 151 3,932 SH DEFINED 1 3,932 0 0 FORTUNE BRANDS INC Common 349631101 111 2,900 SH OTHER 1 2,900 0 0 GENERAL ELECTRIC Common 369604103 4,263 87,450 SH DEFINED 1 87,450 0 0 GENERAL ELECTRIC Common 369604103 8,531 174,985 SH OTHER 1 171,565 3,420 0 GENERAL MILLS INC Common 370334104 141 3,220 SH DEFINED 1 3,220 0 0 GENERAL MILLS INC Common 370334104 260 5,940 SH OTHER 1 5,940 0 0 GENERAL MOTORS CORP Common 370442105 235 3,658 SH DEFINED 1 3,258 0 400 GENERAL MOTORS CORP Common 370442105 215 3,342 SH OTHER 1 2,884 458 0 GILLETTE CO Common 375766102 259 8,949 SH DEFINED 1 8,949 0 0 GILLETTE CO Common 375766102 6 200 SH OTHER 1 200 0 0 HOME DEPOT INC Common 437076102 285 6,112 SH DEFINED 1 6,112 0 0 HOME DEPOT INC Common 437076102 5 100 SH OTHER 1 100 0 0 IBT BANCORP INC IRWIN PA Common 44923F108 149 5,853 SH SOLE 5,853 0 0 INGERSOLL RAND CO Common 456866102 247 6,000 SH OTHER 1 6,000 0 0 INTEL CORP Common 458140100 1,422 48,630 SH DEFINED 1 48,630 0 0 INTEL CORP Common 458140100 252 8,600 SH OTHER 1 8,600 0 0 INTIMATE BRANDS INC Common 461156101 253 16,775 SH DEFINED 1 16,775 0 0 INTIMATE BRANDS INC Common 461156101 14 900 SH OTHER 1 900 0 0 INT'L BUSINESS MACHINES CORP Common 459200101 1,351 11,957 SH DEFINED 1 11,957 0 0 INT'L BUSINESS MACHINES CORP Common 459200101 1,753 15,515 SH OTHER 1 15,515 0 0 J P MORGAN CHASE & CO Common 46625H100 927 20,785 SH DEFINED 1 20,785 0 0 J P MORGAN CHASE & CO Common 46625H100 56 1,260 SH OTHER 1 1,260 0 0 JDS UNIPHASE CORP Common 46612J101 139 11,100 SH DEFINED 1 11,100 0 0 JDS UNIPHASE CORP Common 46612J101 4 300 SH OTHER 1 300 0 0 JOHNSON & JOHNSON Common 478160104 1,450 28,996 SH DEFINED 1 28,996 0 0 JOHNSON & JOHNSON Common 478160104 582 11,640 SH OTHER 1 11,240 400 0 JUNIATA VALLEY FINANCIAL CORP. Common 482016102 636 24,119 SH DEFINED 1 24,119 0 0 KROGER CO Common 501044101 284 11,376 SH OTHER 1 11,376 0 0 LOWES COS INC Common 548661107 1,019 14,050 SH DEFINED 1 14,050 0 0 LOWES COS INC Common 548661107 152 2,100 SH OTHER 1 2,100 0 0 LUCENT TECHNOLOGIES INC Common 549463107 189 30,444 SH DEFINED 1 30,368 76 0 LUCENT TECHNOLOGIES INC Common 549463107 46 7,498 SH OTHER 1 6,858 640 0 MCDONALDS CORP Common 580135101 632 23,360 SH DEFINED 1 23,360 0 0 MCDONALDS CORP Common 580135101 84 3,121 SH OTHER 1 3,121 0 0 MELLON FINANCIAL CORP COM Common 58551A108 1,315 28,584 SH DEFINED 1 28,584 0 0 MELLON FINANCIAL CORP COM Common 58551A108 457 9,945 SH OTHER 1 5,800 4,145 0 MERCK & COMPANY INC Common 589331107 2,715 42,479 SH DEFINED 1 42,479 0 0 MERCK & COMPANY INC Common 589331107 2,293 35,879 SH OTHER 1 35,079 800 0 MERRILL LYNCH & CO Common 590188108 1,222 20,618 SH DEFINED 1 20,618 0 0 MERRILL LYNCH & CO Common 590188108 261 4,400 SH OTHER 1 4,400 0 0 MICROSOFT CORP Common 594918104 1,295 17,735 SH DEFINED 1 17,735 0 0 MICROSOFT CORP Common 594918104 259 3,550 SH OTHER 1 3,550 0 0 MINNESOTA