CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
1 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
2 of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Value Partners I, L.P.
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) WC, OO
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Delaware
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
PN
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
3 of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Partners, L.P.
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) WC, OO
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Delaware
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
PN
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
4 of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Offshore Ltd.
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) WC, OO
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Cayman
Islands
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
OO
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
5 of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Associates Insurance Fund of The S.A.L.I. Multi-Series Fund
L.P.
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) WC, OO
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Delaware
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
PN
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page 6
of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Value LLC
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) n/a
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Delaware
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
OO
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page 7
of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Management LLC
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) n/a
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Delaware
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
OO
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page 8
of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Stilwell
Advisors LLC
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) n/a
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
Delaware
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
OO
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page 9
of 25
|
1.
|
Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). | |
Joseph
Stilwell
|
||
2.
|
Check
the Appropriate Box if a Member of a Group (See
Instructions)
|
|
(a) x
|
||
(b) ¨
|
||
3.
|
SEC
Use Only
|
|
4.
|
Source
of Funds (See Instructions) n/a
|
|
5.
|
Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or
2(e) o
|
|
6.
|
Citizenship
or Place of Organization:
United
States
|
|
Number
of
Shares
|
7.
|
Sole
Voting Power: 0
|
Beneficially
Owned
by
|
8.
|
Shared
Voting Power: 154,486
|
Each
Reporting
|
9.
|
Sole
Dispositive Power: 0
|
Person
With
|
10.
|
Shared
Dispositive Power: 154,486
|
11.
|
Aggregate
Amount Beneficially Owned by Each Reporting
Person: 154,486
|
|
12.
|
Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions) o
|
|
13.
|
Percent
of Class Represented by Amount in Row
(11): 5.1%
|
|
14.
|
Type
of Reporting Person (See Instructions)
IN
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
10 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
11 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
12 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
13 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
14 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
15 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
16 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
17 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
18 of 25
|
Date
|
Number of
Shares
|
Price Per
Share
|
Total
Purchase Price
|
|||||||||
8/11/2010
|
45 | $ | 7.50 | $ | 338 | |||||||
8/18/2010
|
4,300 | $ | 8.00 | $ | 34,391 | |||||||
8/19/2010
|
1,600 | $ | 8.00 | $ | 12,800 | |||||||
8/23/2010
|
900 | $ | 7.92 | $ | 7,125 | |||||||
8/25/2010
|
2,500 | $ | 8.00 | $ | 20,000 | |||||||
8/31/2010
|
1,600 | $ | 8.00 | $ | 12,800 | |||||||
9/07/2010
|
2,500 | $ | 7.99 | $ | 19,975 | |||||||
9/24/2010
|
1,000 | $ | 7.75 | $ | 7,750 | |||||||
9/24/2010
|
400 | $ | 8.00 | $ | 3,200 | |||||||
9/27/2010
|
1,400 | $ | 7.99 | $ | 11,181 | |||||||
9/28/2010
|
11,474 | $ | 7.75 | $ | 88,924 | |||||||
9/30/2010
|
642 | $ | 7.72 | $ | 4,956 | |||||||
10/1/2010
|
800 | $ | 7.97 | $ | 6,375 |
Date
|
Number of
Shares
|
Price Per
Share
|
Total
Purchase Price
|
|||||||||
8/27/2010
|
516 | $ | 8.00 | $ | 4,128 |
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
19 of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page 20
of 25
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
21 of 25
|
Exhibit No.
|
Description
|
|
1
|
|
Joint
Filing Agreement, dated October 8,
2010
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
22 of 25
|
STILWELL
VALUE PARTNERS I, L.P.
|
|||
By:
|
STILWELL
VALUE LLC
|
||
General
Partner
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
PARTNERS, L.P.
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
General
Partner
|
|||
STILWELL
OFFSHORE LTD.
|
|||
By:
|
STILWELL
MANAGEMENT LLC
|
||
Manager
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
ASSOCIATES INSURANCE FUND OF THE S.A.L.I. MULTI-SERIES FUND
L.P.
|
|||
By:
|
STILWELL
ADVISORS LLC
|
||
General
Partner
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
ADVISORS LLC
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole
Member
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
23 of 25
|
STILWELL
VALUE LLC
|
||
/s/Joseph
Stilwell
|
||
By:
|
Joseph
Stilwell
|
|
Managing
and Sole Member
|
||
STILWELL
MANAGEMENT LLC
|
||
/s/Joseph
Stilwell
|
||
By:
|
Joseph
Stilwell
|
|
Managing
and Sole Member
|
||
JOSEPH
STILWELL
|
||
/s/Joseph
Stilwell
|
||
Joseph
Stilwell
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
24 of 25
|
STILWELL
VALUE PARTNERS I, L.P.
|
|||
By:
|
STILWELL
VALUE LLC
|
||
General
Partner
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
PARTNERS, L.P.
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
General
Partner
|
|||
STILWELL
OFFSHORE LTD.
|
|||
By:
|
STILWELL
MANAGEMENT LLC
|
||
Manager
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
ASSOCIATES INSURANCE FUND OF THE S.A.L.I. MULTI-SERIES FUND
L.P.
|
|||
By:
|
STILWELL
ADVISORS LLC
|
||
General
Partner
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole
Member
|
CUSIP
No. 94624Q101
|
SCHEDULE
13D
|
Page
25 of 25
|
STILWELL
ADVISORS LLC
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
VALUE LLC
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
STILWELL
MANAGEMENT LLC
|
|||
/s/Joseph
Stilwell
|
|||
By:
|
Joseph
Stilwell
|
||
Managing
and Sole Member
|
|||
JOSEPH
STILWELL
|
|||
/s/Joseph
Stilwell
|
|||
Joseph
Stilwell
|