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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported) April 20, 2004
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FIRST MARINER BANCORP
(Exact name of Registrant as specified in Charter)
Maryland 000-21815 52-1834860
(State or other Jurisdiction (Commission File Number) (IRS Employer Identification
of incorporation) No.)
3301 Boston Street, Baltimore, MD 21224
(Address of Principal Executive Offices/Zip Code)
Registrant's telephone number, including area code: (410) 342-2600
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INFORMATION TO BE INCLUDED IN THE REPORT
Item 12. Results of Operations and Financial Condition
On April 20, 2004, the Registrant issued a press release reporting its financial
results for the period ended March 31, 2004. A copy of this press release is
being furnished as Exhibit 99.1 and is incorporated by reference into Item 12.
The information in this Current Report is being furnished and shall not be
deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of
1934 (the "Exchange Act"), or otherwise subject to the liabilities of that
Section, nor shall it be deemed incorporated by reference in any filing under
the Securities Act of 1933 or the Exchange Act, regardless of any general
incorporation language in such filing.
Exhibits.
99.1 Press release dated April 20, 2004.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FIRST MARINER BANCORP
Date: April 21, 2004 By: /s/ Joseph A. Cicero
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Joseph A. Cicero
President and Chief Operating Officer
EXHIBIT INDEX
Exhibit
Number Description of Exhibit
99.1 Press release dated April 20, 2004.