MINING & MANUFACTURING C Common 604059105 873 7,651 SH DEFINED 1 7,651 0 0 MINNESOTA MINING & MANUFACTURING C Common 604059105 670 5,870 SH OTHER 1 5,770 100 0 MORGAN STANLEY DEAN WITTER DISCOV Common 617446448 301 4,680 SH OTHER 1 4,680 0 0 MOTOROLA INC. Common 620076109 365 22,014 SH DEFINED 1 22,014 0 0 MOTOROLA INC. Common 620076109 28 1,700 SH OTHER 1 1,700 0 0 NATIONAL CITY CORP Common 635405103 204 6,626 SH DEFINED 1 6,626 0 0 NEW MEXICO BANQUEST Common 647991926 749 7,207 SH DEFINED 1 7,207 0 0 NEW MEXICO BANQUEST Common 647991926 158 1,522 SH OTHER 1 1,522 0 0 NITTANY FINANCIAL CORP Common 65480R102 100 11,000 SH SOLE 11,000 0 0 NORTH PITTSBURGH SYS INC COM Common 661562108 1,486 92,920 SH OTHER 1 72,000 20,920 0 NOVELLUS SYSTEMS INC Common 670008101 923 16,250 SH DEFINED 1 16,250 0 0 NOVELLUS SYSTEMS INC Common 670008101 28 500 SH OTHER 1 500 0 0 ORACLE CORP Common 68389X105 1,088 57,250 SH DEFINED 1 57,250 0 0 ORACLE CORP Common 68389X105 78 4,100 SH OTHER 1 4,100 0 0 P P G INDUSTRIES INC Common 693506107 318 6,040 SH DEFINED 1 6,040 0 0 P P G INDUSTRIES INC Common 693506107 2,465 46,890 SH OTHER 1 39,840 7,050 0 PARKVALE FINANCIAL CORP Common 701492100 1,993 90,800 SH DEFINED 90,800 0 0 PEPSICO INCORPORATED Common 713448108 1,590 35,980 SH DEFINED 1 35,980 0 0 PEPSICO INCORPORATED Common 713448108 981 22,200 SH OTHER 1 21,800 400 0 PFIZER INC Common 717081103 3,487 87,077 SH DEFINED 1 87,077 0 0 PFIZER INC Common 717081103 633 15,800 SH OTHER 1 15,800 0 0 PHILIP MORRIS CO Common 718154107 566 11,150 SH DEFINED 1 11,150 0 0 PHILIP MORRIS CO Common 718154107 1,712 33,740 SH OTHER 1 33,740 0 0 PNC BANK CORP Common 693475105 783 11,898 SH DEFINED 1 11,048 0 850 PNC BANK CORP Common 693475105 285 4,328 SH OTHER 1 4,328 0 0 PPL CORP Common 69351T106 606 11,011 SH DEFINED 1 11,011 0 0 PPL CORP Common 69351T106 381 6,929 SH OTHER 1 6,929 0 0 PRAXAIR INC Common 74005P104 65 1,391 SH DEFINED 1 1,391 0 0 PRAXAIR INC Common 74005P104 188 4,000 SH OTHER 1 4,000 0 0 PROCTER & GAMBLE CO Common 742718109 1,640 25,706 SH DEFINED 1 25,706 0 0 PROCTER & GAMBLE CO Common 742718109 1,410 22,100 SH OTHER 1 21,900 200 0 PUBLIC SERV ELEC GAS Common 744573106 54 1,104 SH DEFINED 1 1,104 0 0 PUBLIC SERV ELEC GAS Common 744573106 327 6,680 SH OTHER 1 6,680 0 0 QUALCOMM INC Common 747525103 433 7,400 SH DEFINED 1 7,400 0 0 QUALCOMM INC Common 747525103 18 300 SH OTHER 1 300 0 0 QWEST COMMUNICATIONS INTL Common 749121109 116 3,650 SH DEFINED 1 3,650 0 0 QWEST COMMUNICATIONS INTL Common 749121109 119 3,730 SH OTHER 1 3,730 0 0 RADIOSHACK CORP Common 750438103 585 19,175 SH DEFINED 1 19,175 0 0 RADIOSHACK CORP Common 750438103 21 700 SH OTHER 1 700 0 0 ROCKWELL INTL CORP NEW Common 773903109 113 2,975 SH DEFINED 1 2,975 0 0 ROCKWELL INTL CORP NEW Common 773903109 511 13,398 SH OTHER 1 13,398 0 0 ROYAL DUTCH PETROLEUM NY SHS Common 780257804 