------------------------------------------------------------------------------ ------------------------------------------------------------------------------ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 --------------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2002 Commission File Number 0-20848 UNIVERSAL INSURANCE HOLDINGS, INC. ---------------------------------- (Exact name of registrant) Delaware 65-0231984 -------- ---------- (State of incorporation) (I.R.S. Employer Identification No.) 2875 N.E. 191st Street, Suite 300 Miami, Florida 33180 -------------------- (Address of principal executive offices and zip code) (305) 792-4200 -------------- (Registrant's telephone number) ------------------------------------------------------------------------------ ------------------------------------------------------------------------------ Item 4. Changes in Registrant's Certifying Accountant. Effective October 28, 2002, the Company engaged Blackman Kallick Bartelstein LLP as its new independent auditors. During the Company's two most recent fiscal years ended December 31, 2001, and the subsequent interim period through October 28, 2002, the Company did not consult with Blackman Kallick Bartelstein LLP regarding any of the matters or events described in Item 304(a)(2)(i) and (ii) of Regulation S-B. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNIVERSAL INSURANCE HOLDINGS, INC. Dated: October 30, 2002 By:/s/ Bradley I. Meier --------------------------------------- Bradley I. Meier President and Chief Executive Officer