Skip to main content

How to Submit a Pet Insurance Claim

How to Submit a Pet Insurance ClaimPhoto from Unsplash

Originally Posted On:


As a pet parent, you strive to get your furry companion the best care possible when they fall sick or get injured. However, veterinary bills from unexpected accidents and illnesses can add up quickly, leaving you in a financial bind.

This is where pet insurance can come in handy, helping you get peace of mind and financial support when your pet needs medical attention. But how exactly do you submit a pet insurance claim? In this blog post, we will guide you through the process and highlight its importance and benefits.

We make the process of submitting a pet insurance claim as easy as 1, 2, and 3.


Login to the member center through the app or site.


Start a Claim

Input your info and upload a photo of your invoice.


Get Reimbursed

Submit your claim and wait for reimbursement.

If you are not a current policyholder but want more information on how pet insurance works or are curious about the customizable coverage options provided by Spot plans, check out our blog to learn more.

For additional guidance on frequently asked questions, please refer to the information provided below or the FAQ’s page.

How to Submit My Claim with Spot Pet Insurance

Spot Pet Insurance makes submitting your claim quick and easy. Follow the steps below and receive your reimbursement in 7 days or less.

Step 1: Login Into Member Center Portal.

Step 2: On your home page or Claims page, tap ‘Start New Claim.’


Step 3: Select the pet you are filing for.


Step 4: Select the conditions and services your pet was treated for and received, the name of your veterinary clinic, and fill out the relevant claim information.


Step 5: Upload your itemized invoice. Uploading your medical records is optional but can speed up the processing of your claim. On average, standard claims are process in 5-7 days business days, and preventive care claims take 2 business days.


Step 6: Review your selections and make any necessary changes.


Step 7: Submit your claim. You will receive an email when your claim is received and when the claim has been processed.



Benefits of Submitting a Pet Insurance Claim

The benefits of submitting a pet insurance claim span from financial reimbursement to quality care for your pet and peace of mind for pet parents. By submitting a claim, you can provide your pet with the best possible medical care without worrying about the cost. This can help improve your pet’s quality of life and increase their chances of recovery. Knowing you can submit a claim when needed can provide peace of mind and alleviate the financial burden of unexpected veterinary expenses.

Understanding Your Pet Insurance Policy

Before submitting a claim, it’s important to understand your pet insurance policy’s coverage and limitations. Typically, pet insurance policies can cover accidents and illnesses but may exclude pre-existing conditions. Additionally, some policies may have waiting periods before coverage kicks in. Understanding these details will help you determine if your pet’s medical expenses and conditions are covered and if it’s worth submitting a claim.




Financial Assistance

Pet insurance helps alleviate the burden of unexpected or expensive veterinary bills.



Quality Care for Your Pet

Pet insurance helps ensure your pet can receive eligible medical treatments promptly.


Peace of Mind

Pet insurance covers eligible costs, reducing stress for you and your pet.


In conclusion, filing a pet insurance claim is important to help ensure that your furry friend can continue to get the best possible medical care with less worry about the financial burden. Submitting a claim not only provides financial reimbursement for eligible veterinary costs, but it can also help reduce stress and anxiety for both you and your pet.

By understanding the submission process and benefits of a pet insurance policy, you can make informed decisions that help prioritize the health and well-being of your beloved companion. So, don’t hesitate to file a pet insurance claim when needed – it can make all the difference in your pet’s quality of life.

Data & News supplied by
Stock quotes supplied by Barchart
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms and Conditions.