297 5,100 SH DEFINED 1 5,100 0 0 ROYAL DUTCH PETROLEUM NY SHS Common 780257804 23 400 SH OTHER 1 400 0 0 S & T BANCORP INC Common 783859101 2,006 74,293 SH DEFINED 1 74,293 0 0 S & T BANCORP INC Common 783859101 13 464 SH OTHER 1 464 0 0 SBC COMMUNICATIONS INC Common 78387G103 759 18,956 SH DEFINED 1 18,956 0 0 SBC COMMUNICATIONS INC Common 78387G103 223 5,556 SH OTHER 1 5,556 0 0 SCHERING-PLOUGH CORP Common 806605101 312 8,619 SH DEFINED 1 8,619 0 0 SCHERING-PLOUGH CORP Common 806605101 14 400 SH OTHER 1 400 0 0 SCHLUMBERGER LTD Common 806857108 801 15,217 SH DEFINED 1 15,217 0 0 SCHLUMBERGER LTD Common 806857108 68 1,300 SH OTHER 1 1,200 100 0 SOLECTRON CORP Common 834182107 516 28,205 SH DEFINED 1 28,205 0 0 SOLECTRON CORP Common 834182107 48 2,600 SH OTHER 1 2,600 0 0 SOUTHWEST AIRLINES Common 844741108 331 17,881 SH DEFINED 1 17,881 0 0 SOUTHWEST AIRLINES Common 844741108 16 887 SH OTHER 1 887 0 0 SUNMICRO SYSTEMS Common 866810104 642 40,850 SH DEFINED 1 40,850 0 0 SUNMICRO SYSTEMS Common 866810104 101 6,400 SH OTHER 1 6,400 0 0 SUSQUEHANNA BANC SHS Common 869099101 1,063 52,242 SH DEFINED 1 52,242 0 0 TARGET CORP Common 87612E106 1,181 34,125 SH DEFINED 1 34,125 0 0 TARGET CORP Common 87612E106 163 4,700 SH OTHER 1 4,700 0 0 TELLABS INC Common 879664100 388 20,025 SH DEFINED 1 20,025 0 0 TELLABS INC Common 879664100 12 600 SH OTHER 1 600 0 0 TEXACO INC Common 881694103 240 3,600 SH DEFINED 1 3,600 0 0 TEXACO INC Common 881694103 13 200 SH OTHER 1 200 0 0 TEXAS INSTRUMENTS INC Common 882508104 498 15,800 SH DEFINED 1 15,800 0 0 TEXAS INSTRUMENTS INC Common 882508104 82 2,600 SH OTHER 1 2,600 0 0 TYCO INTERNATIONAL LTD Common 902124106 894 16,400 SH DEFINED 1 16,400 0 0 TYCO INTERNATIONAL LTD Common 902124106 30 550 SH OTHER 1 550 0 0 UNITED TECH CORP Common 913017109 280 3,825 SH DEFINED 1 3,825 0 0 UPSIDE DEVELOPMENT INC Common 91673P109 4 60,000 SH DEFINED 1 60,000 0 0 VERIZON COMMUNICATIONS Common 92343V104 3,356 62,722 SH DEFINED 1 62,722 0 0 VERIZON COMMUNICATIONS Common 92343V104 1,876 35,074 SH OTHER 1 30,402 4,672 0 VIACOM INC. NEW Common 925524308 239 4,615 SH DEFINED 1 4,615 0 0 VIACOM INC. NEW Common 925524308 16 304 SH OTHER 1 304 0 0 VIRAGEN INC Common 927638106 13 10,000 SH DEFINED 1 10,000 0 0 VODAFONE GROUP PLC NEW Common 92857W100 127 5,675 SH DEFINED 1 5,675 0 0 VODAFONE GROUP PLC NEW Common 92857W100 190 8,500 SH OTHER 1 8,500 0 0 WACHOVIA CORP Common 929771103 359 5,051 SH DEFINED 1 5,051 0 0 WAL-MART STORES INC Common 931142103 277 5,686 SH DEFINED 1 5,686 0 0 WAL-MART STORES INC Common 931142103 20 400 SH OTHER 1 400 0 0 WELLS FARGO & CO Common 949746101 813 17,520 SH DEFINED 1 17,520 0 0 WELLS FARGO & CO Common 949746101 70 1,500 SH OTHER 1 1,500 0 0 WORLDCOM INC Common 98157D106 377 26,584 SH DEFINED 1 26,584 0 0 WORLDCOM INC Common 98157D106 21 1,450 SH OTHER 1 1,450 0 0 GRAND TOTALS 147,340