Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): August 6, 2003

                            AMERICAN EXPRESS COMPANY
             (Exact name of registrant as specified in its charter)


          New York                      1-7657                 13-4922250
----------------------------   ------------------------    -------------------
(State or other jurisdiction   (Commission File Number)     (I.R.S. Employer
     of incorporation)                                     Identification No.)

       200 Vesey Street, World Financial Center
                  New York, New York                       10285
       ----------------------------------------          ----------
       (Address of principal executive offices)          (Zip Code)

      Registrant's telephone number, including area code: (212) 640-2000

         (Former name or former address, if changed since last report)


Item 9. Regulation FD Disclosure.

     On August 6, 2003, (i) Kenneth I. Chenault, Chairman and Chief Executive
Officer of the Company, and (ii) Alfred F. Kelly, Jr., Group President, U.S.
Consumer and Small Business Services, delivered a presentation to the
financial community. Information contained in such presentation, is furnished
herein in Exhibit 99.1.


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                       AMERICAN EXPRESS COMPANY

                                        By /s/  Stephen P. Norman
                                         Name:  Stephen P. Norman
                                         Title: Secretary

DATE:   August 6, 2003

                                 EXHIBIT INDEX

Item No.                          Description
--------                         -----------
99.1         Information from presentation delivered August 6, 2003 by
             Kenneth I. Chenault and Alfred F. Kelly, Jr.