Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Neff Jerry L
 2. Date of Event Requiring Statement (Month/Day/Year)
03/01/2005		 3. Issuer Name and Ticker or Trading Symbol
GOLD BANC CORP INC [GLDB]
(Last)
(First)
(Middle)
4502 CORTEZ ROAD W		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Chief Personal Bkng/Wealth Mgm
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

BRADENTON, FL 34210		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock (1) 12,000
D
 
Common Stock 15,734
I
Held jointly with spouse
Common Stock 19,527
I
Held in Jerry Neff IRA
Common Stock 3,113
I
Held in ESOP

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units   (2) 10/22/2006 Common Stock 4,000 $ (3) D  
Restricted Stock Units   (2) 01/19/2008 Common Stock 4,000 $ (3) D  
Incentive Stock Option 03/06/2006 03/06/2011 Common Stock 4,140 $ 7.25 D  
Incentive Stock Option 01/25/2007 01/25/2012 Common Stock 10,000 $ 7.06 D  
Incentive Stock Option 07/23/2008 07/23/2013 Common Stock 10,000 $ 11.03 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Neff Jerry L
4502 CORTEZ ROAD W
BRADENTON, FL 34210		       Chief Personal Bkng/Wealth Mgm  

Signatures

Jerry L. Neff 03/02/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Represents shares of restricted stock granted under the Company's 1996 Equity Compensation Plan that vest upon the third anniversary of the date of grant contingent upon continued employment. Some of the shares are subject to a period of nontransferability and accelerated vesting under certain circumstances.
(2) The restricted stock units are vested upon the third anniversary of the date of grant contingent upon continued employment.
(3) Price is 1 for 1.

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